South Africa Bank Non-Performing Loans Ratio (2024)
South Africa's Bank Non-Performing Loans Ratio: 4.5 % of total gross loans in 2024, -0.2pp YoY. World Bank (FB.AST.NPER.ZS), 2008–2024.
South Africa (2024)
4.5
% of total gross loans
-0.2pp YoY
YoY Change
-0.2pp
percentage points
Trend
down
Series length
17
years of data
Data
| Year | % of total gross loans | YoY Change |
|---|---|---|
| 2024 | 4.5 | -0.2pp |
| 2023 | 4.7 | +0.6pp |
| 2022 | 4.1 | -0.4pp |
| 2021 | 4.5 | -0.7pp |
| 2020 | 5.2 | +1.3pp |
| 2019 | 3.9 | +0.2pp |
| 2018 | 3.7 | +0.9pp |
| 2017 | 2.8 | -0.1pp |
| 2016 | 2.9 | -0.2pp |
| 2015 | 3.1 | -0.1pp |
| 2014 | 3.2 | -0.4pp |
| 2013 | 3.6 | -0.4pp |
| 2012 | 4 | -0.7pp |
| 2011 | 4.7 | -1.1pp |
| 2010 | 5.8 | -0.1pp |
| 2009 | 5.9 | +2pp |
| 2008 | 3.9 | n/a |
About this Dataset
South Africa recorded 4.5 % of total gross loans in 2024. The latest change was -0.2pp. Across 2008–2024 the series ranges from 2.8 in 2017 to 5.9 in 2009.
This page tracks the ratio of non-performing bank loans (90+ days past due) to total gross loans in South Africa from 2000 to present. This is the primary asset-quality indicator for banking sector stability.
Data sourced from World Bank via Open Data API. Values use World Bank standardised methodology intended for cross-country comparison.
Frequently Asked Questions
This page tracks the ratio of non-performing bank loans (90+ days past due) to total gross loans in South Africa from 2000 to present. This is the primary asset-quality indicator for banking sector stability. It is published by World Bank and updated annually.
The most recent observation covers 2024. World Bank typically publishes this series with a lag of several months after the reference period. The series runs 2008–2024 (17 observations).
The series peaked at 5.9 % of total gross loans in 2009 and reached its lowest recorded value of 2.8 in 2017. The latest reading of 4.5 in 2024 represents a change of -0.2pp.