{"version":1,"asset_type":"statistical_series","data_type":"time_series","slug":"sa-bank-concentration-top5","url":"https://apiardata.com/statistics/sa-bank-concentration-top5","html_url":"https://apiardata.com/statistics/sa-bank-concentration-top5/","title":"Saudi Arabia Bank Concentration (Top-3 Banks Asset Share) (2021)","description":"Saudi Arabia's Bank Concentration (Top-3 Banks Asset Share): 73.1 % of total commercial banking assets in 2021, +12.6pp YoY.","domain":"macro","category":"Economy & Macro","keywords":["Economy & Macro","World Bank","Saudi Arabia","2021"],"publisher":"World Bank","frequency":"Annual","geography":"Saudi Arabia","temporal_coverage":"2000/2021","unit":"% of total commercial banking assets","last_updated":"2026-07-27","last_updated_text":"27 July 2026","data_as_of":"2021","variable_measured":"Saudi Arabia Bank Concentration (Top-3 Banks Asset Share)","license":"https://apiardata.com/data-license","is_accessible_for_free":true,"sources":[{"name":"World Bank","url":"https://data.worldbank.org/indicator/GFDD.OI.01?locations=SA"}],"meta":[{"label":"Frequency","value":"Annual"},{"label":"Coverage","value":"2000–2021"},{"label":"Observations","value":"22"},{"label":"Geography","value":"Saudi Arabia"},{"label":"Last updated","value":"27 July 2026"}],"kpis":[{"label":"Saudi Arabia (2021)","value":"73.1","unit":"% of total commercial banking assets","trend":{"direction":"up","value":"+12.6pp YoY"}},{"label":"YoY Change","value":"+12.6pp","unit":"percentage points"},{"label":"Trend","value":"up","unit":""},{"label":"Series length","value":"22","unit":"years of data"}],"series":[{"key":"value","label":"Saudi Arabia Bank Concentration (Top-3 Banks Asset Share)"}],"observation_count":22,"observations":[{"period":"2000","value":61.06417},{"period":"2001","value":59.98779},{"period":"2002","value":57.87997},{"period":"2003","value":57.45451},{"period":"2004","value":55.20509},{"period":"2005","value":54.36959},{"period":"2006","value":53.68805},{"period":"2007","value":55.43754},{"period":"2008","value":53.15312},{"period":"2009","value":57.0146},{"period":"2010","value":57.78489},{"period":"2011","value":57.15681},{"period":"2012","value":55.94012},{"period":"2013","value":54.92786},{"period":"2014","value":54.24134},{"period":"2015","value":54.86071},{"period":"2016","value":53.99433},{"period":"2017","value":54.28491},{"period":"2018","value":55.73909},{"period":"2019","value":57.87059},{"period":"2020","value":60.49368},{"period":"2021","value":73.12428}],"table":{"columns":[{"key":"year","label":"Year"},{"key":"value","label":"% of total commercial banking assets"},{"key":"yoyChange","label":"YoY Change"}],"rows":[{"year":"2021","value":"73.12","yoyChange":"+12.63pp"},{"year":"2020","value":"60.49","yoyChange":"+2.62pp"},{"year":"2019","value":"57.87","yoyChange":"+2.13pp"},{"year":"2018","value":"55.74","yoyChange":"+1.45pp"},{"year":"2017","value":"54.28","yoyChange":"+0.29pp"},{"year":"2016","value":"53.99","yoyChange":"-0.87pp"},{"year":"2015","value":"54.86","yoyChange":"+0.62pp"},{"year":"2014","value":"54.24","yoyChange":"-0.69pp"},{"year":"2013","value":"54.93","yoyChange":"-1.01pp"},{"year":"2012","value":"55.94","yoyChange":"-1.22pp"},{"year":"2011","value":"57.16","yoyChange":"-0.63pp"},{"year":"2010","value":"57.78","yoyChange":"+0.77pp"},{"year":"2009","value":"57.01","yoyChange":"+3.86pp"},{"year":"2008","value":"53.15","yoyChange":"-2.28pp"},{"year":"2007","value":"55.44","yoyChange":"+1.75pp"},{"year":"2006","value":"53.69","yoyChange":"-0.68pp"},{"year":"2005","value":"54.37","yoyChange":"-0.84pp"},{"year":"2004","value":"55.21","yoyChange":"-2.25pp"},{"year":"2003","value":"57.45","yoyChange":"-0.43pp"},{"year":"2002","value":"57.88","yoyChange":"-2.11pp"}]},"qa":[{"question":"What does this indicator measure?","answer":"This page tracks the share of total commercial banking assets held by the three largest commercial banks in Saudi Arabia from 2000 to present. Bank concentration shapes competition, systemic risk, and pricing power. It is published by World Bank and updated annually."},{"question":"How current is this data?","answer":"The most recent observation covers 2021. World Bank typically publishes this series with a lag of several months after the reference period. The series runs 2000–2021 (22 observations)."},{"question":"What is the long-term trend?","answer":"The series peaked at 73.1 % of total commercial banking assets in 2021 and reached its lowest recorded value of 53.2 in 2008. The latest reading of 73.1 in 2021 represents a change of +12.6pp."}]}