India Bank Non-Performing Loans Ratio (2025)
India's Bank Non-Performing Loans Ratio: 2.1 % of total gross loans in 2025, -0.4pp YoY. World Bank (FB.AST.NPER.ZS), 2005–2025.
India (2025)
2.1
% of total gross loans
-0.4pp YoY
YoY Change
-0.4pp
percentage points
Trend
down
Series length
17
years of data
Data
| Year | % of total gross loans | Change |
|---|---|---|
| 2025 | 2.1 | -0.4pp |
| 2024 | 2.5 | -0.9pp |
| 2023 | 3.4 | -1.4pp |
| 2022 | 4.8 | -1.7pp |
| 2021 | 6.5 | -1.4pp |
| 2020 | 7.9 | -1.3pp |
| 2019 | 9.2 | -0.3pp |
| 2018 | 9.5 | -0.5pp |
| 2017 | 10 | +0.8pp |
| 2016 | 9.2 | +3.3pp |
| 2015 | 5.9 | +1.6pp |
| 2014 | 4.3 | +0.3pp |
| 2013 | 4 | +0.6pp |
| 2012 | 3.4 | +0.7pp |
| 2011 | 2.7 | +0.3pp |
| 2008 | 2.4 | -2pp |
| 2005 | 4.4 | n/a |
About this Dataset
India recorded 2.1 % of total gross loans in 2025. The latest change was -0.4pp. Across 2005–2025 the series ranges from 2.1 in 2025 to 10 in 2017.
This page tracks the ratio of non-performing bank loans (90+ days past due) to total gross loans in India from 2000 to present. This is the primary asset-quality indicator for banking sector stability.
Data sourced from World Bank via Open Data API. Values use World Bank standardised methodology intended for cross-country comparison.
Frequently Asked Questions
This page tracks the ratio of non-performing bank loans (90+ days past due) to total gross loans in India from 2000 to present. This is the primary asset-quality indicator for banking sector stability. It is published by World Bank and updated annually.
The most recent observation covers 2025. World Bank typically publishes this series with a lag of several months after the reference period. The series runs 2005–2025 (17 observations).
The series peaked at 10 % of total gross loans in 2017 and reached its lowest recorded value of 2.1 in 2025. The latest reading of 2.1 in 2025 represents a change of -0.4pp.