South Africa Real Interest Rate (2025)
South Africa's Real Interest Rate: 7.7 % per annum (inflation-adjusted) in 2025, +0.3pp YoY. World Bank (FR.INR.RINR), 1961–2025.
South Africa (2025)
7.7
% per annum (inflation-adjusted)
+0.3pp YoY
YoY Change
+0.3pp
percentage points
Trend
up
Series length
65
years of data
Data
| Year | % per annum (inflation-adjusted) | YoY Change |
|---|---|---|
| 2025 | 7.7 | +0.3pp |
| 2024 | 7.4 | +0.9pp |
| 2023 | 6.5 | +3.1pp |
| 2022 | 3.4 | +2.8pp |
| 2021 | 0.6 | -1.6pp |
| 2020 | 2.2 | -3.1pp |
| 2019 | 5.3 | -0.6pp |
| 2018 | 5.9 | +1.3pp |
| 2017 | 4.6 | +1.3pp |
| 2016 | 3.3 | -0.4pp |
| 2015 | 3.7 | +0.1pp |
| 2014 | 3.6 | +1.1pp |
| 2013 | 2.5 | -1.4pp |
| 2012 | 3.9 | +0.6pp |
| 2011 | 3.3 | -0.2pp |
| 2010 | 3.5 | +0.7pp |
| 2009 | 2.8 | -3.9pp |
| 2008 | 6.7 | +2.2pp |
| 2007 | 4.5 | -0.3pp |
| 2006 | 4.8 | unchanged |
About this Dataset
South Africa recorded 7.7 % per annum (inflation-adjusted) in 2025. The latest change was +0.3pp. Across 1961–2025 the series ranges from -11 % per annum (inflation-adjusted) in 1980 to 12.7 % per annum (inflation-adjusted) in 1998.
This page tracks the real interest rate (lending rate adjusted for inflation using GDP deflator) in South Africa. Real rates determine the true cost of capital for investment.
Data sourced from World Bank via Open Data API. Values use World Bank standardised methodology intended for cross-country comparison.
Frequently Asked Questions
This page tracks the real interest rate (lending rate adjusted for inflation using GDP deflator) in South Africa. Real rates determine the true cost of capital for investment. It is published by World Bank and updated annually.
The most recent observation covers 2025. World Bank typically publishes this series with a lag of several months after the reference period. The series runs 1961–2025 (65 observations).
The series peaked at 12.7 % per annum (inflation-adjusted) in 1998 and reached its lowest recorded value of -11 % per annum (inflation-adjusted) in 1980. The latest reading is 7.7 % per annum (inflation-adjusted) in 2025. The latest change was +0.3pp.