{"version":1,"asset_type":"statistical_series","data_type":"time_series","slug":"pk-bank-concentration-top5","url":"https://apiardata.com/statistics/pk-bank-concentration-top5","html_url":"https://apiardata.com/statistics/pk-bank-concentration-top5/","title":"Pakistan Bank Concentration (Top-3 Banks Asset Share) (2021)","description":"Pakistan's Bank Concentration (Top-3 Banks Asset Share): 40.6 % of total commercial banking assets in 2021, +0.9pp YoY. World Bank (GFDD.OI.01), 2000–2021.","domain":"macro","category":"Economy & Macro","keywords":["Economy & Macro","World Bank","Pakistan","2021"],"publisher":"World Bank","frequency":"Annual","geography":"Pakistan","temporal_coverage":"2000/2021","unit":"% of total commercial banking assets","last_updated":"2026-07-27","last_updated_text":"27 July 2026","data_as_of":"2021","variable_measured":"Pakistan Bank Concentration (Top-3 Banks Asset Share)","license":"https://apiardata.com/data-license","is_accessible_for_free":true,"sources":[{"name":"World Bank","url":"https://data.worldbank.org/indicator/GFDD.OI.01?locations=PK"}],"meta":[{"label":"Frequency","value":"Annual"},{"label":"Coverage","value":"2000–2021"},{"label":"Observations","value":"22"},{"label":"Geography","value":"Pakistan"},{"label":"Last updated","value":"27 July 2026"}],"kpis":[{"label":"Pakistan (2021)","value":"40.6","unit":"% of total commercial banking assets","trend":{"direction":"up","value":"+0.9pp YoY"}},{"label":"YoY Change","value":"+0.9pp","unit":"percentage points"},{"label":"Trend","value":"up","unit":""},{"label":"Series length","value":"22","unit":"years of data"}],"series":[{"key":"value","label":"Pakistan Bank Concentration (Top-3 Banks Asset Share)"}],"observation_count":22,"observations":[{"period":"2000","value":74.85625},{"period":"2001","value":73.61308},{"period":"2002","value":71.90908},{"period":"2003","value":65.13717},{"period":"2004","value":62.39592},{"period":"2005","value":63.01085},{"period":"2006","value":67.3838},{"period":"2007","value":74.33465},{"period":"2008","value":74.79115},{"period":"2009","value":75.24137},{"period":"2010","value":89.35013},{"period":"2011","value":95.25009},{"period":"2012","value":42.81449},{"period":"2013","value":42.65822},{"period":"2014","value":41.60359},{"period":"2015","value":41.21306},{"period":"2016","value":42.13082},{"period":"2017","value":42.99826},{"period":"2018","value":43.00279},{"period":"2019","value":41.80416},{"period":"2020","value":39.74987},{"period":"2021","value":40.62607}],"table":{"columns":[{"key":"year","label":"Year"},{"key":"value","label":"% of total commercial banking assets"},{"key":"yoyChange","label":"YoY Change"}],"rows":[{"year":"2021","value":"40.63","yoyChange":"+0.88pp"},{"year":"2020","value":"39.75","yoyChange":"-2.05pp"},{"year":"2019","value":"41.80","yoyChange":"-1.20pp"},{"year":"2018","value":"43.00","yoyChange":"unchanged"},{"year":"2017","value":"43.00","yoyChange":"+0.87pp"},{"year":"2016","value":"42.13","yoyChange":"+0.92pp"},{"year":"2015","value":"41.21","yoyChange":"-0.39pp"},{"year":"2014","value":"41.60","yoyChange":"-1.05pp"},{"year":"2013","value":"42.66","yoyChange":"-0.16pp"},{"year":"2012","value":"42.81","yoyChange":"-52.44pp"},{"year":"2011","value":"95.25","yoyChange":"+5.90pp"},{"year":"2010","value":"89.35","yoyChange":"+14.11pp"},{"year":"2009","value":"75.24","yoyChange":"+0.45pp"},{"year":"2008","value":"74.79","yoyChange":"+0.46pp"},{"year":"2007","value":"74.33","yoyChange":"+6.95pp"},{"year":"2006","value":"67.38","yoyChange":"+4.37pp"},{"year":"2005","value":"63.01","yoyChange":"+0.61pp"},{"year":"2004","value":"62.40","yoyChange":"-2.74pp"},{"year":"2003","value":"65.14","yoyChange":"-6.77pp"},{"year":"2002","value":"71.91","yoyChange":"-1.70pp"}]},"qa":[{"question":"What does this indicator measure?","answer":"This page tracks the share of total commercial banking assets held by the three largest commercial banks in Pakistan from 2000 to present. Bank concentration shapes competition, systemic risk, and pricing power. It is published by World Bank and updated annually."},{"question":"How current is this data?","answer":"The most recent observation covers 2021. World Bank typically publishes this series with a lag of several months after the reference period. The series runs 2000–2021 (22 observations)."},{"question":"What is the long-term trend?","answer":"The series peaked at 95.3 % of total commercial banking assets in 2011 and reached its lowest recorded value of 39.7 in 2020. The latest reading of 40.6 in 2021 represents a change of +0.9pp."}]}