{"version":1,"asset_type":"statistical_series","data_type":"time_series","slug":"it-bank-npl-ratio","url":"https://apiardata.com/statistics/it-bank-npl-ratio","html_url":"https://apiardata.com/statistics/it-bank-npl-ratio/","title":"Italy Bank Non-Performing Loans Ratio (2025)","description":"Italy's Bank Non-Performing Loans Ratio: 2.5 % of total gross loans in 2025, -0.3pp YoY. World Bank (FB.AST.NPER.ZS), 2005–2025.","domain":"macro","category":"Economy & Macro","keywords":["Economy & Macro","World Bank","Italy","2025"],"publisher":"World Bank","frequency":"Annual","geography":"Italy","temporal_coverage":"2005/2025","unit":"% of total gross loans","last_updated":"2026-07-27","last_updated_text":"27 July 2026","data_as_of":"2025","variable_measured":"Italy Bank Non-Performing Loans Ratio","license":"https://apiardata.com/data-license","is_accessible_for_free":true,"sources":[{"name":"World Bank","url":"https://data.worldbank.org/indicator/FB.AST.NPER.ZS?locations=IT"}],"meta":[{"label":"Frequency","value":"Annual"},{"label":"Coverage","value":"2005–2025"},{"label":"Observations","value":"21"},{"label":"Geography","value":"Italy"},{"label":"Last updated","value":"27 July 2026"}],"kpis":[{"label":"Italy (2025)","value":"2.5","unit":"% of total gross loans","trend":{"direction":"down","value":"-0.3pp YoY"}},{"label":"YoY Change","value":"-0.3pp","unit":"percentage points"},{"label":"Trend","value":"down","unit":""},{"label":"Series length","value":"21","unit":"years of data"}],"series":[{"key":"value","label":"Italy Bank Non-Performing Loans Ratio"}],"observation_count":21,"observations":[{"period":"2005","value":6.99617313682385},{"period":"2006","value":6.56811457626493},{"period":"2007","value":5.7776082194137},{"period":"2008","value":6.28258103994626},{"period":"2009","value":9.44634373927879},{"period":"2010","value":10.0278370674613},{"period":"2011","value":11.7423491843706},{"period":"2012","value":13.7463696406392},{"period":"2013","value":16.5427056350995},{"period":"2014","value":18.0330469839718},{"period":"2015","value":18.064368830052},{"period":"2016","value":17.1162385246124},{"period":"2017","value":14.3832990405839},{"period":"2018","value":8.38628316437891},{"period":"2019","value":6.74918443535525},{"period":"2020","value":4.35972073669911},{"period":"2021","value":3.34809683915317},{"period":"2022","value":2.79682283767597},{"period":"2023","value":2.7140816371624},{"period":"2024","value":2.7684931969344},{"period":"2025","value":2.46119407878722}],"table":{"columns":[{"key":"year","label":"Year"},{"key":"value","label":"% of total gross loans"},{"key":"yoyChange","label":"YoY Change"}],"rows":[{"year":"2025","value":"2.5","yoyChange":"-0.3pp"},{"year":"2024","value":"2.8","yoyChange":"+0.1pp"},{"year":"2023","value":"2.7","yoyChange":"-0.1pp"},{"year":"2022","value":"2.8","yoyChange":"-0.5pp"},{"year":"2021","value":"3.3","yoyChange":"-1.1pp"},{"year":"2020","value":"4.4","yoyChange":"-2.3pp"},{"year":"2019","value":"6.7","yoyChange":"-1.7pp"},{"year":"2018","value":"8.4","yoyChange":"-6.0pp"},{"year":"2017","value":"14.4","yoyChange":"-2.7pp"},{"year":"2016","value":"17.1","yoyChange":"-1pp"},{"year":"2015","value":"18.1","yoyChange":"+0.1pp"},{"year":"2014","value":"18.0","yoyChange":"+1.5pp"},{"year":"2013","value":"16.5","yoyChange":"+2.8pp"},{"year":"2012","value":"13.7","yoyChange":"+2.0pp"},{"year":"2011","value":"11.7","yoyChange":"+1.7pp"},{"year":"2010","value":"10.0","yoyChange":"+0.6pp"},{"year":"2009","value":"9.4","yoyChange":"+3.1pp"},{"year":"2008","value":"6.3","yoyChange":"+0.5pp"},{"year":"2007","value":"5.8","yoyChange":"-0.8pp"},{"year":"2006","value":"6.6","yoyChange":"-0.4pp"}]},"qa":[{"question":"What does this indicator measure?","answer":"This page tracks the ratio of non-performing bank loans (90+ days past due) to total gross loans in Italy from 2000 to present. This is the primary asset-quality indicator for banking sector stability. It is published by World Bank and updated annually."},{"question":"How current is this data?","answer":"The most recent observation covers 2025. World Bank typically publishes this series with a lag of several months after the reference period. The series runs 2005–2025 (21 observations)."},{"question":"What is the long-term trend?","answer":"The series peaked at 18.1 % of total gross loans in 2015 and reached its lowest recorded value of 2.5 in 2025. The latest reading of 2.5 in 2025 represents a change of -0.3pp."}]}