{"version":1,"asset_type":"statistical_series","data_type":"time_series","slug":"za-bank-concentration-top5","url":"https://apiardata.com/statistics/za-bank-concentration-top5","html_url":"https://apiardata.com/statistics/za-bank-concentration-top5/","title":"South Africa Bank Concentration (Top-3 Banks Asset Share) (2021)","description":"South Africa's Bank Concentration (Top-3 Banks Asset Share): 79.4 % of total commercial banking assets in 2021, +2pp YoY.","domain":"macro","category":"Economy & Macro","keywords":["Economy & Macro","World Bank","South Africa","2021"],"publisher":"World Bank","frequency":"Annual","geography":"South Africa","temporal_coverage":"2000/2021","unit":"% of total commercial banking assets","last_updated":"2026-07-27","last_updated_text":"27 July 2026","data_as_of":"2021","variable_measured":"South Africa Bank Concentration (Top-3 Banks Asset Share)","license":"https://apiardata.com/data-license","is_accessible_for_free":true,"sources":[{"name":"World Bank","url":"https://data.worldbank.org/indicator/GFDD.OI.01?locations=ZA"}],"meta":[{"label":"Frequency","value":"Annual"},{"label":"Coverage","value":"2000–2021"},{"label":"Observations","value":"20"},{"label":"Geography","value":"South Africa"},{"label":"Last updated","value":"27 July 2026"}],"kpis":[{"label":"South Africa (2021)","value":"79.4","unit":"% of total commercial banking assets","trend":{"direction":"up","value":"+2pp YoY"}},{"label":"YoY Change","value":"+2pp","unit":"percentage points"},{"label":"Trend","value":"up","unit":""},{"label":"Series length","value":"20","unit":"years of data"}],"series":[{"key":"value","label":"South Africa Bank Concentration (Top-3 Banks Asset Share)"}],"observation_count":20,"observations":[{"period":"2000","value":86.98884},{"period":"2001","value":81.15051},{"period":"2004","value":99.53939},{"period":"2005","value":97.3242},{"period":"2006","value":77.28702},{"period":"2007","value":77.32166},{"period":"2008","value":78.3717},{"period":"2009","value":77.78316},{"period":"2010","value":79.17689},{"period":"2011","value":77.80879},{"period":"2012","value":77.04681},{"period":"2013","value":76.6933},{"period":"2014","value":77.38692},{"period":"2015","value":78.64989},{"period":"2016","value":75.98981},{"period":"2017","value":76.7561},{"period":"2018","value":77.7615},{"period":"2019","value":77.28469},{"period":"2020","value":77.36108},{"period":"2021","value":79.44789}],"table":{"columns":[{"key":"year","label":"Year"},{"key":"value","label":"% of total commercial banking assets"},{"key":"yoyChange","label":"Change"}],"rows":[{"year":"2021","value":"79.45","yoyChange":"+2.09pp"},{"year":"2020","value":"77.36","yoyChange":"+0.08pp"},{"year":"2019","value":"77.28","yoyChange":"-0.48pp"},{"year":"2018","value":"77.76","yoyChange":"+1.01pp"},{"year":"2017","value":"76.76","yoyChange":"+0.77pp"},{"year":"2016","value":"75.99","yoyChange":"-2.66pp"},{"year":"2015","value":"78.65","yoyChange":"+1.26pp"},{"year":"2014","value":"77.39","yoyChange":"+0.69pp"},{"year":"2013","value":"76.69","yoyChange":"-0.35pp"},{"year":"2012","value":"77.05","yoyChange":"-0.76pp"},{"year":"2011","value":"77.81","yoyChange":"-1.37pp"},{"year":"2010","value":"79.18","yoyChange":"+1.39pp"},{"year":"2009","value":"77.78","yoyChange":"-0.59pp"},{"year":"2008","value":"78.37","yoyChange":"+1.05pp"},{"year":"2007","value":"77.32","yoyChange":"+0.03pp"},{"year":"2006","value":"77.29","yoyChange":"-20.04pp"},{"year":"2005","value":"97.32","yoyChange":"-2.22pp"},{"year":"2004","value":"99.54","yoyChange":"+18.39pp"},{"year":"2001","value":"81.15","yoyChange":"-5.84pp"},{"year":"2000","value":"86.99","yoyChange":"n/a"}]},"qa":[{"question":"What does this indicator measure?","answer":"This page tracks the share of total commercial banking assets held by the three largest commercial banks in South Africa from 2000 to present. Bank concentration shapes competition, systemic risk, and pricing power. It is published by World Bank and updated annually."},{"question":"How current is this data?","answer":"The most recent observation covers 2021. World Bank typically publishes this series with a lag of several months after the reference period. The series runs 2000–2021 (20 observations)."},{"question":"What is the long-term trend?","answer":"The series peaked at 99.5 % of total commercial banking assets in 2004 and reached its lowest recorded value of 76 in 2016. The latest reading of 79.4 in 2021 represents a change of +2pp."}]}