{"version":1,"asset_type":"statistical_series","data_type":"time_series","slug":"sa-bank-npl-ratio","url":"https://apiardata.com/statistics/sa-bank-npl-ratio","html_url":"https://apiardata.com/statistics/sa-bank-npl-ratio/","title":"Saudi Arabia Bank Non-Performing Loans Ratio (2025)","description":"Saudi Arabia's Bank Non-Performing Loans Ratio: 1 % of total gross loans in 2025, -0.2pp YoY. World Bank (FB.AST.NPER.ZS), 2009–2025.","domain":"macro","category":"Economy & Macro","keywords":["Economy & Macro","World Bank","Saudi Arabia","2025"],"publisher":"World Bank","frequency":"Annual","geography":"Saudi Arabia","temporal_coverage":"2009/2025","unit":"% of total gross loans","last_updated":"2026-07-27","last_updated_text":"27 July 2026","data_as_of":"2025","variable_measured":"Saudi Arabia Bank Non-Performing Loans Ratio","license":"https://apiardata.com/data-license","is_accessible_for_free":true,"sources":[{"name":"World Bank","url":"https://data.worldbank.org/indicator/FB.AST.NPER.ZS?locations=SA"}],"meta":[{"label":"Frequency","value":"Annual"},{"label":"Coverage","value":"2009–2025"},{"label":"Observations","value":"17"},{"label":"Geography","value":"Saudi Arabia"},{"label":"Last updated","value":"27 July 2026"}],"kpis":[{"label":"Saudi Arabia (2025)","value":"1","unit":"% of total gross loans","trend":{"direction":"down","value":"-0.2pp YoY"}},{"label":"YoY Change","value":"-0.2pp","unit":"percentage points"},{"label":"Trend","value":"down","unit":""},{"label":"Series length","value":"17","unit":"years of data"}],"series":[{"key":"value","label":"Saudi Arabia Bank Non-Performing Loans Ratio"}],"observation_count":17,"observations":[{"period":"2009","value":3.28697148338663},{"period":"2010","value":2.96818471895202},{"period":"2011","value":2.22411986474196},{"period":"2012","value":1.6697936801687},{"period":"2013","value":1.30683882837442},{"period":"2014","value":1.08033805274768},{"period":"2015","value":1.23698687005172},{"period":"2016","value":1.38335895995773},{"period":"2017","value":1.61364907195792},{"period":"2018","value":1.95231785727138},{"period":"2019","value":1.85839038526168},{"period":"2020","value":2.21159921239074},{"period":"2021","value":1.86810170169937},{"period":"2022","value":1.80253047265234},{"period":"2023","value":1.51347587802945},{"period":"2024","value":1.24535587233852},{"period":"2025","value":1.03781619190087}],"table":{"columns":[{"key":"year","label":"Year"},{"key":"value","label":"% of total gross loans"},{"key":"yoyChange","label":"YoY Change"}],"rows":[{"year":"2025","value":"1.0","yoyChange":"-0.2pp"},{"year":"2024","value":"1.2","yoyChange":"-0.3pp"},{"year":"2023","value":"1.5","yoyChange":"-0.3pp"},{"year":"2022","value":"1.8","yoyChange":"-0.1pp"},{"year":"2021","value":"1.9","yoyChange":"-0.3pp"},{"year":"2020","value":"2.2","yoyChange":"+0.3pp"},{"year":"2019","value":"1.9","yoyChange":"-0.1pp"},{"year":"2018","value":"2.0","yoyChange":"+0.4pp"},{"year":"2017","value":"1.6","yoyChange":"+0.2pp"},{"year":"2016","value":"1.4","yoyChange":"+0.2pp"},{"year":"2015","value":"1.2","yoyChange":"+0.1pp"},{"year":"2014","value":"1.1","yoyChange":"-0.2pp"},{"year":"2013","value":"1.3","yoyChange":"-0.4pp"},{"year":"2012","value":"1.7","yoyChange":"-0.5pp"},{"year":"2011","value":"2.2","yoyChange":"-0.8pp"},{"year":"2010","value":"3.0","yoyChange":"-0.3pp"},{"year":"2009","value":"3.3","yoyChange":"n/a"}]},"qa":[{"question":"What does this indicator measure?","answer":"This page tracks the ratio of non-performing bank loans (90+ days past due) to total gross loans in Saudi Arabia from 2000 to present. This is the primary asset-quality indicator for banking sector stability. It is published by World Bank and updated annually."},{"question":"How current is this data?","answer":"The most recent observation covers 2025. World Bank typically publishes this series with a lag of several months after the reference period. The series runs 2009–2025 (17 observations)."},{"question":"What is the long-term trend?","answer":"The series peaked at 3.3 % of total gross loans in 2009 and reached its lowest recorded value of 1 in 2025. The latest reading of 1 in 2025 represents a change of -0.2pp."}]}