{"version":1,"asset_type":"statistical_series","data_type":"time_series","slug":"ng-bank-npl-ratio","url":"https://apiardata.com/statistics/ng-bank-npl-ratio","html_url":"https://apiardata.com/statistics/ng-bank-npl-ratio/","title":"Nigeria Bank Non-Performing Loans Ratio (2025)","description":"Nigeria's Bank Non-Performing Loans Ratio: 8.1 % of total gross loans in 2025, +3.2pp YoY. World Bank (FB.AST.NPER.ZS), 2007–2025.","domain":"macro","category":"Economy & Macro","keywords":["Economy & Macro","World Bank","Nigeria","2025"],"publisher":"World Bank","frequency":"Annual","geography":"Nigeria","temporal_coverage":"2007/2025","unit":"% of total gross loans","last_updated":"2026-07-27","last_updated_text":"27 July 2026","data_as_of":"2025","variable_measured":"Nigeria Bank Non-Performing Loans Ratio","license":"https://apiardata.com/data-license","is_accessible_for_free":true,"sources":[{"name":"World Bank","url":"https://data.worldbank.org/indicator/FB.AST.NPER.ZS?locations=NG"}],"meta":[{"label":"Frequency","value":"Annual"},{"label":"Coverage","value":"2007–2025"},{"label":"Observations","value":"19"},{"label":"Geography","value":"Nigeria"},{"label":"Last updated","value":"27 July 2026"}],"kpis":[{"label":"Nigeria (2025)","value":"8.1","unit":"% of total gross loans","trend":{"direction":"up","value":"+3.2pp YoY"}},{"label":"YoY Change","value":"+3.2pp","unit":"percentage points"},{"label":"Trend","value":"up","unit":""},{"label":"Series length","value":"19","unit":"years of data"}],"series":[{"key":"value","label":"Nigeria Bank Non-Performing Loans Ratio"}],"observation_count":19,"observations":[{"period":"2007","value":9.50262123548539},{"period":"2008","value":7.19359013817041},{"period":"2009","value":37.2532872694236},{"period":"2010","value":20.1430996066243},{"period":"2011","value":5.77162860434221},{"period":"2012","value":3.70522490674831},{"period":"2013","value":3.3933911762251},{"period":"2014","value":2.96313378497792},{"period":"2015","value":4.8608855617133},{"period":"2016","value":12.8150641172053},{"period":"2017","value":14.8096296761859},{"period":"2018","value":11.6745261102871},{"period":"2019","value":6.03472340059304},{"period":"2020","value":6.02451546227795},{"period":"2021","value":4.9337915227091},{"period":"2022","value":4.01492747084237},{"period":"2023","value":4.38335469502686},{"period":"2024","value":4.87490030321718},{"period":"2025","value":8.12161806320881}],"table":{"columns":[{"key":"year","label":"Year"},{"key":"value","label":"% of total gross loans"},{"key":"yoyChange","label":"YoY Change"}],"rows":[{"year":"2025","value":"8.1","yoyChange":"+3.2pp"},{"year":"2024","value":"4.9","yoyChange":"+0.5pp"},{"year":"2023","value":"4.4","yoyChange":"+0.4pp"},{"year":"2022","value":"4.0","yoyChange":"-0.9pp"},{"year":"2021","value":"4.9","yoyChange":"-1.1pp"},{"year":"2020","value":"6.0","yoyChange":"unchanged"},{"year":"2019","value":"6.0","yoyChange":"-5.7pp"},{"year":"2018","value":"11.7","yoyChange":"-3.1pp"},{"year":"2017","value":"14.8","yoyChange":"+2.0pp"},{"year":"2016","value":"12.8","yoyChange":"+7.9pp"},{"year":"2015","value":"4.9","yoyChange":"+1.9pp"},{"year":"2014","value":"3.0","yoyChange":"-0.4pp"},{"year":"2013","value":"3.4","yoyChange":"-0.3pp"},{"year":"2012","value":"3.7","yoyChange":"-2.1pp"},{"year":"2011","value":"5.8","yoyChange":"-14.3pp"},{"year":"2010","value":"20.1","yoyChange":"-17.2pp"},{"year":"2009","value":"37.3","yoyChange":"+30.1pp"},{"year":"2008","value":"7.2","yoyChange":"-2.3pp"},{"year":"2007","value":"9.5","yoyChange":"n/a"}]},"qa":[{"question":"What does this indicator measure?","answer":"This page tracks the ratio of non-performing bank loans (90+ days past due) to total gross loans in Nigeria from 2000 to present. This is the primary asset-quality indicator for banking sector stability. It is published by World Bank and updated annually."},{"question":"How current is this data?","answer":"The most recent observation covers 2025. World Bank typically publishes this series with a lag of several months after the reference period. The series runs 2007–2025 (19 observations)."},{"question":"What is the long-term trend?","answer":"The series peaked at 37.3 % of total gross loans in 2009 and reached its lowest recorded value of 3 in 2014. The latest reading of 8.1 in 2025 represents a change of +3.2pp."}]}