{"version":1,"asset_type":"statistical_series","data_type":"time_series","slug":"id-bank-npl-ratio","url":"https://apiardata.com/statistics/id-bank-npl-ratio","html_url":"https://apiardata.com/statistics/id-bank-npl-ratio/","title":"Indonesia Bank Non-Performing Loans Ratio (2025)","description":"Indonesia's Bank Non-Performing Loans Ratio: 1.9 % of total gross loans in 2025, unchanged YoY. World Bank (FB.AST.NPER.ZS), 2005–2025.","domain":"macro","category":"Economy & Macro","keywords":["Economy & Macro","World Bank","Indonesia","2025"],"publisher":"World Bank","frequency":"Annual","geography":"Indonesia","temporal_coverage":"2005/2025","unit":"% of total gross loans","last_updated":"2026-07-27","last_updated_text":"27 July 2026","data_as_of":"2025","variable_measured":"Indonesia Bank Non-Performing Loans Ratio","license":"https://apiardata.com/data-license","is_accessible_for_free":true,"sources":[{"name":"World Bank","url":"https://data.worldbank.org/indicator/FB.AST.NPER.ZS?locations=ID"}],"meta":[{"label":"Frequency","value":"Annual"},{"label":"Coverage","value":"2005–2025"},{"label":"Observations","value":"21"},{"label":"Geography","value":"Indonesia"},{"label":"Last updated","value":"27 July 2026"}],"kpis":[{"label":"Indonesia (2025)","value":"1.9","unit":"% of total gross loans","trend":{"direction":"neutral","value":"unchanged YoY"}},{"label":"YoY Change","value":"unchanged","unit":"percentage points"},{"label":"Trend","value":"neutral","unit":""},{"label":"Series length","value":"21","unit":"years of data"}],"series":[{"key":"value","label":"Indonesia Bank Non-Performing Loans Ratio"}],"observation_count":21,"observations":[{"period":"2005","value":6.25246820199785},{"period":"2006","value":5.15545411942602},{"period":"2007","value":3.6908592128651},{"period":"2008","value":2.87020628006279},{"period":"2009","value":2.89219586768056},{"period":"2010","value":2.31233314887669},{"period":"2011","value":2.00668094304847},{"period":"2012","value":1.67598753441661},{"period":"2013","value":1.60618085839081},{"period":"2014","value":1.97494771279186},{"period":"2015","value":2.31686319973562},{"period":"2016","value":2.7748985519129},{"period":"2017","value":2.44404843529866},{"period":"2018","value":2.20579865068328},{"period":"2019","value":2.33935750447439},{"period":"2020","value":2.64268448647726},{"period":"2021","value":2.64057088343297},{"period":"2022","value":2.14649051618116},{"period":"2023","value":1.95628264361571},{"period":"2024","value":1.9378653282816},{"period":"2025","value":1.91576331529028}],"table":{"columns":[{"key":"year","label":"Year"},{"key":"value","label":"% of total gross loans"},{"key":"yoyChange","label":"YoY Change"}],"rows":[{"year":"2025","value":"1.9","yoyChange":"unchanged"},{"year":"2024","value":"1.9","yoyChange":"-0.1pp"},{"year":"2023","value":"2.0","yoyChange":"-0.1pp"},{"year":"2022","value":"2.1","yoyChange":"-0.5pp"},{"year":"2021","value":"2.6","yoyChange":"unchanged"},{"year":"2020","value":"2.6","yoyChange":"+0.3pp"},{"year":"2019","value":"2.3","yoyChange":"+0.1pp"},{"year":"2018","value":"2.2","yoyChange":"-0.2pp"},{"year":"2017","value":"2.4","yoyChange":"-0.4pp"},{"year":"2016","value":"2.8","yoyChange":"+0.5pp"},{"year":"2015","value":"2.3","yoyChange":"+0.3pp"},{"year":"2014","value":"2.0","yoyChange":"+0.4pp"},{"year":"2013","value":"1.6","yoyChange":"-0.1pp"},{"year":"2012","value":"1.7","yoyChange":"-0.3pp"},{"year":"2011","value":"2.0","yoyChange":"-0.3pp"},{"year":"2010","value":"2.3","yoyChange":"-0.6pp"},{"year":"2009","value":"2.9","yoyChange":"unchanged"},{"year":"2008","value":"2.9","yoyChange":"-0.8pp"},{"year":"2007","value":"3.7","yoyChange":"-1.5pp"},{"year":"2006","value":"5.2","yoyChange":"-1.1pp"}]},"qa":[{"question":"What does this indicator measure?","answer":"This page tracks the ratio of non-performing bank loans (90+ days past due) to total gross loans in Indonesia from 2000 to present. This is the primary asset-quality indicator for banking sector stability. It is published by World Bank and updated annually."},{"question":"How current is this data?","answer":"The most recent observation covers 2025. World Bank typically publishes this series with a lag of several months after the reference period. The series runs 2005–2025 (21 observations)."},{"question":"What is the long-term trend?","answer":"The series peaked at 6.3 % of total gross loans in 2005 and reached its lowest recorded value of 1.6 in 2013. The latest reading of 1.9 in 2025 is unchanged on the previous period."}]}