{"version":1,"asset_type":"statistical_series","data_type":"time_series","slug":"kr-real-interest-rate","url":"https://apiardata.com/statistics/kr-real-interest-rate","html_url":"https://apiardata.com/statistics/kr-real-interest-rate/","title":"South Korea Real Interest Rate (2025)","description":"South Korea's Real Interest Rate: 1 % per annum (inflation-adjusted) in 2025, +0.4pp YoY. World Bank (FR.INR.RINR), 1996–2025.","domain":"markets","category":"Financial Markets","keywords":["Financial Markets","World Bank","South Korea","2025"],"publisher":"World Bank","frequency":"Annual","geography":"South Korea","temporal_coverage":"1996/2025","unit":"% per annum (inflation-adjusted)","last_updated":"2026-07-25","last_updated_text":"25 July 2026","data_as_of":"2025","variable_measured":"South Korea Real Interest Rate","license":"https://apiardata.com/data-license","is_accessible_for_free":true,"sources":[{"name":"World Bank","url":"https://data.worldbank.org/indicator/FR.INR.RINR?locations=KR"}],"meta":[{"label":"Frequency","value":"Annual"},{"label":"Coverage","value":"1996–2025"},{"label":"Observations","value":"30"},{"label":"Geography","value":"South Korea"},{"label":"Last updated","value":"25 July 2026"}],"kpis":[{"label":"South Korea (2025)","value":"1","unit":"% per annum (inflation-adjusted)","trend":{"direction":"up","value":"+0.4pp YoY"}},{"label":"YoY Change","value":"+0.4pp","unit":"percentage points"},{"label":"Trend","value":"up","unit":""},{"label":"Series length","value":"30","unit":"years of data"}],"series":[{"key":"value","label":"South Korea Real Interest Rate"}],"observation_count":30,"observations":[{"period":"1996","value":6.81075611229248},{"period":"1997","value":7.71806095927101},{"period":"1998","value":10.3168076677618},{"period":"1999","value":10.8949040050841},{"period":"2000","value":7.54111863718284},{"period":"2001","value":4.02519600370863},{"period":"2002","value":3.64966247633618},{"period":"2003","value":2.57995467101811},{"period":"2004","value":2.55986121207347},{"period":"2005","value":4.40527011082801},{"period":"2006","value":6.16075413094103},{"period":"2007","value":3.9416601586454},{"period":"2008","value":4.10863165815276},{"period":"2009","value":2.07481127238993},{"period":"2010","value":2.71883334374472},{"period":"2011","value":4.42580144247274},{"period":"2012","value":4.05140294190715},{"period":"2013","value":3.52829393471496},{"period":"2014","value":3.17863075274962},{"period":"2015","value":0.295335527644416},{"period":"2016","value":1.27867160404439},{"period":"2017","value":1.42899755923416},{"period":"2018","value":3.07847583379285},{"period":"2019","value":4.09560933285802},{"period":"2020","value":1.19550220518032},{"period":"2021","value":-0.287216232726007},{"period":"2022","value":2.44052857732634},{"period":"2023","value":3.08772627466291},{"period":"2024","value":0.634469260614762},{"period":"2025","value":1.03398477457102}],"table":{"columns":[{"key":"year","label":"Year"},{"key":"value","label":"% per annum (inflation-adjusted)"},{"key":"yoyChange","label":"YoY Change"}],"rows":[{"year":"2025","value":"1.0","yoyChange":"+0.4pp"},{"year":"2024","value":"0.6","yoyChange":"-2.5pp"},{"year":"2023","value":"3.1","yoyChange":"+0.7pp"},{"year":"2022","value":"2.4","yoyChange":"+2.7pp"},{"year":"2021","value":"-0.3","yoyChange":"-1.5pp"},{"year":"2020","value":"1.2","yoyChange":"-2.9pp"},{"year":"2019","value":"4.1","yoyChange":"+1.0pp"},{"year":"2018","value":"3.1","yoyChange":"+1.7pp"},{"year":"2017","value":"1.4","yoyChange":"+0.1pp"},{"year":"2016","value":"1.3","yoyChange":"+1.0pp"},{"year":"2015","value":"0.3","yoyChange":"-2.9pp"},{"year":"2014","value":"3.2","yoyChange":"-0.3pp"},{"year":"2013","value":"3.5","yoyChange":"-0.6pp"},{"year":"2012","value":"4.1","yoyChange":"-0.3pp"},{"year":"2011","value":"4.4","yoyChange":"+1.7pp"},{"year":"2010","value":"2.7","yoyChange":"+0.6pp"},{"year":"2009","value":"2.1","yoyChange":"-2.0pp"},{"year":"2008","value":"4.1","yoyChange":"+0.2pp"},{"year":"2007","value":"3.9","yoyChange":"-2.3pp"},{"year":"2006","value":"6.2","yoyChange":"+1.8pp"}]},"qa":[{"question":"What does this indicator measure?","answer":"This page tracks the real interest rate (lending rate adjusted for inflation using GDP deflator) in South Korea from 1990 to present. Real rates determine the true cost of capital for investment. It is published by World Bank and updated annually."},{"question":"How current is this data?","answer":"The most recent observation covers 2025. World Bank typically publishes this series with a lag of several months after the reference period. The series runs 1996–2025 (30 observations)."},{"question":"What is the long-term trend?","answer":"The series peaked at 10.9 % per annum (inflation-adjusted) in 1999 and reached its lowest recorded value of -0.3 in 2021. The latest reading of 1 in 2025 represents a change of +0.4pp."}]}