United Kingdom Bank Non-Performing Loans Ratio (2025)
United Kingdom's Bank Non-Performing Loans Ratio: 0.9 % of total gross loans in 2025, -0.1pp YoY. World Bank (FB.AST.NPER.ZS), 2005–2025.
United Kingdom (2025)
0.9
% of total gross loans
-0.1pp YoY
YoY Change
-0.1pp
percentage points
Trend
down
Series length
19
years of data
Data
| Year | % of total gross loans | Change |
|---|---|---|
| 2025 | 0.9 | -0.1pp |
| 2024 | 1 | unchanged |
| 2023 | 1 | +0.1pp |
| 2022 | 0.9 | -0.1pp |
| 2021 | 1 | unchanged |
| 2020 | 1 | unchanged |
| 2019 | 1 | -0.1pp |
| 2018 | 1.1 | -0.3pp |
| 2017 | 1.4 | -0.3pp |
| 2016 | 1.7 | +0.7pp |
| 2015 | 1 | -0.7pp |
| 2014 | 1.7 | -1.4pp |
| 2013 | 3.1 | -0.5pp |
| 2012 | 3.6 | -0.4pp |
| 2011 | 4 | unchanged |
| 2010 | 4 | +0.5pp |
| 2009 | 3.5 | +1.9pp |
| 2008 | 1.6 | +0.6pp |
| 2005 | 1 | n/a |
About this Dataset
United Kingdom recorded 0.9 % of total gross loans in 2025. The latest change was -0.1pp. Across 2005–2025 the series ranges from 0.9 in 2022 to 4 in 2011.
This page tracks the ratio of non-performing bank loans (90+ days past due) to total gross loans in United Kingdom from 2000 to present. This is the primary asset-quality indicator for banking sector stability.
Data sourced from World Bank via Open Data API. Values use World Bank standardised methodology intended for cross-country comparison.
Frequently Asked Questions
This page tracks the ratio of non-performing bank loans (90+ days past due) to total gross loans in United Kingdom from 2000 to present. This is the primary asset-quality indicator for banking sector stability. It is published by World Bank and updated annually.
The most recent observation covers 2025. World Bank typically publishes this series with a lag of several months after the reference period. The series runs 2005–2025 (19 observations).
The series peaked at 4 % of total gross loans in 2011 and reached its lowest recorded value of 0.9 in 2022. The latest reading of 0.9 in 2025 represents a change of -0.1pp.