{"version":1,"asset_type":"statistical_series","data_type":"time_series","slug":"jp-bank-npl-ratio","url":"https://apiardata.com/statistics/jp-bank-npl-ratio","html_url":"https://apiardata.com/statistics/jp-bank-npl-ratio/","title":"Japan Bank Non-Performing Loans Ratio (2022)","description":"Japan's Bank Non-Performing Loans Ratio: 1.2 % of total gross loans in 2022, unchanged YoY. World Bank (FB.AST.NPER.ZS), 2010–2022.","domain":"macro","category":"Economy & Macro","keywords":["Economy & Macro","World Bank","Japan","2022"],"publisher":"World Bank","frequency":"Annual","geography":"Japan","temporal_coverage":"2010/2022","unit":"% of total gross loans","last_updated":"2026-07-27","last_updated_text":"27 July 2026","data_as_of":"2022","variable_measured":"Japan Bank Non-Performing Loans Ratio","license":"https://apiardata.com/data-license","is_accessible_for_free":true,"sources":[{"name":"World Bank","url":"https://data.worldbank.org/indicator/FB.AST.NPER.ZS?locations=JP"}],"meta":[{"label":"Frequency","value":"Annual"},{"label":"Coverage","value":"2010–2022"},{"label":"Observations","value":"13"},{"label":"Geography","value":"Japan"},{"label":"Last updated","value":"27 July 2026"}],"kpis":[{"label":"Japan (2022)","value":"1.2","unit":"% of total gross loans","trend":{"direction":"neutral","value":"unchanged YoY"}},{"label":"YoY Change","value":"unchanged","unit":"percentage points"},{"label":"Trend","value":"neutral","unit":""},{"label":"Series length","value":"13","unit":"years of data"}],"series":[{"key":"value","label":"Japan Bank Non-Performing Loans Ratio"}],"observation_count":13,"observations":[{"period":"2010","value":2.45650253168859},{"period":"2011","value":2.44741326110445},{"period":"2012","value":2.42889160930217},{"period":"2013","value":2.12909018123307},{"period":"2014","value":1.74645633118206},{"period":"2015","value":1.5335999587436},{"period":"2016","value":1.39676981537012},{"period":"2017","value":1.19184799909608},{"period":"2018","value":1.07338670657475},{"period":"2019","value":1.11143560418892},{"period":"2020","value":1.13897924015799},{"period":"2021","value":1.22751856952344},{"period":"2022","value":1.23401036286557}],"table":{"columns":[{"key":"year","label":"Year"},{"key":"value","label":"% of total gross loans"},{"key":"yoyChange","label":"YoY Change"}],"rows":[{"year":"2022","value":"1.23","yoyChange":"+0.01pp"},{"year":"2021","value":"1.23","yoyChange":"+0.09pp"},{"year":"2020","value":"1.14","yoyChange":"+0.03pp"},{"year":"2019","value":"1.11","yoyChange":"+0.04pp"},{"year":"2018","value":"1.07","yoyChange":"-0.12pp"},{"year":"2017","value":"1.19","yoyChange":"-0.20pp"},{"year":"2016","value":"1.40","yoyChange":"-0.14pp"},{"year":"2015","value":"1.53","yoyChange":"-0.21pp"},{"year":"2014","value":"1.75","yoyChange":"-0.38pp"},{"year":"2013","value":"2.13","yoyChange":"-0.30pp"},{"year":"2012","value":"2.43","yoyChange":"-0.02pp"},{"year":"2011","value":"2.45","yoyChange":"-0.01pp"},{"year":"2010","value":"2.46","yoyChange":"n/a"}]},"qa":[{"question":"What does this indicator measure?","answer":"This page tracks the ratio of non-performing bank loans (90+ days past due) to total gross loans in Japan from 2000 to present. This is the primary asset-quality indicator for banking sector stability. It is published by World Bank and updated annually."},{"question":"How current is this data?","answer":"The most recent observation covers 2022. World Bank typically publishes this series with a lag of several months after the reference period. The series runs 2010–2022 (13 observations)."},{"question":"What is the long-term trend?","answer":"The series peaked at 2.5 % of total gross loans in 2010 and reached its lowest recorded value of 1.1 in 2018. The latest reading of 1.2 in 2022 is unchanged on the previous period."}]}