{"version":1,"asset_type":"statistical_series","data_type":"time_series","slug":"kr-bank-npl-ratio","url":"https://apiardata.com/statistics/kr-bank-npl-ratio","html_url":"https://apiardata.com/statistics/kr-bank-npl-ratio/","title":"South Korea Bank Non-Performing Loans Ratio (2023)","description":"South Korea's Bank Non-Performing Loans Ratio: 0.3 % of total gross loans in 2023, +0.1pp YoY. World Bank (FB.AST.NPER.ZS), 2009–2023.","domain":"macro","category":"Economy & Macro","keywords":["Economy & Macro","World Bank","South Korea","2023"],"publisher":"World Bank","frequency":"Annual","geography":"South Korea","temporal_coverage":"2009/2023","unit":"% of total gross loans","last_updated":"2026-07-27","last_updated_text":"27 July 2026","data_as_of":"2023","variable_measured":"South Korea Bank Non-Performing Loans Ratio","license":"https://apiardata.com/data-license","is_accessible_for_free":true,"sources":[{"name":"World Bank","url":"https://data.worldbank.org/indicator/FB.AST.NPER.ZS?locations=KR"}],"meta":[{"label":"Frequency","value":"Annual"},{"label":"Coverage","value":"2009–2023"},{"label":"Observations","value":"15"},{"label":"Geography","value":"South Korea"},{"label":"Last updated","value":"27 July 2026"}],"kpis":[{"label":"South Korea (2023)","value":"0.3","unit":"% of total gross loans","trend":{"direction":"up","value":"+0.1pp YoY"}},{"label":"YoY Change","value":"+0.1pp","unit":"percentage points"},{"label":"Trend","value":"up","unit":""},{"label":"Series length","value":"15","unit":"years of data"}],"series":[{"key":"value","label":"South Korea Bank Non-Performing Loans Ratio"}],"observation_count":15,"observations":[{"period":"2009","value":0.584500588542435},{"period":"2010","value":0.588001422921592},{"period":"2011","value":0.484155586674748},{"period":"2012","value":0.5942917985967},{"period":"2013","value":0.570682157690436},{"period":"2014","value":0.487829016283245},{"period":"2015","value":0.45685901023489},{"period":"2016","value":0.4692207914451},{"period":"2017","value":0.352361433161397},{"period":"2018","value":0.254435738088804},{"period":"2019","value":0.251149391152259},{"period":"2020","value":0.249044148161992},{"period":"2021","value":0.233334670386676},{"period":"2022","value":0.24216660171932},{"period":"2023","value":0.263676055649087}],"table":{"columns":[{"key":"year","label":"Year"},{"key":"value","label":"% of total gross loans"},{"key":"yoyChange","label":"YoY Change"}],"rows":[{"year":"2023","value":"0.3","yoyChange":"+0.1pp"},{"year":"2022","value":"0.2","yoyChange":"unchanged"},{"year":"2021","value":"0.2","yoyChange":"unchanged"},{"year":"2020","value":"0.2","yoyChange":"-0.1pp"},{"year":"2019","value":"0.3","yoyChange":"unchanged"},{"year":"2018","value":"0.3","yoyChange":"-0.1pp"},{"year":"2017","value":"0.4","yoyChange":"-0.1pp"},{"year":"2016","value":"0.5","yoyChange":"unchanged"},{"year":"2015","value":"0.5","yoyChange":"unchanged"},{"year":"2014","value":"0.5","yoyChange":"-0.1pp"},{"year":"2013","value":"0.6","yoyChange":"unchanged"},{"year":"2012","value":"0.6","yoyChange":"+0.1pp"},{"year":"2011","value":"0.5","yoyChange":"-0.1pp"},{"year":"2010","value":"0.6","yoyChange":"unchanged"},{"year":"2009","value":"0.6","yoyChange":"n/a"}]},"qa":[{"question":"What does this indicator measure?","answer":"This page tracks the ratio of non-performing bank loans (90+ days past due) to total gross loans in South Korea from 2000 to present. This is the primary asset-quality indicator for banking sector stability. It is published by World Bank and updated annually."},{"question":"How current is this data?","answer":"The most recent observation covers 2023. World Bank typically publishes this series with a lag of several months after the reference period. The series runs 2009–2023 (15 observations)."},{"question":"What is the long-term trend?","answer":"The series peaked at 0.6 % of total gross loans in 2012 and reached its lowest recorded value of 0.2 in 2021. The latest reading of 0.3 in 2023 represents a change of +0.1pp."}]}