South Africa Bank Deposit Interest Rate (2025)
South Africa's Bank Deposit Interest Rate: 7.4 % per annum in 2025, -0.5pp YoY. World Bank (FR.INR.DPST), 2001–2025.
South Africa (2025)
7.4
% per annum
-0.5pp YoY
YoY Change
-0.5pp
percentage points
Trend
down
Series length
25
years of data
Data
| Year | % per annum | YoY Change |
|---|---|---|
| 2025 | 7.4 | -0.5pp |
| 2024 | 7.9 | +1.2pp |
| 2023 | 6.7 | +1.6pp |
| 2022 | 5.1 | +1.3pp |
| 2021 | 3.8 | -1.1pp |
| 2020 | 4.9 | -2.1pp |
| 2019 | 7 | unchanged |
| 2018 | 7 | -0.2pp |
| 2017 | 7.2 | unchanged |
| 2016 | 7.2 | +1pp |
| 2015 | 6.2 | +0.4pp |
| 2014 | 5.8 | +0.6pp |
| 2013 | 5.2 | -0.2pp |
| 2012 | 5.4 | -0.3pp |
| 2011 | 5.7 | -0.8pp |
| 2010 | 6.5 | -2pp |
| 2009 | 8.5 | -3.1pp |
| 2008 | 11.6 | +2.4pp |
| 2007 | 9.2 | +2.1pp |
| 2006 | 7.1 | +1.1pp |
About this Dataset
South Africa recorded 7.4 % per annum in 2025. The latest change was -0.5pp. Across 2001–2025 the series ranges from 3.8 in 2021 to 11.6 in 2008.
This page tracks the benchmark bank deposit interest rate in South Africa from 1990 to present. The spread between lending and deposit rates is a core measure of bank profitability and financial system efficiency.
Data sourced from World Bank via Open Data API. Values use World Bank standardised methodology intended for cross-country comparison.
Frequently Asked Questions
This page tracks the benchmark bank deposit interest rate in South Africa from 1990 to present. The spread between lending and deposit rates is a core measure of bank profitability and financial system efficiency. It is published by World Bank and updated annually.
The most recent observation covers 2025. World Bank typically publishes this series with a lag of several months after the reference period. The series runs 2001–2025 (25 observations).
The series peaked at 11.6 % per annum in 2008 and reached its lowest recorded value of 3.8 in 2021. The latest reading of 7.4 in 2025 represents a change of -0.5pp.