{"version":1,"asset_type":"statistical_series","data_type":"time_series","slug":"us-life-insurance-penetration-gdp","url":"https://apiardata.com/statistics/us-life-insurance-penetration-gdp","html_url":"https://apiardata.com/statistics/us-life-insurance-penetration-gdp/","title":"United States Life Insurance Premium Penetration (% of GDP) (2024)","description":"United States's Life Insurance Premium Penetration (% of GDP): 4.9 % of GDP in 2024, +0.5pp YoY. OECD (OECD.DAF.CM:DSD_INS@DF_IND), 2000–2024.","domain":"markets","category":"Financial Markets","keywords":["Financial Markets","OECD","United States","2024"],"publisher":"OECD","frequency":"Annual","geography":"United States","temporal_coverage":"2000/2024","unit":"% of GDP","last_updated":"2026-07-27","last_updated_text":"27 July 2026","data_as_of":"2024","variable_measured":"United States Life Insurance Premium Penetration (% of GDP)","license":"https://apiardata.com/data-license","is_accessible_for_free":true,"sources":[{"name":"OECD","url":"https://data-explorer.oecd.org/vis?fs[0]=Topic%2C0%7CFinancial+sector%23FIN%23&pg=0&fc=Topic&bp=true&snb=10"}],"meta":[{"label":"Frequency","value":"Annual"},{"label":"Coverage","value":"2000–2024"},{"label":"Observations","value":"25"},{"label":"Geography","value":"United States"},{"label":"Last updated","value":"27 July 2026"}],"kpis":[{"label":"United States (2024)","value":"4.9","unit":"% of GDP","trend":{"direction":"up","value":"+0.5pp YoY"}},{"label":"YoY Change","value":"+0.5pp","unit":"percentage points"},{"label":"Trend","value":"up","unit":""},{"label":"Series length","value":"25","unit":"years of data"}],"series":[{"key":"value","label":"United States Life Insurance Premium Penetration (% of GDP)"}],"observation_count":25,"observations":[{"period":"2000","value":5.034},{"period":"2001","value":4.254},{"period":"2002","value":4.373},{"period":"2003","value":4.445},{"period":"2004","value":4.423},{"period":"2005","value":4.266},{"period":"2006","value":4.342},{"period":"2007","value":4.908},{"period":"2008","value":5.002},{"period":"2009","value":5.055},{"period":"2010","value":4.865},{"period":"2011","value":5.035},{"period":"2012","value":5.105},{"period":"2013","value":4.633},{"period":"2014","value":4.479},{"period":"2015","value":4.518},{"period":"2016","value":4.447},{"period":"2017","value":4.38},{"period":"2018","value":4.404},{"period":"2019","value":4.495},{"period":"2020","value":4.844},{"period":"2021","value":4.698},{"period":"2022","value":4.508},{"period":"2023","value":4.418},{"period":"2024","value":4.888}],"table":{"columns":[{"key":"year","label":"Year"},{"key":"value","label":"% of GDP"},{"key":"yoyChange","label":"YoY Change"}],"rows":[{"year":"2024","value":"4.9","yoyChange":"+0.5pp"},{"year":"2023","value":"4.4","yoyChange":"-0.1pp"},{"year":"2022","value":"4.5","yoyChange":"-0.2pp"},{"year":"2021","value":"4.7","yoyChange":"-0.1pp"},{"year":"2020","value":"4.8","yoyChange":"+0.3pp"},{"year":"2019","value":"4.5","yoyChange":"+0.1pp"},{"year":"2018","value":"4.4","yoyChange":"unchanged"},{"year":"2017","value":"4.4","yoyChange":"unchanged"},{"year":"2016","value":"4.4","yoyChange":"-0.1pp"},{"year":"2015","value":"4.5","yoyChange":"unchanged"},{"year":"2014","value":"4.5","yoyChange":"-0.1pp"},{"year":"2013","value":"4.6","yoyChange":"-0.5pp"},{"year":"2012","value":"5.1","yoyChange":"+0.1pp"},{"year":"2011","value":"5.0","yoyChange":"+0.1pp"},{"year":"2010","value":"4.9","yoyChange":"-0.2pp"},{"year":"2009","value":"5.1","yoyChange":"+0.1pp"},{"year":"2008","value":"5.0","yoyChange":"+0.1pp"},{"year":"2007","value":"4.9","yoyChange":"+0.6pp"},{"year":"2006","value":"4.3","yoyChange":"unchanged"},{"year":"2005","value":"4.3","yoyChange":"-0.1pp"}]},"qa":[{"question":"What does this indicator measure?","answer":"This page tracks life insurance gross written premiums as a share of GDP in United States from 2000 to present. Life insurance penetration measures the depth of long-term savings mobilisation through the insurance channel. It is published by OECD and updated annually."},{"question":"How current is this data?","answer":"The most recent observation covers 2024. OECD typically publishes this series with a lag of several months after the reference period. The series runs 2000–2024 (25 observations)."},{"question":"What is the long-term trend?","answer":"The series peaked at 5.1 % of GDP in 2012 and reached its lowest recorded value of 4.3 in 2001. The latest reading of 4.9 in 2024 represents a change of +0.5pp."}]}