{"version":1,"asset_type":"statistical_series","data_type":"time_series","slug":"za-bank-overhead-costs-ratio","url":"https://apiardata.com/statistics/za-bank-overhead-costs-ratio","html_url":"https://apiardata.com/statistics/za-bank-overhead-costs-ratio/","title":"South Africa Bank Noninterest Income to Total Income (2021)","description":"South Africa's Bank Noninterest Income to Total Income: 40.9 % of total income in 2021, -0.6pp YoY. World Bank (GFDD.EI.03), 2000–2021.","domain":"macro","category":"Economy & Macro","keywords":["Economy & Macro","World Bank","South Africa","2021"],"publisher":"World Bank","frequency":"Annual","geography":"South Africa","temporal_coverage":"2000/2021","unit":"% of total income","last_updated":"2026-07-27","last_updated_text":"27 July 2026","data_as_of":"2021","variable_measured":"South Africa Bank Noninterest Income to Total Income","license":"https://apiardata.com/data-license","is_accessible_for_free":true,"sources":[{"name":"World Bank","url":"https://data.worldbank.org/indicator/GFDD.EI.03?locations=ZA"}],"meta":[{"label":"Frequency","value":"Annual"},{"label":"Coverage","value":"2000–2021"},{"label":"Observations","value":"20"},{"label":"Geography","value":"South Africa"},{"label":"Last updated","value":"27 July 2026"}],"kpis":[{"label":"South Africa (2021)","value":"40.9","unit":"% of total income","trend":{"direction":"down","value":"-0.6pp YoY"}},{"label":"YoY Change","value":"-0.6pp","unit":"percentage points"},{"label":"Trend","value":"down","unit":""},{"label":"Series length","value":"20","unit":"years of data"}],"series":[{"key":"value","label":"South Africa Bank Noninterest Income to Total Income"}],"observation_count":20,"observations":[{"period":"2000","value":31.87192},{"period":"2001","value":34.47149},{"period":"2004","value":48.96468},{"period":"2005","value":50.40731},{"period":"2006","value":49.42566},{"period":"2007","value":44.22182},{"period":"2008","value":47.53686},{"period":"2009","value":46.83934},{"period":"2010","value":47.41767},{"period":"2011","value":50.5758},{"period":"2012","value":49.20002},{"period":"2013","value":45.36352},{"period":"2014","value":44.98792},{"period":"2015","value":44.57797},{"period":"2016","value":42.58028},{"period":"2017","value":42.51162},{"period":"2018","value":43.00973},{"period":"2019","value":42.9977},{"period":"2020","value":41.49551},{"period":"2021","value":40.86563}],"table":{"columns":[{"key":"year","label":"Year"},{"key":"value","label":"% of total income"},{"key":"yoyChange","label":"Change"}],"rows":[{"year":"2021","value":"40.87","yoyChange":"-0.63pp"},{"year":"2020","value":"41.50","yoyChange":"-1.50pp"},{"year":"2019","value":"43.00","yoyChange":"-0.01pp"},{"year":"2018","value":"43.01","yoyChange":"+0.50pp"},{"year":"2017","value":"42.51","yoyChange":"-0.07pp"},{"year":"2016","value":"42.58","yoyChange":"-2.00pp"},{"year":"2015","value":"44.58","yoyChange":"-0.41pp"},{"year":"2014","value":"44.99","yoyChange":"-0.38pp"},{"year":"2013","value":"45.36","yoyChange":"-3.84pp"},{"year":"2012","value":"49.20","yoyChange":"-1.38pp"},{"year":"2011","value":"50.58","yoyChange":"+3.16pp"},{"year":"2010","value":"47.42","yoyChange":"+0.58pp"},{"year":"2009","value":"46.84","yoyChange":"-0.70pp"},{"year":"2008","value":"47.54","yoyChange":"+3.32pp"},{"year":"2007","value":"44.22","yoyChange":"-5.20pp"},{"year":"2006","value":"49.43","yoyChange":"-0.98pp"},{"year":"2005","value":"50.41","yoyChange":"+1.44pp"},{"year":"2004","value":"48.96","yoyChange":"+14.49pp"},{"year":"2001","value":"34.47","yoyChange":"+2.60pp"},{"year":"2000","value":"31.87","yoyChange":"n/a"}]},"qa":[{"question":"What does this indicator measure?","answer":"This page tracks bank noninterest income as a share of total income in South Africa from 2000 to present. Noninterest income covers fees, commissions, and trading revenue, so the ratio shows how much of a banking system's earnings come from activities other than lending. It is published by World Bank and updated annually."},{"question":"How current is this data?","answer":"The most recent observation covers 2021. World Bank typically publishes this series with a lag of several months after the reference period. The series runs 2000–2021 (20 observations)."},{"question":"What is the long-term trend?","answer":"The series peaked at 50.6 % of total income in 2011 and reached its lowest recorded value of 31.9 in 2000. The latest reading of 40.9 in 2021 represents a change of -0.6pp."}]}