{"version":1,"asset_type":"statistical_series","data_type":"time_series","slug":"kr-deposit-interest-rate","url":"https://apiardata.com/statistics/kr-deposit-interest-rate","html_url":"https://apiardata.com/statistics/kr-deposit-interest-rate/","title":"South Korea Bank Deposit Interest Rate (2025)","description":"South Korea's Bank Deposit Interest Rate: 2.7 % per annum in 2025, -0.8pp YoY. World Bank (FR.INR.DPST), 1996–2025.","domain":"markets","category":"Financial Markets","keywords":["Financial Markets","World Bank","South Korea","2025"],"publisher":"World Bank","frequency":"Annual","geography":"South Korea","temporal_coverage":"1996/2025","unit":"% per annum","last_updated":"2026-07-26","last_updated_text":"26 July 2026","data_as_of":"2025","variable_measured":"South Korea Bank Deposit Interest Rate","license":"https://apiardata.com/data-license","is_accessible_for_free":true,"sources":[{"name":"World Bank","url":"https://data.worldbank.org/indicator/FR.INR.DPST?locations=KR"}],"meta":[{"label":"Frequency","value":"Annual"},{"label":"Coverage","value":"1996–2025"},{"label":"Observations","value":"30"},{"label":"Geography","value":"South Korea"},{"label":"Last updated","value":"26 July 2026"}],"kpis":[{"label":"South Korea (2025)","value":"2.7","unit":"% per annum","trend":{"direction":"down","value":"-0.8pp YoY"}},{"label":"YoY Change","value":"-0.8pp","unit":"percentage points"},{"label":"Trend","value":"down","unit":""},{"label":"Series length","value":"30","unit":"years of data"}],"series":[{"key":"value","label":"South Korea Bank Deposit Interest Rate"}],"observation_count":30,"observations":[{"period":"1996","value":10.1066666666667},{"period":"1997","value":10.805},{"period":"1998","value":13.2875},{"period":"1999","value":7.9475},{"period":"2000","value":7.93833333333333},{"period":"2001","value":5.7925},{"period":"2002","value":4.94833333333333},{"period":"2003","value":4.25083333333334},{"period":"2004","value":3.87416666666667},{"period":"2005","value":3.72166666666667},{"period":"2006","value":4.50333333333333},{"period":"2007","value":5.17416666666667},{"period":"2008","value":5.87083333333333},{"period":"2009","value":3.4825},{"period":"2010","value":3.85666666666667},{"period":"2011","value":4.1525},{"period":"2012","value":3.70083333333333},{"period":"2013","value":2.89083333333333},{"period":"2014","value":2.53583333333333},{"period":"2015","value":1.80916666666667},{"period":"2016","value":1.5575},{"period":"2017","value":1.67},{"period":"2018","value":2.02583333333333},{"period":"2019","value":1.8525},{"period":"2020","value":1.16083333333333},{"period":"2021","value":1.19666666666667},{"period":"2022","value":3.12166666666667},{"period":"2023","value":3.84416666666666},{"period":"2024","value":3.48166666666667},{"period":"2025","value":2.73416666666667}],"table":{"columns":[{"key":"year","label":"Year"},{"key":"value","label":"% per annum"},{"key":"yoyChange","label":"YoY Change"}],"rows":[{"year":"2025","value":"2.7","yoyChange":"-0.8pp"},{"year":"2024","value":"3.5","yoyChange":"-0.3pp"},{"year":"2023","value":"3.8","yoyChange":"+0.7pp"},{"year":"2022","value":"3.1","yoyChange":"+1.9pp"},{"year":"2021","value":"1.2","yoyChange":"unchanged"},{"year":"2020","value":"1.2","yoyChange":"-0.7pp"},{"year":"2019","value":"1.9","yoyChange":"-0.1pp"},{"year":"2018","value":"2.0","yoyChange":"+0.3pp"},{"year":"2017","value":"1.7","yoyChange":"+0.1pp"},{"year":"2016","value":"1.6","yoyChange":"-0.2pp"},{"year":"2015","value":"1.8","yoyChange":"-0.7pp"},{"year":"2014","value":"2.5","yoyChange":"-0.4pp"},{"year":"2013","value":"2.9","yoyChange":"-0.8pp"},{"year":"2012","value":"3.7","yoyChange":"-0.5pp"},{"year":"2011","value":"4.2","yoyChange":"+0.3pp"},{"year":"2010","value":"3.9","yoyChange":"+0.4pp"},{"year":"2009","value":"3.5","yoyChange":"-2.4pp"},{"year":"2008","value":"5.9","yoyChange":"+0.7pp"},{"year":"2007","value":"5.2","yoyChange":"+0.7pp"},{"year":"2006","value":"4.5","yoyChange":"+0.8pp"}]},"qa":[{"question":"What does this indicator measure?","answer":"This page tracks the benchmark bank deposit interest rate in South Korea from 1990 to present. The spread between lending and deposit rates is a core measure of bank profitability and financial system efficiency. It is published by World Bank and updated annually."},{"question":"How current is this data?","answer":"The most recent observation covers 2025. World Bank typically publishes this series with a lag of several months after the reference period. The series runs 1996–2025 (30 observations)."},{"question":"What is the long-term trend?","answer":"The series peaked at 13.3 % per annum in 1998 and reached its lowest recorded value of 1.2 in 2020. The latest reading of 2.7 in 2025 represents a change of -0.8pp."}]}