Nigeria Bank Non-Performing Loans Ratio (2025)
Nigeria's Bank Non-Performing Loans Ratio: 8.1 % of total gross loans in 2025, +3.2pp YoY. World Bank (FB.AST.NPER.ZS), 2007–2025.
Nigeria (2025)
8.1
% of total gross loans
+3.2pp YoY
YoY Change
+3.2pp
percentage points
Trend
up
Series length
19
years of data
Data
| Year | % of total gross loans | YoY Change |
|---|---|---|
| 2025 | 8.1 | +3.2pp |
| 2024 | 4.9 | +0.5pp |
| 2023 | 4.4 | +0.4pp |
| 2022 | 4 | -0.9pp |
| 2021 | 4.9 | -1.1pp |
| 2020 | 6 | unchanged |
| 2019 | 6 | -5.7pp |
| 2018 | 11.7 | -3.1pp |
| 2017 | 14.8 | +2pp |
| 2016 | 12.8 | +7.9pp |
| 2015 | 4.9 | +1.9pp |
| 2014 | 3 | -0.4pp |
| 2013 | 3.4 | -0.3pp |
| 2012 | 3.7 | -2.1pp |
| 2011 | 5.8 | -14.3pp |
| 2010 | 20.1 | -17.2pp |
| 2009 | 37.3 | +30.1pp |
| 2008 | 7.2 | -2.3pp |
| 2007 | 9.5 | n/a |
About this Dataset
Nigeria recorded 8.1 % of total gross loans in 2025. The latest change was +3.2pp. Across 2007–2025 the series ranges from 3 in 2014 to 37.3 in 2009.
This page tracks the ratio of non-performing bank loans (90+ days past due) to total gross loans in Nigeria from 2000 to present. This is the primary asset-quality indicator for banking sector stability.
Data sourced from World Bank via Open Data API. Values use World Bank standardised methodology intended for cross-country comparison.
Frequently Asked Questions
This page tracks the ratio of non-performing bank loans (90+ days past due) to total gross loans in Nigeria from 2000 to present. This is the primary asset-quality indicator for banking sector stability. It is published by World Bank and updated annually.
The most recent observation covers 2025. World Bank typically publishes this series with a lag of several months after the reference period. The series runs 2007–2025 (19 observations).
The series peaked at 37.3 % of total gross loans in 2009 and reached its lowest recorded value of 3 in 2014. The latest reading of 8.1 in 2025 represents a change of +3.2pp.