{"version":1,"asset_type":"statistical_series","data_type":"time_series","slug":"gb-bank-npl-ratio","url":"https://apiardata.com/statistics/gb-bank-npl-ratio","html_url":"https://apiardata.com/statistics/gb-bank-npl-ratio/","title":"United Kingdom Bank Non-Performing Loans Ratio (2025)","description":"United Kingdom's Bank Non-Performing Loans Ratio: 0.9 % of total gross loans in 2025, -0.1pp YoY. World Bank (FB.AST.NPER.ZS), 2005–2025.","domain":"macro","category":"Economy & Macro","keywords":["Economy & Macro","World Bank","United Kingdom","2025"],"publisher":"World Bank","frequency":"Annual","geography":"United Kingdom","temporal_coverage":"2005/2025","unit":"% of total gross loans","last_updated":"2026-07-27","last_updated_text":"27 July 2026","data_as_of":"2025","variable_measured":"United Kingdom Bank Non-Performing Loans Ratio","license":"https://apiardata.com/data-license","is_accessible_for_free":true,"sources":[{"name":"World Bank","url":"https://data.worldbank.org/indicator/FB.AST.NPER.ZS?locations=GB"}],"meta":[{"label":"Frequency","value":"Annual"},{"label":"Coverage","value":"2005–2025"},{"label":"Observations","value":"19"},{"label":"Geography","value":"United Kingdom"},{"label":"Last updated","value":"27 July 2026"}],"kpis":[{"label":"United Kingdom (2025)","value":"0.9","unit":"% of total gross loans","trend":{"direction":"down","value":"-0.1pp YoY"}},{"label":"YoY Change","value":"-0.1pp","unit":"percentage points"},{"label":"Trend","value":"down","unit":""},{"label":"Series length","value":"19","unit":"years of data"}],"series":[{"key":"value","label":"United Kingdom Bank Non-Performing Loans Ratio"}],"observation_count":19,"observations":[{"period":"2005","value":0.993470630559823},{"period":"2008","value":1.55697368984838},{"period":"2009","value":3.50865701820859},{"period":"2010","value":3.95483378788783},{"period":"2011","value":3.9618682056152},{"period":"2012","value":3.58628400773794},{"period":"2013","value":3.11174173873798},{"period":"2014","value":1.65439301070172},{"period":"2015","value":1.01449977058357},{"period":"2016","value":1.68729249856196},{"period":"2017","value":1.35973989613412},{"period":"2018","value":1.09642089877807},{"period":"2019","value":1.01809935045005},{"period":"2020","value":0.983324631099749},{"period":"2021","value":0.969313241835594},{"period":"2022","value":0.93919727879646},{"period":"2023","value":0.970314059008282},{"period":"2024","value":1.01582508527651},{"period":"2025","value":0.947525011481276}],"table":{"columns":[{"key":"year","label":"Year"},{"key":"value","label":"% of total gross loans"},{"key":"yoyChange","label":"Change"}],"rows":[{"year":"2025","value":"0.9","yoyChange":"-0.1pp"},{"year":"2024","value":"1.0","yoyChange":"unchanged"},{"year":"2023","value":"1.0","yoyChange":"+0.1pp"},{"year":"2022","value":"0.9","yoyChange":"-0.1pp"},{"year":"2021","value":"1.0","yoyChange":"unchanged"},{"year":"2020","value":"1.0","yoyChange":"unchanged"},{"year":"2019","value":"1.0","yoyChange":"-0.1pp"},{"year":"2018","value":"1.1","yoyChange":"-0.3pp"},{"year":"2017","value":"1.4","yoyChange":"-0.3pp"},{"year":"2016","value":"1.7","yoyChange":"+0.7pp"},{"year":"2015","value":"1.0","yoyChange":"-0.7pp"},{"year":"2014","value":"1.7","yoyChange":"-1.4pp"},{"year":"2013","value":"3.1","yoyChange":"-0.5pp"},{"year":"2012","value":"3.6","yoyChange":"-0.4pp"},{"year":"2011","value":"4.0","yoyChange":"unchanged"},{"year":"2010","value":"4.0","yoyChange":"+0.5pp"},{"year":"2009","value":"3.5","yoyChange":"+1.9pp"},{"year":"2008","value":"1.6","yoyChange":"+0.6pp"},{"year":"2005","value":"1.0","yoyChange":"n/a"}]},"qa":[{"question":"What does this indicator measure?","answer":"This page tracks the ratio of non-performing bank loans (90+ days past due) to total gross loans in United Kingdom from 2000 to present. This is the primary asset-quality indicator for banking sector stability. It is published by World Bank and updated annually."},{"question":"How current is this data?","answer":"The most recent observation covers 2025. World Bank typically publishes this series with a lag of several months after the reference period. The series runs 2005–2025 (19 observations)."},{"question":"What is the long-term trend?","answer":"The series peaked at 4 % of total gross loans in 2011 and reached its lowest recorded value of 0.9 in 2022. The latest reading of 0.9 in 2025 represents a change of -0.1pp."}]}