{"version":1,"asset_type":"statistical_series","data_type":"time_series","slug":"us-bank-capital-to-assets","url":"https://apiardata.com/statistics/us-bank-capital-to-assets","html_url":"https://apiardata.com/statistics/us-bank-capital-to-assets/","title":"United States Bank Capital to Assets Ratio (2025)","description":"United States's Bank Capital to Assets Ratio: 9.2 % (Tier 1 capital / total assets) in 2025, +0.3pp YoY. World Bank (FB.BNK.CAPA.ZS), 2009–2025.","domain":"macro","category":"Economy & Macro","keywords":["Economy & Macro","World Bank","United States","2025"],"publisher":"World Bank","frequency":"Annual","geography":"United States","temporal_coverage":"2009/2025","unit":"% (Tier 1 capital / total assets)","last_updated":"2026-07-27","last_updated_text":"27 July 2026","data_as_of":"2025","variable_measured":"United States Bank Capital to Assets Ratio","license":"https://apiardata.com/data-license","is_accessible_for_free":true,"sources":[{"name":"World Bank","url":"https://data.worldbank.org/indicator/FB.BNK.CAPA.ZS?locations=US"}],"meta":[{"label":"Frequency","value":"Annual"},{"label":"Coverage","value":"2009–2025"},{"label":"Observations","value":"17"},{"label":"Geography","value":"United States"},{"label":"Last updated","value":"27 July 2026"}],"kpis":[{"label":"United States (2025)","value":"9.2","unit":"% (Tier 1 capital / total assets)","trend":{"direction":"up","value":"+0.3pp YoY"}},{"label":"YoY Change","value":"+0.3pp","unit":"percentage points"},{"label":"Trend","value":"up","unit":""},{"label":"Series length","value":"17","unit":"years of data"}],"series":[{"key":"value","label":"United States Bank Capital to Assets Ratio"}],"observation_count":17,"observations":[{"period":"2009","value":8.5665450872097},{"period":"2010","value":8.799975245355},{"period":"2011","value":8.84510172420862},{"period":"2012","value":8.81227893874936},{"period":"2013","value":9.15159721181849},{"period":"2014","value":9.20274538590688},{"period":"2015","value":9.36191741166208},{"period":"2016","value":9.33143961937975},{"period":"2017","value":9.37951712686411},{"period":"2018","value":9.44050744561629},{"period":"2019","value":9.39570266980086},{"period":"2020","value":8.6063941052102},{"period":"2021","value":8.62368627738746},{"period":"2022","value":8.57788925795034},{"period":"2023","value":8.68252186405856},{"period":"2024","value":8.91167153440461},{"period":"2025","value":9.17401570770544}],"table":{"columns":[{"key":"year","label":"Year"},{"key":"value","label":"% (Tier 1 capital / total assets)"},{"key":"yoyChange","label":"YoY Change"}],"rows":[{"year":"2025","value":"9.2","yoyChange":"+0.3pp"},{"year":"2024","value":"8.9","yoyChange":"+0.2pp"},{"year":"2023","value":"8.7","yoyChange":"+0.1pp"},{"year":"2022","value":"8.6","yoyChange":"unchanged"},{"year":"2021","value":"8.6","yoyChange":"unchanged"},{"year":"2020","value":"8.6","yoyChange":"-0.8pp"},{"year":"2019","value":"9.4","yoyChange":"unchanged"},{"year":"2018","value":"9.4","yoyChange":"unchanged"},{"year":"2017","value":"9.4","yoyChange":"+0.1pp"},{"year":"2016","value":"9.3","yoyChange":"-0.1pp"},{"year":"2015","value":"9.4","yoyChange":"+0.2pp"},{"year":"2014","value":"9.2","yoyChange":"unchanged"},{"year":"2013","value":"9.2","yoyChange":"+0.4pp"},{"year":"2012","value":"8.8","yoyChange":"unchanged"},{"year":"2011","value":"8.8","yoyChange":"unchanged"},{"year":"2010","value":"8.8","yoyChange":"+0.2pp"},{"year":"2009","value":"8.6","yoyChange":"n/a"}]},"qa":[{"question":"What does this indicator measure?","answer":"This page tracks the Tier 1 bank capital-to-total-assets ratio in United States from 2000 to present. This leverage-based solvency measure shows buffer against unexpected losses. It is published by World Bank and updated annually."},{"question":"How current is this data?","answer":"The most recent observation covers 2025. World Bank typically publishes this series with a lag of several months after the reference period. The series runs 2009–2025 (17 observations)."},{"question":"What is the long-term trend?","answer":"The series peaked at 9.4 % (Tier 1 capital / total assets) in 2018 and reached its lowest recorded value of 8.6 in 2009. The latest reading of 9.2 in 2025 represents a change of +0.3pp."}]}