{"version":1,"asset_type":"statistical_series","data_type":"time_series","slug":"us-bank-concentration-top5","url":"https://apiardata.com/statistics/us-bank-concentration-top5","html_url":"https://apiardata.com/statistics/us-bank-concentration-top5/","title":"United States Bank Concentration (Top-3 Banks Asset Share) (2021)","description":"United States's Bank Concentration (Top-3 Banks Asset Share): 38.4 % of total commercial banking assets in 2021, -0.9pp YoY.","domain":"macro","category":"Economy & Macro","keywords":["Economy & Macro","World Bank","United States","2021"],"publisher":"World Bank","frequency":"Annual","geography":"United States","temporal_coverage":"2000/2021","unit":"% of total commercial banking assets","last_updated":"2026-07-27","last_updated_text":"27 July 2026","data_as_of":"2021","variable_measured":"United States Bank Concentration (Top-3 Banks Asset Share)","license":"https://apiardata.com/data-license","is_accessible_for_free":true,"sources":[{"name":"World Bank","url":"https://data.worldbank.org/indicator/GFDD.OI.01?locations=US"}],"meta":[{"label":"Frequency","value":"Annual"},{"label":"Coverage","value":"2000–2021"},{"label":"Observations","value":"22"},{"label":"Geography","value":"United States"},{"label":"Last updated","value":"27 July 2026"}],"kpis":[{"label":"United States (2021)","value":"38.4","unit":"% of total commercial banking assets","trend":{"direction":"down","value":"-0.9pp YoY"}},{"label":"YoY Change","value":"-0.9pp","unit":"percentage points"},{"label":"Trend","value":"down","unit":""},{"label":"Series length","value":"22","unit":"years of data"}],"series":[{"key":"value","label":"United States Bank Concentration (Top-3 Banks Asset Share)"}],"observation_count":22,"observations":[{"period":"2000","value":21.45082},{"period":"2001","value":23.12253},{"period":"2002","value":23.45151},{"period":"2003","value":23.32837},{"period":"2004","value":28.07035},{"period":"2005","value":29.96606},{"period":"2006","value":32.80833},{"period":"2007","value":34.06005},{"period":"2008","value":35.51787},{"period":"2009","value":35.06626},{"period":"2010","value":34.71307},{"period":"2011","value":35.62636},{"period":"2012","value":35.10137},{"period":"2013","value":35.03076},{"period":"2014","value":36.16505},{"period":"2015","value":42.28526},{"period":"2016","value":42.05115},{"period":"2017","value":41.44617},{"period":"2018","value":40.1511},{"period":"2019","value":38.72723},{"period":"2020","value":39.28298},{"period":"2021","value":38.39978}],"table":{"columns":[{"key":"year","label":"Year"},{"key":"value","label":"% of total commercial banking assets"},{"key":"yoyChange","label":"YoY Change"}],"rows":[{"year":"2021","value":"38.40","yoyChange":"-0.88pp"},{"year":"2020","value":"39.28","yoyChange":"+0.56pp"},{"year":"2019","value":"38.73","yoyChange":"-1.42pp"},{"year":"2018","value":"40.15","yoyChange":"-1.30pp"},{"year":"2017","value":"41.45","yoyChange":"-0.60pp"},{"year":"2016","value":"42.05","yoyChange":"-0.23pp"},{"year":"2015","value":"42.29","yoyChange":"+6.12pp"},{"year":"2014","value":"36.17","yoyChange":"+1.13pp"},{"year":"2013","value":"35.03","yoyChange":"-0.07pp"},{"year":"2012","value":"35.10","yoyChange":"-0.52pp"},{"year":"2011","value":"35.63","yoyChange":"+0.91pp"},{"year":"2010","value":"34.71","yoyChange":"-0.35pp"},{"year":"2009","value":"35.07","yoyChange":"-0.45pp"},{"year":"2008","value":"35.52","yoyChange":"+1.46pp"},{"year":"2007","value":"34.06","yoyChange":"+1.25pp"},{"year":"2006","value":"32.81","yoyChange":"+2.84pp"},{"year":"2005","value":"29.97","yoyChange":"+1.90pp"},{"year":"2004","value":"28.07","yoyChange":"+4.74pp"},{"year":"2003","value":"23.33","yoyChange":"-0.12pp"},{"year":"2002","value":"23.45","yoyChange":"+0.33pp"}]},"qa":[{"question":"What does this indicator measure?","answer":"This page tracks the share of total commercial banking assets held by the three largest commercial banks in United States from 2000 to present. Bank concentration shapes competition, systemic risk, and pricing power. It is published by World Bank and updated annually."},{"question":"How current is this data?","answer":"The most recent observation covers 2021. World Bank typically publishes this series with a lag of several months after the reference period. The series runs 2000–2021 (22 observations)."},{"question":"What is the long-term trend?","answer":"The series peaked at 42.3 % of total commercial banking assets in 2015 and reached its lowest recorded value of 21.5 in 2000. The latest reading of 38.4 in 2021 represents a change of -0.9pp."}]}