{"version":1,"asset_type":"statistical_series","data_type":"time_series","slug":"za-deposit-interest-rate","url":"https://apiardata.com/statistics/za-deposit-interest-rate","html_url":"https://apiardata.com/statistics/za-deposit-interest-rate/","title":"South Africa Bank Deposit Interest Rate (2025)","description":"South Africa's Bank Deposit Interest Rate: 7.4 % per annum in 2025, -0.5pp YoY. World Bank (FR.INR.DPST), 2001–2025.","domain":"markets","category":"Financial Markets","keywords":["Financial Markets","World Bank","South Africa","2025"],"publisher":"World Bank","frequency":"Annual","geography":"South Africa","temporal_coverage":"2001/2025","unit":"% per annum","last_updated":"2026-07-25","last_updated_text":"25 July 2026","data_as_of":"2025","variable_measured":"South Africa Bank Deposit Interest Rate","license":"https://apiardata.com/data-license","is_accessible_for_free":true,"sources":[{"name":"World Bank","url":"https://data.worldbank.org/indicator/FR.INR.DPST?locations=ZA"}],"meta":[{"label":"Frequency","value":"Annual"},{"label":"Coverage","value":"2001–2025"},{"label":"Observations","value":"25"},{"label":"Geography","value":"South Africa"},{"label":"Last updated","value":"25 July 2026"}],"kpis":[{"label":"South Africa (2025)","value":"7.4","unit":"% per annum","trend":{"direction":"down","value":"-0.5pp YoY"}},{"label":"YoY Change","value":"-0.5pp","unit":"percentage points"},{"label":"Trend","value":"down","unit":""},{"label":"Series length","value":"25","unit":"years of data"}],"series":[{"key":"value","label":"South Africa Bank Deposit Interest Rate"}],"observation_count":25,"observations":[{"period":"2001","value":8.99},{"period":"2002","value":10.7741666666667},{"period":"2003","value":9.76083333333333},{"period":"2004","value":6.55416666666667},{"period":"2005","value":6.04333333333333},{"period":"2006","value":7.14166666666666},{"period":"2007","value":9.155},{"period":"2008","value":11.6125},{"period":"2009","value":8.53666666666667},{"period":"2010","value":6.465},{"period":"2011","value":5.6725},{"period":"2012","value":5.43666666666667},{"period":"2013","value":5.1525},{"period":"2014","value":5.80083333333334},{"period":"2015","value":6.15333333333334},{"period":"2016","value":7.17166666666667},{"period":"2017","value":7.24583333333333},{"period":"2018","value":6.99833333333333},{"period":"2019","value":7.00833333333333},{"period":"2020","value":4.88083333333333},{"period":"2021","value":3.815},{"period":"2022","value":5.06666666666667},{"period":"2023","value":6.65166666666667},{"period":"2024","value":7.92},{"period":"2025","value":7.42083333333333}],"table":{"columns":[{"key":"year","label":"Year"},{"key":"value","label":"% per annum"},{"key":"yoyChange","label":"YoY Change"}],"rows":[{"year":"2025","value":"7.4","yoyChange":"-0.5pp"},{"year":"2024","value":"7.9","yoyChange":"+1.2pp"},{"year":"2023","value":"6.7","yoyChange":"+1.6pp"},{"year":"2022","value":"5.1","yoyChange":"+1.3pp"},{"year":"2021","value":"3.8","yoyChange":"-1.1pp"},{"year":"2020","value":"4.9","yoyChange":"-2.1pp"},{"year":"2019","value":"7.0","yoyChange":"unchanged"},{"year":"2018","value":"7.0","yoyChange":"-0.2pp"},{"year":"2017","value":"7.2","yoyChange":"unchanged"},{"year":"2016","value":"7.2","yoyChange":"+1.0pp"},{"year":"2015","value":"6.2","yoyChange":"+0.4pp"},{"year":"2014","value":"5.8","yoyChange":"+0.6pp"},{"year":"2013","value":"5.2","yoyChange":"-0.2pp"},{"year":"2012","value":"5.4","yoyChange":"-0.3pp"},{"year":"2011","value":"5.7","yoyChange":"-0.8pp"},{"year":"2010","value":"6.5","yoyChange":"-2pp"},{"year":"2009","value":"8.5","yoyChange":"-3.1pp"},{"year":"2008","value":"11.6","yoyChange":"+2.4pp"},{"year":"2007","value":"9.2","yoyChange":"+2.1pp"},{"year":"2006","value":"7.1","yoyChange":"+1.1pp"}]},"qa":[{"question":"What does this indicator measure?","answer":"This page tracks the benchmark bank deposit interest rate in South Africa from 1990 to present. The spread between lending and deposit rates is a core measure of bank profitability and financial system efficiency. It is published by World Bank and updated annually."},{"question":"How current is this data?","answer":"The most recent observation covers 2025. World Bank typically publishes this series with a lag of several months after the reference period. The series runs 2001–2025 (25 observations)."},{"question":"What is the long-term trend?","answer":"The series peaked at 11.6 % per annum in 2008 and reached its lowest recorded value of 3.8 in 2021. The latest reading of 7.4 in 2025 represents a change of -0.5pp."}]}