{"version":1,"asset_type":"statistical_series","data_type":"time_series","slug":"us-bank-overhead-costs-ratio","url":"https://apiardata.com/statistics/us-bank-overhead-costs-ratio","html_url":"https://apiardata.com/statistics/us-bank-overhead-costs-ratio/","title":"United States Bank Noninterest Income to Total Income (2021)","description":"United States's Bank Noninterest Income to Total Income: 39.8 % of total income in 2021, -0.1pp YoY. World Bank (GFDD.EI.03), 2000–2021.","domain":"macro","category":"Economy & Macro","keywords":["Economy & Macro","World Bank","United States","2021"],"publisher":"World Bank","frequency":"Annual","geography":"United States","temporal_coverage":"2000/2021","unit":"% of total income","last_updated":"2026-07-27","last_updated_text":"27 July 2026","data_as_of":"2021","variable_measured":"United States Bank Noninterest Income to Total Income","license":"https://apiardata.com/data-license","is_accessible_for_free":true,"sources":[{"name":"World Bank","url":"https://data.worldbank.org/indicator/GFDD.EI.03?locations=US"}],"meta":[{"label":"Frequency","value":"Annual"},{"label":"Coverage","value":"2000–2021"},{"label":"Observations","value":"22"},{"label":"Geography","value":"United States"},{"label":"Last updated","value":"27 July 2026"}],"kpis":[{"label":"United States (2021)","value":"39.8","unit":"% of total income","trend":{"direction":"down","value":"-0.1pp YoY"}},{"label":"YoY Change","value":"-0.1pp","unit":"percentage points"},{"label":"Trend","value":"down","unit":""},{"label":"Series length","value":"22","unit":"years of data"}],"series":[{"key":"value","label":"United States Bank Noninterest Income to Total Income"}],"observation_count":22,"observations":[{"period":"2000","value":41.70661},{"period":"2001","value":41.71048},{"period":"2002","value":41.69896},{"period":"2003","value":43.29488},{"period":"2004","value":42.13948},{"period":"2005","value":42.22641},{"period":"2006","value":43.14507},{"period":"2007","value":40.90421},{"period":"2008","value":38.13509},{"period":"2009","value":40.99651},{"period":"2010","value":37.0217},{"period":"2011","value":36.75529},{"period":"2012","value":38.27949},{"period":"2013","value":38.00665},{"period":"2014","value":36.58836},{"period":"2015","value":41.58426},{"period":"2016","value":37.53942},{"period":"2017","value":37.18576},{"period":"2018","value":36.27905},{"period":"2019","value":36.08699},{"period":"2020","value":39.85518},{"period":"2021","value":39.80239}],"table":{"columns":[{"key":"year","label":"Year"},{"key":"value","label":"% of total income"},{"key":"yoyChange","label":"YoY Change"}],"rows":[{"year":"2021","value":"39.80","yoyChange":"-0.05pp"},{"year":"2020","value":"39.86","yoyChange":"+3.77pp"},{"year":"2019","value":"36.09","yoyChange":"-0.19pp"},{"year":"2018","value":"36.28","yoyChange":"-0.91pp"},{"year":"2017","value":"37.19","yoyChange":"-0.35pp"},{"year":"2016","value":"37.54","yoyChange":"-4.04pp"},{"year":"2015","value":"41.58","yoyChange":"+5.00pp"},{"year":"2014","value":"36.59","yoyChange":"-1.42pp"},{"year":"2013","value":"38.01","yoyChange":"-0.27pp"},{"year":"2012","value":"38.28","yoyChange":"+1.52pp"},{"year":"2011","value":"36.76","yoyChange":"-0.27pp"},{"year":"2010","value":"37.02","yoyChange":"-3.97pp"},{"year":"2009","value":"41.00","yoyChange":"+2.86pp"},{"year":"2008","value":"38.14","yoyChange":"-2.77pp"},{"year":"2007","value":"40.90","yoyChange":"-2.24pp"},{"year":"2006","value":"43.15","yoyChange":"+0.92pp"},{"year":"2005","value":"42.23","yoyChange":"+0.09pp"},{"year":"2004","value":"42.14","yoyChange":"-1.16pp"},{"year":"2003","value":"43.29","yoyChange":"+1.60pp"},{"year":"2002","value":"41.70","yoyChange":"-0.01pp"}]},"qa":[{"question":"What does this indicator measure?","answer":"This page tracks bank noninterest income as a share of total income in United States from 2000 to present. Noninterest income covers fees, commissions, and trading revenue, so the ratio shows how much of a banking system's earnings come from activities other than lending. It is published by World Bank and updated annually."},{"question":"How current is this data?","answer":"The most recent observation covers 2021. World Bank typically publishes this series with a lag of several months after the reference period. The series runs 2000–2021 (22 observations)."},{"question":"What is the long-term trend?","answer":"The series peaked at 43.3 % of total income in 2003 and reached its lowest recorded value of 36.1 in 2019. The latest reading of 39.8 in 2021 represents a change of -0.1pp."}]}