Germany Bank Non-Performing Loans Ratio (2025)
Germany's Bank Non-Performing Loans Ratio: 1.9 % of total gross loans in 2025, +0.1pp YoY. World Bank (FB.AST.NPER.ZS), 2022–2025.
Germany (2025)
1.9
% of total gross loans
+0.1pp YoY
YoY Change
+0.1pp
percentage points
Trend
up
Series length
4
years of data
Data
| Year | % of total gross loans | YoY Change |
|---|---|---|
| 2025 | 1.9 | +0.1pp |
| 2024 | 1.8 | +0.3pp |
| 2023 | 1.5 | +0.3pp |
| 2022 | 1.2 | n/a |
About this Dataset
Germany recorded 1.9 % of total gross loans in 2025. The latest change was +0.1pp. Across 2022–2025 the series ranges from 1.2 in 2022 to 1.9 in 2025.
This page tracks the ratio of non-performing bank loans (90+ days past due) to total gross loans in Germany from 2000 to present. This is the primary asset-quality indicator for banking sector stability.
Data sourced from World Bank via Open Data API. Values use World Bank standardised methodology intended for cross-country comparison.
Frequently Asked Questions
This page tracks the ratio of non-performing bank loans (90+ days past due) to total gross loans in Germany from 2000 to present. This is the primary asset-quality indicator for banking sector stability. It is published by World Bank and updated annually.
The most recent observation covers 2025. World Bank typically publishes this series with a lag of several months after the reference period. The series runs 2022–2025 (4 observations).
The series peaked at 1.9 % of total gross loans in 2025 and reached its lowest recorded value of 1.2 in 2022. The latest reading of 1.9 in 2025 represents a change of +0.1pp.