{"version":1,"asset_type":"statistical_series","data_type":"time_series","slug":"pk-bank-overhead-costs-ratio","url":"https://apiardata.com/statistics/pk-bank-overhead-costs-ratio","html_url":"https://apiardata.com/statistics/pk-bank-overhead-costs-ratio/","title":"Pakistan Bank Noninterest Income to Total Income (2021)","description":"Pakistan's Bank Noninterest Income to Total Income: 24 % of total income in 2021, +1pp YoY. World Bank (GFDD.EI.03), 2000–2021.","domain":"macro","category":"Economy & Macro","keywords":["Economy & Macro","World Bank","Pakistan","2021"],"publisher":"World Bank","frequency":"Annual","geography":"Pakistan","temporal_coverage":"2000/2021","unit":"% of total income","last_updated":"2026-07-27","last_updated_text":"27 July 2026","data_as_of":"2021","variable_measured":"Pakistan Bank Noninterest Income to Total Income","license":"https://apiardata.com/data-license","is_accessible_for_free":true,"sources":[{"name":"World Bank","url":"https://data.worldbank.org/indicator/GFDD.EI.03?locations=PK"}],"meta":[{"label":"Frequency","value":"Annual"},{"label":"Coverage","value":"2000–2021"},{"label":"Observations","value":"22"},{"label":"Geography","value":"Pakistan"},{"label":"Last updated","value":"27 July 2026"}],"kpis":[{"label":"Pakistan (2021)","value":"24","unit":"% of total income","trend":{"direction":"up","value":"+1pp YoY"}},{"label":"YoY Change","value":"+1pp","unit":"percentage points"},{"label":"Trend","value":"up","unit":""},{"label":"Series length","value":"22","unit":"years of data"}],"series":[{"key":"value","label":"Pakistan Bank Noninterest Income to Total Income"}],"observation_count":22,"observations":[{"period":"2000","value":40.89457},{"period":"2001","value":38.80466},{"period":"2002","value":33.81697},{"period":"2003","value":27.33441},{"period":"2004","value":29.84591},{"period":"2005","value":26.26755},{"period":"2006","value":24.04005},{"period":"2007","value":24.46226},{"period":"2008","value":26.49538},{"period":"2009","value":24.5752},{"period":"2010","value":22.31084},{"period":"2011","value":24.23898},{"period":"2012","value":23.96131},{"period":"2013","value":26.47705},{"period":"2014","value":26.27279},{"period":"2015","value":30.17836},{"period":"2016","value":29.40696},{"period":"2017","value":28.87861},{"period":"2018","value":26.78022},{"period":"2019","value":23.58562},{"period":"2020","value":23.02563},{"period":"2021","value":24.03486}],"table":{"columns":[{"key":"year","label":"Year"},{"key":"value","label":"% of total income"},{"key":"yoyChange","label":"YoY Change"}],"rows":[{"year":"2021","value":"24.03","yoyChange":"+1.01pp"},{"year":"2020","value":"23.03","yoyChange":"-0.56pp"},{"year":"2019","value":"23.59","yoyChange":"-3.19pp"},{"year":"2018","value":"26.78","yoyChange":"-2.10pp"},{"year":"2017","value":"28.88","yoyChange":"-0.53pp"},{"year":"2016","value":"29.41","yoyChange":"-0.77pp"},{"year":"2015","value":"30.18","yoyChange":"+3.91pp"},{"year":"2014","value":"26.27","yoyChange":"-0.20pp"},{"year":"2013","value":"26.48","yoyChange":"+2.52pp"},{"year":"2012","value":"23.96","yoyChange":"-0.28pp"},{"year":"2011","value":"24.24","yoyChange":"+1.93pp"},{"year":"2010","value":"22.31","yoyChange":"-2.26pp"},{"year":"2009","value":"24.58","yoyChange":"-1.92pp"},{"year":"2008","value":"26.50","yoyChange":"+2.03pp"},{"year":"2007","value":"24.46","yoyChange":"+0.42pp"},{"year":"2006","value":"24.04","yoyChange":"-2.23pp"},{"year":"2005","value":"26.27","yoyChange":"-3.58pp"},{"year":"2004","value":"29.85","yoyChange":"+2.51pp"},{"year":"2003","value":"27.33","yoyChange":"-6.48pp"},{"year":"2002","value":"33.82","yoyChange":"-4.99pp"}]},"qa":[{"question":"What does this indicator measure?","answer":"This page tracks bank noninterest income as a share of total income in Pakistan from 2000 to present. Noninterest income covers fees, commissions, and trading revenue, so the ratio shows how much of a banking system's earnings come from activities other than lending. It is published by World Bank and updated annually."},{"question":"How current is this data?","answer":"The most recent observation covers 2021. World Bank typically publishes this series with a lag of several months after the reference period. The series runs 2000–2021 (22 observations)."},{"question":"What is the long-term trend?","answer":"The series peaked at 40.9 % of total income in 2000 and reached its lowest recorded value of 22.3 in 2010. The latest reading of 24 in 2021 represents a change of +1pp."}]}