{"version":1,"asset_type":"statistical_series","data_type":"time_series","slug":"in-bank-overhead-costs-ratio","url":"https://apiardata.com/statistics/in-bank-overhead-costs-ratio","html_url":"https://apiardata.com/statistics/in-bank-overhead-costs-ratio/","title":"India Bank Noninterest Income to Total Income (2021)","description":"India's Bank Noninterest Income to Total Income: 27.1 % of total income in 2021, -1.4pp YoY. World Bank (GFDD.EI.03), 2000–2021.","domain":"macro","category":"Economy & Macro","keywords":["Economy & Macro","World Bank","India","2021"],"publisher":"World Bank","frequency":"Annual","geography":"India","temporal_coverage":"2000/2021","unit":"% of total income","last_updated":"2026-07-27","last_updated_text":"27 July 2026","data_as_of":"2021","variable_measured":"India Bank Noninterest Income to Total Income","license":"https://apiardata.com/data-license","is_accessible_for_free":true,"sources":[{"name":"World Bank","url":"https://data.worldbank.org/indicator/GFDD.EI.03?locations=IN"}],"meta":[{"label":"Frequency","value":"Annual"},{"label":"Coverage","value":"2000–2021"},{"label":"Observations","value":"22"},{"label":"Geography","value":"India"},{"label":"Last updated","value":"27 July 2026"}],"kpis":[{"label":"India (2021)","value":"27.1","unit":"% of total income","trend":{"direction":"down","value":"-1.4pp YoY"}},{"label":"YoY Change","value":"-1.4pp","unit":"percentage points"},{"label":"Trend","value":"down","unit":""},{"label":"Series length","value":"22","unit":"years of data"}],"series":[{"key":"value","label":"India Bank Noninterest Income to Total Income"}],"observation_count":22,"observations":[{"period":"2000","value":36.10064},{"period":"2001","value":32.66939},{"period":"2002","value":36.70827},{"period":"2003","value":39.25259},{"period":"2004","value":39.78331},{"period":"2005","value":31.56684},{"period":"2006","value":29.53082},{"period":"2007","value":30.13073},{"period":"2008","value":35.3794},{"period":"2009","value":35.64281},{"period":"2010","value":34.61341},{"period":"2011","value":27.97115},{"period":"2012","value":26.62507},{"period":"2013","value":27.23307},{"period":"2014","value":28.19664},{"period":"2015","value":29.05133},{"period":"2016","value":34.35717},{"period":"2017","value":32.48895},{"period":"2018","value":28.31426},{"period":"2019","value":31.0672},{"period":"2020","value":28.48073},{"period":"2021","value":27.10517}],"table":{"columns":[{"key":"year","label":"Year"},{"key":"value","label":"% of total income"},{"key":"yoyChange","label":"YoY Change"}],"rows":[{"year":"2021","value":"27.11","yoyChange":"-1.38pp"},{"year":"2020","value":"28.48","yoyChange":"-2.59pp"},{"year":"2019","value":"31.07","yoyChange":"+2.75pp"},{"year":"2018","value":"28.31","yoyChange":"-4.17pp"},{"year":"2017","value":"32.49","yoyChange":"-1.87pp"},{"year":"2016","value":"34.36","yoyChange":"+5.31pp"},{"year":"2015","value":"29.05","yoyChange":"+0.85pp"},{"year":"2014","value":"28.20","yoyChange":"+0.96pp"},{"year":"2013","value":"27.23","yoyChange":"+0.61pp"},{"year":"2012","value":"26.63","yoyChange":"-1.35pp"},{"year":"2011","value":"27.97","yoyChange":"-6.64pp"},{"year":"2010","value":"34.61","yoyChange":"-1.03pp"},{"year":"2009","value":"35.64","yoyChange":"+0.26pp"},{"year":"2008","value":"35.38","yoyChange":"+5.25pp"},{"year":"2007","value":"30.13","yoyChange":"+0.60pp"},{"year":"2006","value":"29.53","yoyChange":"-2.04pp"},{"year":"2005","value":"31.57","yoyChange":"-8.22pp"},{"year":"2004","value":"39.78","yoyChange":"+0.53pp"},{"year":"2003","value":"39.25","yoyChange":"+2.54pp"},{"year":"2002","value":"36.71","yoyChange":"+4.04pp"}]},"qa":[{"question":"What does this indicator measure?","answer":"This page tracks bank noninterest income as a share of total income in India from 2000 to present. Noninterest income covers fees, commissions, and trading revenue, so the ratio shows how much of a banking system's earnings come from activities other than lending. It is published by World Bank and updated annually."},{"question":"How current is this data?","answer":"The most recent observation covers 2021. World Bank typically publishes this series with a lag of several months after the reference period. The series runs 2000–2021 (22 observations)."},{"question":"What is the long-term trend?","answer":"The series peaked at 39.8 % of total income in 2004 and reached its lowest recorded value of 26.6 in 2012. The latest reading of 27.1 in 2021 represents a change of -1.4pp."}]}