India Real Interest Rate (2022)
India's Real Interest Rate: 5.6 % per annum (inflation-adjusted) in 2022, +5.3pp YoY. World Bank (FR.INR.RINR), 1978–2022.
India (2022)
5.6
% per annum (inflation-adjusted)
+5.3pp YoY
YoY Change
+5.3pp
percentage points
Trend
up
Series length
45
years of data
Data
| Year | % per annum (inflation-adjusted) | YoY Change |
|---|---|---|
| 2022 | 5.6 | +5.3pp |
| 2021 | 0.3 | -3.8pp |
| 2020 | 4.1 | -2.8pp |
| 2019 | 6.9 | +1.5pp |
| 2018 | 5.4 | +0.1pp |
| 2017 | 5.3 | -0.9pp |
| 2016 | 6.2 | -1.4pp |
| 2015 | 7.6 | +0.9pp |
| 2014 | 6.7 | +2.8pp |
| 2013 | 3.9 | +1.4pp |
| 2012 | 2.5 | +1.2pp |
| 2011 | 1.3 | +3.3pp |
| 2010 | -2 | -6.8pp |
| 2009 | 4.8 | +1pp |
| 2008 | 3.8 | -1.9pp |
| 2007 | 5.7 | +3.1pp |
| 2006 | 2.6 | -2.3pp |
| 2005 | 4.9 | unchanged |
| 2004 | 4.9 | -2.4pp |
| 2003 | 7.3 | -0.6pp |
About this Dataset
India recorded 5.6 % per annum (inflation-adjusted) in 2022. The latest change was +5.3pp. Across 1978–2022 the series ranges from -2 in 2010 to 10.8 in 1978.
This page tracks the real interest rate (lending rate adjusted for inflation using GDP deflator) in India from 1990 to present. Real rates determine the true cost of capital for investment.
Data sourced from World Bank via Open Data API. Values use World Bank standardised methodology intended for cross-country comparison.
Frequently Asked Questions
This page tracks the real interest rate (lending rate adjusted for inflation using GDP deflator) in India from 1990 to present. Real rates determine the true cost of capital for investment. It is published by World Bank and updated annually.
The most recent observation covers 2022. World Bank typically publishes this series with a lag of several months after the reference period. The series runs 1978–2022 (45 observations).
The series peaked at 10.8 % per annum (inflation-adjusted) in 1978 and reached its lowest recorded value of -2 in 2010. The latest reading of 5.6 in 2022 represents a change of +5.3pp.