{"version":1,"asset_type":"statistical_series","data_type":"time_series","slug":"za-lending-interest-rate","url":"https://apiardata.com/statistics/za-lending-interest-rate","html_url":"https://apiardata.com/statistics/za-lending-interest-rate/","title":"South Africa Bank Lending Interest Rate (2025)","description":"South Africa's Bank Lending Interest Rate: 10.7 % per annum in 2025, -0.9pp YoY. World Bank (FR.INR.LEND), 1976–2025.","domain":"markets","category":"Financial Markets","keywords":["Financial Markets","World Bank","South Africa","2025"],"publisher":"World Bank","frequency":"Annual","geography":"South Africa","temporal_coverage":"1976/2025","unit":"% per annum","last_updated":"2026-07-25","last_updated_text":"25 July 2026","data_as_of":"2025","variable_measured":"South Africa Bank Lending Interest Rate","license":"https://apiardata.com/data-license","is_accessible_for_free":true,"sources":[{"name":"World Bank","url":"https://data.worldbank.org/indicator/FR.INR.LEND?locations=ZA"}],"meta":[{"label":"Frequency","value":"Annual"},{"label":"Coverage","value":"1976–2025"},{"label":"Observations","value":"50"},{"label":"Geography","value":"South Africa"},{"label":"Last updated","value":"25 July 2026"}],"kpis":[{"label":"South Africa (2025)","value":"10.7","unit":"% per annum","trend":{"direction":"down","value":"-0.9pp YoY"}},{"label":"YoY Change","value":"-0.9pp","unit":"percentage points"},{"label":"Trend","value":"down","unit":""},{"label":"Series length","value":"50","unit":"years of data"}],"series":[{"key":"value","label":"South Africa Bank Lending Interest Rate"}],"observation_count":50,"observations":[{"period":"1976","value":12.25},{"period":"1977","value":12.5},{"period":"1978","value":12.125},{"period":"1979","value":10},{"period":"1980","value":9.5},{"period":"1981","value":14},{"period":"1982","value":19.3333333333333},{"period":"1983","value":16.6666666666667},{"period":"1984","value":22.3333333333333},{"period":"1985","value":21.5},{"period":"1986","value":14.3333333333333},{"period":"1987","value":12.5},{"period":"1988","value":15.3333333333333},{"period":"1989","value":19.8333333333333},{"period":"1990","value":21},{"period":"1991","value":20.3125},{"period":"1992","value":18.9058333333333},{"period":"1993","value":16.1583333333333},{"period":"1994","value":15.5833333333333},{"period":"1995","value":17.8958333333333},{"period":"1996","value":19.5208333333333},{"period":"1997","value":20},{"period":"1998","value":21.7916666666667},{"period":"1999","value":18},{"period":"2000","value":14.5},{"period":"2001","value":13.7708333333333},{"period":"2002","value":15.75},{"period":"2003","value":14.9583333333333},{"period":"2004","value":11.2916666666667},{"period":"2005","value":10.625},{"period":"2006","value":11.1666666666667},{"period":"2007","value":13.1666666666667},{"period":"2008","value":15.125},{"period":"2009","value":11.7083333333333},{"period":"2010","value":9.83333333333333},{"period":"2011","value":9},{"period":"2012","value":8.75},{"period":"2013","value":8.5},{"period":"2014","value":9.125},{"period":"2015","value":9.41666666666667},{"period":"2016","value":10.4583333333333},{"period":"2017","value":10.375},{"period":"2018","value":10.0833333333333},{"period":"2019","value":10.125},{"period":"2020","value":7.70833333333333},{"period":"2021","value":7.04166666666667},{"period":"2022","value":8.79166666666667},{"period":"2023","value":11.5},{"period":"2024","value":11.625},{"period":"2025","value":10.6875}],"table":{"columns":[{"key":"year","label":"Year"},{"key":"value","label":"% per annum"},{"key":"yoyChange","label":"YoY Change"}],"rows":[{"year":"2025","value":"10.7","yoyChange":"-0.9pp"},{"year":"2024","value":"11.6","yoyChange":"+0.1pp"},{"year":"2023","value":"11.5","yoyChange":"+2.7pp"},{"year":"2022","value":"8.8","yoyChange":"+1.8pp"},{"year":"2021","value":"7.0","yoyChange":"-0.7pp"},{"year":"2020","value":"7.7","yoyChange":"-2.4pp"},{"year":"2019","value":"10.1","yoyChange":"unchanged"},{"year":"2018","value":"10.1","yoyChange":"-0.3pp"},{"year":"2017","value":"10.4","yoyChange":"-0.1pp"},{"year":"2016","value":"10.5","yoyChange":"+1.1pp"},{"year":"2015","value":"9.4","yoyChange":"+0.3pp"},{"year":"2014","value":"9.1","yoyChange":"+0.6pp"},{"year":"2013","value":"8.5","yoyChange":"-0.3pp"},{"year":"2012","value":"8.8","yoyChange":"-0.2pp"},{"year":"2011","value":"9.0","yoyChange":"-0.8pp"},{"year":"2010","value":"9.8","yoyChange":"-1.9pp"},{"year":"2009","value":"11.7","yoyChange":"-3.4pp"},{"year":"2008","value":"15.1","yoyChange":"+1.9pp"},{"year":"2007","value":"13.2","yoyChange":"+2.0pp"},{"year":"2006","value":"11.2","yoyChange":"+0.5pp"}]},"qa":[{"question":"What does this indicator measure?","answer":"This page tracks the prime or benchmark bank lending rate in South Africa from 1990 to present. Lending rates directly affect the cost of corporate borrowing and investment activity. It is published by World Bank and updated annually."},{"question":"How current is this data?","answer":"The most recent observation covers 2025. World Bank typically publishes this series with a lag of several months after the reference period. The series runs 1976–2025 (50 observations)."},{"question":"What is the long-term trend?","answer":"The series peaked at 22.3 % per annum in 1984 and reached its lowest recorded value of 7 in 2021. The latest reading of 10.7 in 2025 represents a change of -0.9pp."}]}