South Africa Bank Lending Interest Rate (2025)
South Africa's Bank Lending Interest Rate: 10.7 % per annum in 2025, -0.9pp YoY. World Bank (FR.INR.LEND), 1960–2025.
South Africa (2025)
10.7
% per annum
-0.9pp YoY
YoY Change
-0.9pp
percentage points
Trend
down
Series length
66
years of data
Data
| Year | % per annum | YoY Change |
|---|---|---|
| 2025 | 10.7 | -0.9pp |
| 2024 | 11.6 | +0.1pp |
| 2023 | 11.5 | +2.7pp |
| 2022 | 8.8 | +1.8pp |
| 2021 | 7 | -0.7pp |
| 2020 | 7.7 | -2.4pp |
| 2019 | 10.1 | unchanged |
| 2018 | 10.1 | -0.3pp |
| 2017 | 10.4 | -0.1pp |
| 2016 | 10.5 | +1.1pp |
| 2015 | 9.4 | +0.3pp |
| 2014 | 9.1 | +0.6pp |
| 2013 | 8.5 | -0.3pp |
| 2012 | 8.8 | -0.2pp |
| 2011 | 9 | -0.8pp |
| 2010 | 9.8 | -1.9pp |
| 2009 | 11.7 | -3.4pp |
| 2008 | 15.1 | +1.9pp |
| 2007 | 13.2 | +2pp |
| 2006 | 11.2 | +0.6pp |
About this Dataset
South Africa recorded 10.7 % per annum in 2025. The latest change was -0.9pp. Across 1960–2025 the series ranges from 5.5 % per annum in 1963 to 22.3 % per annum in 1984.
This page tracks the prime or benchmark bank lending rate in South Africa. Lending rates directly affect the cost of corporate borrowing and investment activity.
Data sourced from World Bank via Open Data API. Values use World Bank standardised methodology intended for cross-country comparison.
Frequently Asked Questions
This page tracks the prime or benchmark bank lending rate in South Africa. Lending rates directly affect the cost of corporate borrowing and investment activity. It is published by World Bank and updated annually.
The most recent observation covers 2025. World Bank typically publishes this series with a lag of several months after the reference period. The series runs 1960–2025 (66 observations).
The series peaked at 22.3 % per annum in 1984 and reached its lowest recorded value of 5.5 % per annum in 1963. The latest reading is 10.7 % per annum in 2025. The latest change was -0.9pp.