South Africa Real Interest Rate (2025)
South Africa's Real Interest Rate: 7.7 % per annum (inflation-adjusted) in 2025, +0.3pp YoY. World Bank (FR.INR.RINR), 1976–2025.
South Africa (2025)
7.7
% per annum (inflation-adjusted)
+0.3pp YoY
YoY Change
+0.3pp
percentage points
Trend
up
Series length
50
years of data
Data
| Year | % per annum (inflation-adjusted) | YoY Change |
|---|---|---|
| 2025 | 7.7 | +0.3pp |
| 2024 | 7.4 | +0.9pp |
| 2023 | 6.5 | +3.1pp |
| 2022 | 3.4 | +2.8pp |
| 2021 | 0.6 | -1.6pp |
| 2020 | 2.2 | -3.1pp |
| 2019 | 5.3 | -0.6pp |
| 2018 | 5.9 | +1.3pp |
| 2017 | 4.6 | +1.3pp |
| 2016 | 3.3 | -0.4pp |
| 2015 | 3.7 | +0.1pp |
| 2014 | 3.6 | +1.1pp |
| 2013 | 2.5 | -1.4pp |
| 2012 | 3.9 | +0.6pp |
| 2011 | 3.3 | -0.2pp |
| 2010 | 3.5 | +0.7pp |
| 2009 | 2.8 | -3.9pp |
| 2008 | 6.7 | +2.2pp |
| 2007 | 4.5 | -0.3pp |
| 2006 | 4.8 | unchanged |
About this Dataset
South Africa recorded 7.7 % per annum (inflation-adjusted) in 2025. The latest change was +0.3pp. Across 1976–2025 the series ranges from -11 in 1980 to 12.7 in 1998.
This page tracks the real interest rate (lending rate adjusted for inflation using GDP deflator) in South Africa from 1990 to present. Real rates determine the true cost of capital for investment.
Data sourced from World Bank via Open Data API. Values use World Bank standardised methodology intended for cross-country comparison.
Frequently Asked Questions
This page tracks the real interest rate (lending rate adjusted for inflation using GDP deflator) in South Africa from 1990 to present. Real rates determine the true cost of capital for investment. It is published by World Bank and updated annually.
The most recent observation covers 2025. World Bank typically publishes this series with a lag of several months after the reference period. The series runs 1976–2025 (50 observations).
The series peaked at 12.7 % per annum (inflation-adjusted) in 1998 and reached its lowest recorded value of -11 in 1980. The latest reading of 7.7 in 2025 represents a change of +0.3pp.