{"version":1,"asset_type":"statistical_series","data_type":"time_series","slug":"jp-bank-return-on-assets","url":"https://apiardata.com/statistics/jp-bank-return-on-assets","html_url":"https://apiardata.com/statistics/jp-bank-return-on-assets/","title":"Japan Bank Credit to Bank Deposits (2021)","description":"Japan's Bank Credit to Bank Deposits: 45.9 % of bank deposits in 2021, -0.6pp YoY. World Bank (GFDD.SI.04), 1972–2021.","domain":"macro","category":"Economy & Macro","keywords":["Economy & Macro","World Bank","Japan","2021"],"publisher":"World Bank","frequency":"Annual","geography":"Japan","temporal_coverage":"1972/2021","unit":"% of bank deposits","last_updated":"2026-07-27","last_updated_text":"27 July 2026","data_as_of":"2021","variable_measured":"Japan Bank Credit to Bank Deposits","license":"https://apiardata.com/data-license","is_accessible_for_free":true,"sources":[{"name":"World Bank","url":"https://data.worldbank.org/indicator/GFDD.SI.04?locations=JP"}],"meta":[{"label":"Frequency","value":"Annual"},{"label":"Coverage","value":"1972–2021"},{"label":"Observations","value":"50"},{"label":"Geography","value":"Japan"},{"label":"Last updated","value":"27 July 2026"}],"kpis":[{"label":"Japan (2021)","value":"45.9","unit":"% of bank deposits","trend":{"direction":"down","value":"-0.6pp YoY"}},{"label":"YoY Change","value":"-0.6pp","unit":"percentage points"},{"label":"Trend","value":"down","unit":""},{"label":"Series length","value":"50","unit":"years of data"}],"series":[{"key":"value","label":"Japan Bank Credit to Bank Deposits"}],"observation_count":50,"observations":[{"period":"1972","value":102.8574},{"period":"1973","value":104.2291},{"period":"1974","value":104.4559},{"period":"1975","value":100.671},{"period":"1976","value":98.05059},{"period":"1977","value":94.19891},{"period":"1978","value":90.29308},{"period":"1979","value":88.74632},{"period":"1980","value":88.40373},{"period":"1981","value":86.44092},{"period":"1982","value":86.34812},{"period":"1983","value":85.91444},{"period":"1984","value":86.12},{"period":"1985","value":86.45352},{"period":"1986","value":86.62228},{"period":"1987","value":90.87867},{"period":"1988","value":93.57818},{"period":"1989","value":94.07008},{"period":"1990","value":96.10896},{"period":"1991","value":96.05972},{"period":"1992","value":97.08352},{"period":"1993","value":94.4143},{"period":"1994","value":92.48228},{"period":"1995","value":90.32101},{"period":"1996","value":88.92612},{"period":"1997","value":90.5177},{"period":"1998","value":89.93343},{"period":"1999","value":86.19161},{"period":"2000","value":83.53844},{"period":"2001","value":59.65083},{"period":"2002","value":54.65796},{"period":"2003","value":52.0809},{"period":"2004","value":50.55994},{"period":"2005","value":52.26429},{"period":"2006","value":52.57343},{"period":"2007","value":52.18351},{"period":"2008","value":52.4934},{"period":"2009","value":50.84319},{"period":"2010","value":49.7477},{"period":"2011","value":47.58101},{"period":"2012","value":47.50429},{"period":"2013","value":47.84449},{"period":"2014","value":47.33924},{"period":"2015","value":46.99934},{"period":"2016","value":46.79572},{"period":"2017","value":47.32147},{"period":"2018","value":46.866},{"period":"2019","value":47.17262},{"period":"2020","value":46.54947},{"period":"2021","value":45.92572}],"table":{"columns":[{"key":"year","label":"Year"},{"key":"value","label":"% of bank deposits"},{"key":"yoyChange","label":"YoY Change"}],"rows":[{"year":"2021","value":"45.9","yoyChange":"-0.6pp"},{"year":"2020","value":"46.5","yoyChange":"-0.7pp"},{"year":"2019","value":"47.2","yoyChange":"+0.3pp"},{"year":"2018","value":"46.9","yoyChange":"-0.4pp"},{"year":"2017","value":"47.3","yoyChange":"+0.5pp"},{"year":"2016","value":"46.8","yoyChange":"-0.2pp"},{"year":"2015","value":"47.0","yoyChange":"-0.3pp"},{"year":"2014","value":"47.3","yoyChange":"-0.5pp"},{"year":"2013","value":"47.8","yoyChange":"+0.3pp"},{"year":"2012","value":"47.5","yoyChange":"-0.1pp"},{"year":"2011","value":"47.6","yoyChange":"-2.1pp"},{"year":"2010","value":"49.7","yoyChange":"-1.1pp"},{"year":"2009","value":"50.8","yoyChange":"-1.7pp"},{"year":"2008","value":"52.5","yoyChange":"+0.3pp"},{"year":"2007","value":"52.2","yoyChange":"-0.4pp"},{"year":"2006","value":"52.6","yoyChange":"+0.3pp"},{"year":"2005","value":"52.3","yoyChange":"+1.7pp"},{"year":"2004","value":"50.6","yoyChange":"-1.5pp"},{"year":"2003","value":"52.1","yoyChange":"-2.6pp"},{"year":"2002","value":"54.7","yoyChange":"-5.0pp"}]},"qa":[{"question":"What does this indicator measure?","answer":"This page tracks private credit from deposit money banks as a share of bank deposits in Japan. The loan-to-deposit ratio shows how far a banking system funds its lending from deposits rather than from wholesale markets. It is published by World Bank and updated annually."},{"question":"How current is this data?","answer":"The most recent observation covers 2021. World Bank typically publishes this series with a lag of several months after the reference period. The series runs 1972–2021 (50 observations)."},{"question":"What is the long-term trend?","answer":"The series peaked at 104.5 % of bank deposits in 1974 and reached its lowest recorded value of 45.9 in 2021. The latest reading of 45.9 in 2021 represents a change of -0.6pp."}]}