Pakistan Bank Net Interest Margin (2020)
Pakistan's Bank Net Interest Margin: 3.3 % of interest-earning assets in 2020, +0.2pp YoY. World Bank (GFDD.EI.02), 2004–2020.
Pakistan (2020)
3.3
% of interest-earning assets
+0.2pp YoY
YoY Change
+0.2pp
percentage points
Trend
up
Series length
17
years of data
Data
| Year | % of interest-earning assets | YoY Change |
|---|---|---|
| 2020 | 3.3 | +0.2pp |
| 2019 | 3.1 | -0.2pp |
| 2018 | 3.3 | -0.4pp |
| 2017 | 3.7 | -0.2pp |
| 2016 | 3.9 | -0.3pp |
| 2015 | 4.2 | -0.3pp |
| 2014 | 4.5 | -0.3pp |
| 2013 | 4.8 | -0.7pp |
| 2012 | 5.5 | -0.7pp |
| 2011 | 6.2 | +0.3pp |
| 2010 | 5.9 | unchanged |
| 2009 | 5.9 | -0.1pp |
| 2008 | 6 | -0.5pp |
| 2007 | 6.5 | -0.3pp |
| 2006 | 6.8 | +0.3pp |
| 2005 | 6.5 | +0.9pp |
| 2004 | 5.6 | n/a |
About this Dataset
Pakistan recorded 3.3 % of interest-earning assets in 2020. The latest change was +0.2pp. Across 2004–2020 the series ranges from 3.1 in 2019 to 6.8 in 2006.
This page tracks the net interest margin (NIM) of the banking sector in Pakistan from 2000 to present. NIM is the primary measure of bank profitability from core lending activities and reflects the spread between lending and deposit rates.
Data sourced from World Bank via Open Data API. Values use World Bank standardised methodology intended for cross-country comparison.
Frequently Asked Questions
This page tracks the net interest margin (NIM) of the banking sector in Pakistan from 2000 to present. NIM is the primary measure of bank profitability from core lending activities and reflects the spread between lending and deposit rates. It is published by World Bank and updated annually.
The most recent observation covers 2020. World Bank typically publishes this series with a lag of several months after the reference period. The series runs 2004–2020 (17 observations).
The series peaked at 6.8 % of interest-earning assets in 2006 and reached its lowest recorded value of 3.1 in 2019. The latest reading of 3.3 in 2020 represents a change of +0.2pp.