{"version":1,"asset_type":"statistical_series","data_type":"time_series","slug":"us-bank-account-ownership","url":"https://apiardata.com/statistics/us-bank-account-ownership","html_url":"https://apiardata.com/statistics/us-bank-account-ownership/","title":"United States Bank Account Ownership (% of Population 15+) (2024)","description":"United States's Bank Account Ownership (% of Population 15+): 97 % of adults (15+) in 2024, +2pp vs 2021. World Bank (FX.OWN.TOTL.ZS), 2011–2024.","domain":"macro","category":"Economy & Macro","keywords":["Economy & Macro","World Bank","United States","2024"],"publisher":"World Bank","frequency":"Every 3 years (Global Findex)","geography":"United States","temporal_coverage":"2011/2024","unit":"% of adults (15+)","last_updated":"2026-07-26","last_updated_text":"26 July 2026","data_as_of":"2024","variable_measured":"United States Bank Account Ownership (% of Population 15+)","license":"https://apiardata.com/data-license","is_accessible_for_free":true,"sources":[{"name":"World Bank","url":"https://data.worldbank.org/indicator/FX.OWN.TOTL.ZS?locations=US"}],"meta":[{"label":"Frequency","value":"Every 3 years (Global Findex)"},{"label":"Coverage","value":"2011–2024"},{"label":"Observations","value":"5"},{"label":"Geography","value":"United States"},{"label":"Last updated","value":"26 July 2026"}],"kpis":[{"label":"United States (2024)","value":"97","unit":"% of adults (15+)","trend":{"direction":"up","value":"+2pp vs 2021"}},{"label":"Change vs. prior observation","value":"+2pp","unit":"percentage points"},{"label":"Trend","value":"up","unit":""},{"label":"Series length","value":"5","unit":"years of data"}],"series":[{"key":"value","label":"United States Bank Account Ownership (% of Population 15+)"}],"observation_count":5,"observations":[{"period":"2011","value":87.9578658638029},{"period":"2014","value":93.5838007921263},{"period":"2017","value":93.1221843138765},{"period":"2021","value":94.9532296473716},{"period":"2024","value":97.0230983290589}],"table":{"columns":[{"key":"year","label":"Year"},{"key":"value","label":"% of adults (15+)"},{"key":"yoyChange","label":"Change"}],"rows":[{"year":"2024","value":"97.02","yoyChange":"+2.07pp"},{"year":"2021","value":"94.95","yoyChange":"+1.83pp"},{"year":"2017","value":"93.12","yoyChange":"-0.46pp"},{"year":"2014","value":"93.58","yoyChange":"+5.63pp"},{"year":"2011","value":"87.96","yoyChange":"n/a"}]},"qa":[{"question":"What does this indicator measure?","answer":"This page tracks the share of adults (15+) with a bank or mobile money account in United States. Based on the World Bank Global Findex database (triennial survey). Account ownership is the gateway to the formal financial system. It is published by World Bank and updated every 3 years."},{"question":"How current is this data?","answer":"The most recent observation covers 2024. World Bank typically publishes this series with a lag of several months after the reference period. The series runs 2011–2024 (5 observations)."},{"question":"What is the long-term trend?","answer":"The series peaked at 97 % of adults (15+) in 2024 and reached its lowest recorded value of 88 in 2011. The latest reading of 97 in 2024 represents a change of +2pp."}]}