{"version":1,"asset_type":"statistical_series","data_type":"time_series","slug":"us-lending-interest-rate","url":"https://apiardata.com/statistics/us-lending-interest-rate","html_url":"https://apiardata.com/statistics/us-lending-interest-rate/","title":"United States Bank Lending Interest Rate (2021)","description":"United States's Bank Lending Interest Rate: 3.3 % per annum in 2021, -0.2pp YoY. World Bank (FR.INR.LEND), 1972–2021.","domain":"markets","category":"Financial Markets","keywords":["Financial Markets","World Bank","United States","2021"],"publisher":"World Bank","frequency":"Annual","geography":"United States","temporal_coverage":"1972/2021","unit":"% per annum","last_updated":"2026-07-26","last_updated_text":"26 July 2026","data_as_of":"2021","variable_measured":"United States Bank Lending Interest Rate","license":"https://apiardata.com/data-license","is_accessible_for_free":true,"sources":[{"name":"World Bank","url":"https://data.worldbank.org/indicator/FR.INR.LEND?locations=US"}],"meta":[{"label":"Frequency","value":"Annual"},{"label":"Coverage","value":"1972–2021"},{"label":"Observations","value":"50"},{"label":"Geography","value":"United States"},{"label":"Last updated","value":"26 July 2026"}],"kpis":[{"label":"United States (2021)","value":"3.3","unit":"% per annum","trend":{"direction":"down","value":"-0.2pp YoY"}},{"label":"YoY Change","value":"-0.2pp","unit":"percentage points"},{"label":"Trend","value":"down","unit":""},{"label":"Series length","value":"50","unit":"years of data"}],"series":[{"key":"value","label":"United States Bank Lending Interest Rate"}],"observation_count":50,"observations":[{"period":"1972","value":5.24833333333333},{"period":"1973","value":8.02166666666666},{"period":"1974","value":10.7983333333333},{"period":"1975","value":7.8625},{"period":"1976","value":6.84},{"period":"1977","value":6.82416666666666},{"period":"1978","value":9.05666666666667},{"period":"1979","value":12.6658333333333},{"period":"1980","value":15.2658333333333},{"period":"1981","value":18.87},{"period":"1982","value":14.8608333333333},{"period":"1983","value":10.7941666666667},{"period":"1984","value":12.0425},{"period":"1985","value":9.93333333333334},{"period":"1986","value":8.3325},{"period":"1987","value":8.20333333333333},{"period":"1988","value":9.315},{"period":"1989","value":10.8733333333333},{"period":"1990","value":10.0091666666667},{"period":"1991","value":8.46333333333333},{"period":"1992","value":6.25166666666667},{"period":"1993","value":6},{"period":"1994","value":7.13833333333333},{"period":"1995","value":8.82916666666667},{"period":"1996","value":8.27083333333333},{"period":"1997","value":8.44166666666667},{"period":"1998","value":8.35416666666667},{"period":"1999","value":7.99416666666666},{"period":"2000","value":9.23333333333333},{"period":"2001","value":6.92166666666667},{"period":"2002","value":4.675},{"period":"2003","value":4.1225},{"period":"2004","value":4.34},{"period":"2005","value":6.18916666666667},{"period":"2006","value":7.9575},{"period":"2007","value":8.05},{"period":"2008","value":5.0875},{"period":"2009","value":3.25},{"period":"2010","value":3.25},{"period":"2011","value":3.25},{"period":"2012","value":3.25},{"period":"2013","value":3.25},{"period":"2014","value":3.25},{"period":"2015","value":3.26},{"period":"2016","value":3.51166666666667},{"period":"2017","value":4.09666666666667},{"period":"2018","value":4.90416666666667},{"period":"2019","value":5.2825},{"period":"2020","value":3.54416666666667},{"period":"2021","value":3.25}],"table":{"columns":[{"key":"year","label":"Year"},{"key":"value","label":"% per annum"},{"key":"yoyChange","label":"YoY Change"}],"rows":[{"year":"2021","value":"3.3","yoyChange":"-0.2pp"},{"year":"2020","value":"3.5","yoyChange":"-1.8pp"},{"year":"2019","value":"5.3","yoyChange":"+0.4pp"},{"year":"2018","value":"4.9","yoyChange":"+0.8pp"},{"year":"2017","value":"4.1","yoyChange":"+0.6pp"},{"year":"2016","value":"3.5","yoyChange":"+0.2pp"},{"year":"2015","value":"3.3","yoyChange":"unchanged"},{"year":"2014","value":"3.3","yoyChange":"unchanged"},{"year":"2013","value":"3.3","yoyChange":"unchanged"},{"year":"2012","value":"3.3","yoyChange":"unchanged"},{"year":"2011","value":"3.3","yoyChange":"unchanged"},{"year":"2010","value":"3.3","yoyChange":"unchanged"},{"year":"2009","value":"3.3","yoyChange":"-1.8pp"},{"year":"2008","value":"5.1","yoyChange":"-3.0pp"},{"year":"2007","value":"8.1","yoyChange":"+0.1pp"},{"year":"2006","value":"8.0","yoyChange":"+1.8pp"},{"year":"2005","value":"6.2","yoyChange":"+1.9pp"},{"year":"2004","value":"4.3","yoyChange":"+0.2pp"},{"year":"2003","value":"4.1","yoyChange":"-0.6pp"},{"year":"2002","value":"4.7","yoyChange":"-2.2pp"}]},"qa":[{"question":"What does this indicator measure?","answer":"This page tracks the prime or benchmark bank lending rate in United States from 1990 to present. Lending rates directly affect the cost of corporate borrowing and investment activity. It is published by World Bank and updated annually."},{"question":"How current is this data?","answer":"The most recent observation covers 2021. World Bank typically publishes this series with a lag of several months after the reference period. The series runs 1972–2021 (50 observations)."},{"question":"What is the long-term trend?","answer":"The series peaked at 18.9 % per annum in 1981 and reached its lowest recorded value of 3.3 in 2021. The latest reading of 3.3 in 2021 represents a change of -0.2pp."}]}