Germany Bank Account Ownership (% of Population 15+) (2024)
Germany's Bank Account Ownership (% of Population 15+): 98.3 % of adults (15+) in 2024, -1.7pp vs 2021. World Bank (FX.OWN.TOTL.ZS), 2011–2024.
Germany (2024)
98.3
% of adults (15+)
-1.7pp vs 2021
Change vs. prior observation
-1.7pp
percentage points
Trend
down
Series length
5
years of data
Data
| Year | % of adults (15+) | Change |
|---|---|---|
| 2024 | 98.3 | -1.7pp |
| 2021 | 100 | +0.9pp |
| 2017 | 99.1 | +0.3pp |
| 2014 | 98.8 | +0.7pp |
| 2011 | 98.1 | n/a |
About this Dataset
Germany recorded 98.3 % of adults (15+) in 2024. The latest change was -1.7pp. Across 2011–2024 the series ranges from 98.1 in 2011 to 100 in 2021.
This page tracks the share of adults (15+) with a bank or mobile money account in Germany. Based on the World Bank Global Findex database (triennial survey). Account ownership is the gateway to the formal financial system.
Data sourced from World Bank via Open Data API. Values use World Bank standardised methodology intended for cross-country comparison.
Frequently Asked Questions
This page tracks the share of adults (15+) with a bank or mobile money account in Germany. Based on the World Bank Global Findex database (triennial survey). Account ownership is the gateway to the formal financial system. It is published by World Bank and updated every 3 years.
The most recent observation covers 2024. World Bank typically publishes this series with a lag of several months after the reference period. The series runs 2011–2024 (5 observations).
The series peaked at 100 % of adults (15+) in 2021 and reached its lowest recorded value of 98.1 in 2011. The latest reading of 98.3 in 2024 represents a change of -1.7pp.