{"version":1,"asset_type":"statistical_series","data_type":"time_series","slug":"za-bank-account-ownership","url":"https://apiardata.com/statistics/za-bank-account-ownership","html_url":"https://apiardata.com/statistics/za-bank-account-ownership/","title":"South Africa Bank Account Ownership (% of Population 15+) (2024)","description":"South Africa's Bank Account Ownership (% of Population 15+): 81.1 % of adults (15+) in 2024, -4.3pp vs 2021. World Bank (FX.OWN.TOTL.ZS), 2011–2024.","domain":"macro","category":"Economy & Macro","keywords":["Economy & Macro","World Bank","South Africa","2024"],"publisher":"World Bank","frequency":"Every 3 years (Global Findex)","geography":"South Africa","temporal_coverage":"2011/2024","unit":"% of adults (15+)","last_updated":"2026-07-26","last_updated_text":"26 July 2026","data_as_of":"2024","variable_measured":"South Africa Bank Account Ownership (% of Population 15+)","license":"https://apiardata.com/data-license","is_accessible_for_free":true,"sources":[{"name":"World Bank","url":"https://data.worldbank.org/indicator/FX.OWN.TOTL.ZS?locations=ZA"}],"meta":[{"label":"Frequency","value":"Every 3 years (Global Findex)"},{"label":"Coverage","value":"2011–2024"},{"label":"Observations","value":"5"},{"label":"Geography","value":"South Africa"},{"label":"Last updated","value":"26 July 2026"}],"kpis":[{"label":"South Africa (2024)","value":"81.1","unit":"% of adults (15+)","trend":{"direction":"down","value":"-4.3pp vs 2021"}},{"label":"Change vs. prior observation","value":"-4.3pp","unit":"percentage points"},{"label":"Trend","value":"down","unit":""},{"label":"Series length","value":"5","unit":"years of data"}],"series":[{"key":"value","label":"South Africa Bank Account Ownership (% of Population 15+)"}],"observation_count":5,"observations":[{"period":"2011","value":53.6450756317438},{"period":"2014","value":70.3174554981439},{"period":"2017","value":69.2184941645761},{"period":"2021","value":85.378111952418},{"period":"2024","value":81.1259662052011}],"table":{"columns":[{"key":"year","label":"Year"},{"key":"value","label":"% of adults (15+)"},{"key":"yoyChange","label":"Change"}],"rows":[{"year":"2024","value":"81.1","yoyChange":"-4.3pp"},{"year":"2021","value":"85.4","yoyChange":"+16.2pp"},{"year":"2017","value":"69.2","yoyChange":"-1.1pp"},{"year":"2014","value":"70.3","yoyChange":"+16.7pp"},{"year":"2011","value":"53.6","yoyChange":"n/a"}]},"qa":[{"question":"What does this indicator measure?","answer":"This page tracks the share of adults (15+) with a bank or mobile money account in South Africa. Based on the World Bank Global Findex database (triennial survey). Account ownership is the gateway to the formal financial system. It is published by World Bank and updated every 3 years."},{"question":"How current is this data?","answer":"The most recent observation covers 2024. World Bank typically publishes this series with a lag of several months after the reference period. The series runs 2011–2024 (5 observations)."},{"question":"What is the long-term trend?","answer":"The series peaked at 85.4 % of adults (15+) in 2021 and reached its lowest recorded value of 53.6 in 2011. The latest reading of 81.1 in 2024 represents a change of -4.3pp."}]}