{"version":1,"asset_type":"statistical_series","data_type":"time_series","slug":"pk-deposit-interest-rate","url":"https://apiardata.com/statistics/pk-deposit-interest-rate","html_url":"https://apiardata.com/statistics/pk-deposit-interest-rate/","title":"Pakistan Bank Deposit Interest Rate (2021)","description":"Pakistan's Bank Deposit Interest Rate: 5.8 % per annum in 2021, -1.7pp YoY. World Bank (FR.INR.DPST), 2004–2021.","domain":"markets","category":"Financial Markets","keywords":["Financial Markets","World Bank","Pakistan","2021"],"publisher":"World Bank","frequency":"Annual","geography":"Pakistan","temporal_coverage":"2004/2021","unit":"% per annum","last_updated":"2026-07-25","last_updated_text":"25 July 2026","data_as_of":"2021","variable_measured":"Pakistan Bank Deposit Interest Rate","license":"https://apiardata.com/data-license","is_accessible_for_free":true,"sources":[{"name":"World Bank","url":"https://data.worldbank.org/indicator/FR.INR.DPST?locations=PK"}],"meta":[{"label":"Frequency","value":"Annual"},{"label":"Coverage","value":"2004–2021"},{"label":"Observations","value":"18"},{"label":"Geography","value":"Pakistan"},{"label":"Last updated","value":"25 July 2026"}],"kpis":[{"label":"Pakistan (2021)","value":"5.8","unit":"% per annum","trend":{"direction":"down","value":"-1.7pp YoY"}},{"label":"YoY Change","value":"-1.7pp","unit":"percentage points"},{"label":"Trend","value":"down","unit":""},{"label":"Series length","value":"18","unit":"years of data"}],"series":[{"key":"value","label":"Pakistan Bank Deposit Interest Rate"}],"observation_count":18,"observations":[{"period":"2004","value":1.63416666666667},{"period":"2005","value":2.59583333333333},{"period":"2006","value":4.17416666666667},{"period":"2007","value":5.30833333333333},{"period":"2008","value":6.91833333333333},{"period":"2009","value":8.68083333333333},{"period":"2010","value":8.145},{"period":"2011","value":8.22583333333333},{"period":"2012","value":7.97916666666667},{"period":"2013","value":7.17166666666667},{"period":"2014","value":7.265},{"period":"2015","value":5.9725},{"period":"2016","value":4.83416666666667},{"period":"2017","value":4.4775},{"period":"2018","value":5.225},{"period":"2019","value":9.13199012923062},{"period":"2020","value":7.47453443568891},{"period":"2021","value":5.75153187603233}],"table":{"columns":[{"key":"year","label":"Year"},{"key":"value","label":"% per annum"},{"key":"yoyChange","label":"YoY Change"}],"rows":[{"year":"2021","value":"5.8","yoyChange":"-1.7pp"},{"year":"2020","value":"7.5","yoyChange":"-1.6pp"},{"year":"2019","value":"9.1","yoyChange":"+3.9pp"},{"year":"2018","value":"5.2","yoyChange":"+0.7pp"},{"year":"2017","value":"4.5","yoyChange":"-0.3pp"},{"year":"2016","value":"4.8","yoyChange":"-1.2pp"},{"year":"2015","value":"6.0","yoyChange":"-1.3pp"},{"year":"2014","value":"7.3","yoyChange":"+0.1pp"},{"year":"2013","value":"7.2","yoyChange":"-0.8pp"},{"year":"2012","value":"8.0","yoyChange":"-0.2pp"},{"year":"2011","value":"8.2","yoyChange":"+0.1pp"},{"year":"2010","value":"8.1","yoyChange":"-0.6pp"},{"year":"2009","value":"8.7","yoyChange":"+1.8pp"},{"year":"2008","value":"6.9","yoyChange":"+1.6pp"},{"year":"2007","value":"5.3","yoyChange":"+1.1pp"},{"year":"2006","value":"4.2","yoyChange":"+1.6pp"},{"year":"2005","value":"2.6","yoyChange":"+1.0pp"},{"year":"2004","value":"1.6","yoyChange":"n/a"}]},"qa":[{"question":"What does this indicator measure?","answer":"This page tracks the benchmark bank deposit interest rate in Pakistan from 1990 to present. The spread between lending and deposit rates is a core measure of bank profitability and financial system efficiency. It is published by World Bank and updated annually."},{"question":"How current is this data?","answer":"The most recent observation covers 2021. World Bank typically publishes this series with a lag of several months after the reference period. The series runs 2004–2021 (18 observations)."},{"question":"What is the long-term trend?","answer":"The series peaked at 9.1 % per annum in 2019 and reached its lowest recorded value of 1.6 in 2004. The latest reading of 5.8 in 2021 represents a change of -1.7pp."}]}