Pakistan Bank Non-Performing Loans Ratio (2025)
Pakistan's Bank Non-Performing Loans Ratio: 5.4 % of total gross loans in 2025, -0.3pp YoY. World Bank (FB.AST.NPER.ZS), 2013–2025.
Pakistan (2025)
5.4
% of total gross loans
-0.3pp YoY
YoY Change
-0.3pp
percentage points
Trend
down
Series length
13
years of data
Data
| Year | % of total gross loans | YoY Change |
|---|---|---|
| 2025 | 5.4 | -0.3pp |
| 2024 | 5.7 | -0.9pp |
| 2023 | 6.6 | +0.1pp |
| 2022 | 6.5 | -1.4pp |
| 2021 | 7.9 | -1.3pp |
| 2020 | 9.2 | +0.6pp |
| 2019 | 8.6 | +0.6pp |
| 2018 | 8 | -0.4pp |
| 2017 | 8.4 | -1.7pp |
| 2016 | 10.1 | -1.3pp |
| 2015 | 11.4 | -0.9pp |
| 2014 | 12.3 | -0.7pp |
| 2013 | 13 | n/a |
About this Dataset
Pakistan recorded 5.4 % of total gross loans in 2025. The latest change was -0.3pp. Across 2013–2025 the series ranges from 5.4 in 2025 to 13 in 2013.
This page tracks the ratio of non-performing bank loans (90+ days past due) to total gross loans in Pakistan from 2000 to present. This is the primary asset-quality indicator for banking sector stability.
Data sourced from World Bank via Open Data API. Values use World Bank standardised methodology intended for cross-country comparison.
Frequently Asked Questions
This page tracks the ratio of non-performing bank loans (90+ days past due) to total gross loans in Pakistan from 2000 to present. This is the primary asset-quality indicator for banking sector stability. It is published by World Bank and updated annually.
The most recent observation covers 2025. World Bank typically publishes this series with a lag of several months after the reference period. The series runs 2013–2025 (13 observations).
The series peaked at 13 % of total gross loans in 2013 and reached its lowest recorded value of 5.4 in 2025. The latest reading of 5.4 in 2025 represents a change of -0.3pp.