South Africa Bank Net Interest Margin (2020)
South Africa's Bank Net Interest Margin: 2.8 % of interest-earning assets in 2020, -0.3pp YoY. World Bank (GFDD.EI.02), 2008–2020.
South Africa (2020)
2.8
% of interest-earning assets
-0.3pp YoY
YoY Change
-0.3pp
percentage points
Trend
down
Series length
13
years of data
Data
| Year | % of interest-earning assets | YoY Change |
|---|---|---|
| 2020 | 2.8 | -0.3pp |
| 2019 | 3.1 | unchanged |
| 2018 | 3.1 | unchanged |
| 2017 | 3.1 | -0.2pp |
| 2016 | 3.3 | unchanged |
| 2015 | 3.3 | unchanged |
| 2014 | 3.3 | unchanged |
| 2013 | 3.3 | unchanged |
| 2012 | 3.3 | unchanged |
| 2011 | 3.3 | -0.1pp |
| 2010 | 3.4 | +0.2pp |
| 2009 | 3.2 | -0.3pp |
| 2008 | 3.5 | n/a |
About this Dataset
South Africa recorded 2.8 % of interest-earning assets in 2020. The latest change was -0.3pp. Across 2008–2020 the series ranges from 2.8 % of interest-earning assets in 2020 to 3.5 % of interest-earning assets in 2008.
This page tracks the net interest margin (NIM) of the banking sector in South Africa. NIM is the primary measure of bank profitability from core lending activities and reflects the spread between lending and deposit rates.
Data sourced from World Bank via Open Data API. Values use World Bank standardised methodology intended for cross-country comparison.
Frequently Asked Questions
This page tracks the net interest margin (NIM) of the banking sector in South Africa. NIM is the primary measure of bank profitability from core lending activities and reflects the spread between lending and deposit rates. It is published by World Bank and updated annually.
The most recent observation covers 2020. World Bank typically publishes this series with a lag of several months after the reference period. The series runs 2008–2020 (13 observations).
The series is at its lowest recorded level, 2.8 % of interest-earning assets in 2020, down from a peak of 3.5 % of interest-earning assets in 2008. The latest change was -0.3pp.