{"version":1,"asset_type":"statistical_series","data_type":"time_series","slug":"id-deposit-interest-rate","url":"https://apiardata.com/statistics/id-deposit-interest-rate","html_url":"https://apiardata.com/statistics/id-deposit-interest-rate/","title":"Indonesia Bank Deposit Interest Rate (2025)","description":"Indonesia's Bank Deposit Interest Rate: 5.4 % per annum in 2025, unchanged YoY. World Bank (FR.INR.DPST), 1990–2025.","domain":"markets","category":"Financial Markets","keywords":["Financial Markets","World Bank","Indonesia","2025"],"publisher":"World Bank","frequency":"Annual","geography":"Indonesia","temporal_coverage":"1990/2025","unit":"% per annum","last_updated":"2026-07-26","last_updated_text":"26 July 2026","data_as_of":"2025","variable_measured":"Indonesia Bank Deposit Interest Rate","license":"https://apiardata.com/data-license","is_accessible_for_free":true,"sources":[{"name":"World Bank","url":"https://data.worldbank.org/indicator/FR.INR.DPST?locations=ID"}],"meta":[{"label":"Frequency","value":"Annual"},{"label":"Coverage","value":"1990–2025"},{"label":"Observations","value":"36"},{"label":"Geography","value":"Indonesia"},{"label":"Last updated","value":"26 July 2026"}],"kpis":[{"label":"Indonesia (2025)","value":"5.4","unit":"% per annum","trend":{"direction":"neutral","value":"unchanged YoY"}},{"label":"YoY Change","value":"unchanged","unit":"percentage points"},{"label":"Trend","value":"neutral","unit":""},{"label":"Series length","value":"36","unit":"years of data"}],"series":[{"key":"value","label":"Indonesia Bank Deposit Interest Rate"}],"observation_count":36,"observations":[{"period":"1990","value":17.5308333333333},{"period":"1991","value":23.3166666666667},{"period":"1992","value":19.6025},{"period":"1993","value":14.5475},{"period":"1994","value":12.5333333333333},{"period":"1995","value":16.7175},{"period":"1996","value":17.2558333333333},{"period":"1997","value":20.0141666666667},{"period":"1998","value":39.0666666666667},{"period":"1999","value":25.7375},{"period":"2000","value":12.5033333333333},{"period":"2001","value":15.4816666666667},{"period":"2002","value":15.5025},{"period":"2003","value":10.59},{"period":"2004","value":6.44333333333333},{"period":"2005","value":8.07916666666667},{"period":"2006","value":11.4108333333333},{"period":"2007","value":7.97583333333333},{"period":"2008","value":8.4925},{"period":"2009","value":9.27833333333333},{"period":"2010","value":7.01666666666667},{"period":"2011","value":6.93083333333333},{"period":"2012","value":5.94666666666667},{"period":"2013","value":6.26416666666667},{"period":"2014","value":8.7525},{"period":"2015","value":8.33666666666667},{"period":"2016","value":7.1658935677562},{"period":"2017","value":6.51833333333333},{"period":"2018","value":6.12916666666667},{"period":"2019","value":6.68833333333333},{"period":"2020","value":5.50416666666667},{"period":"2021","value":3.66583333333333},{"period":"2022","value":3.21},{"period":"2023","value":4.63416666666667},{"period":"2024","value":5.42627869005442},{"period":"2025","value":5.407525}],"table":{"columns":[{"key":"year","label":"Year"},{"key":"value","label":"% per annum"},{"key":"yoyChange","label":"YoY Change"}],"rows":[{"year":"2025","value":"5.4","yoyChange":"unchanged"},{"year":"2024","value":"5.4","yoyChange":"+0.8pp"},{"year":"2023","value":"4.6","yoyChange":"+1.4pp"},{"year":"2022","value":"3.2","yoyChange":"-0.5pp"},{"year":"2021","value":"3.7","yoyChange":"-1.8pp"},{"year":"2020","value":"5.5","yoyChange":"-1.2pp"},{"year":"2019","value":"6.7","yoyChange":"+0.6pp"},{"year":"2018","value":"6.1","yoyChange":"-0.4pp"},{"year":"2017","value":"6.5","yoyChange":"-0.7pp"},{"year":"2016","value":"7.2","yoyChange":"-1.1pp"},{"year":"2015","value":"8.3","yoyChange":"-0.5pp"},{"year":"2014","value":"8.8","yoyChange":"+2.5pp"},{"year":"2013","value":"6.3","yoyChange":"+0.4pp"},{"year":"2012","value":"5.9","yoyChange":"-1.0pp"},{"year":"2011","value":"6.9","yoyChange":"-0.1pp"},{"year":"2010","value":"7.0","yoyChange":"-2.3pp"},{"year":"2009","value":"9.3","yoyChange":"+0.8pp"},{"year":"2008","value":"8.5","yoyChange":"+0.5pp"},{"year":"2007","value":"8.0","yoyChange":"-3.4pp"},{"year":"2006","value":"11.4","yoyChange":"+3.3pp"}]},"qa":[{"question":"What does this indicator measure?","answer":"This page tracks the benchmark bank deposit interest rate in Indonesia from 1990 to present. The spread between lending and deposit rates is a core measure of bank profitability and financial system efficiency. It is published by World Bank and updated annually."},{"question":"How current is this data?","answer":"The most recent observation covers 2025. World Bank typically publishes this series with a lag of several months after the reference period. The series runs 1990–2025 (36 observations)."},{"question":"What is the long-term trend?","answer":"The series peaked at 39.1 % per annum in 1998 and reached its lowest recorded value of 3.2 in 2022. The latest reading of 5.4 in 2025 is unchanged on the previous period."}]}