{"version":1,"asset_type":"statistical_series","data_type":"time_series","slug":"gb-bank-net-interest-margin","url":"https://apiardata.com/statistics/gb-bank-net-interest-margin","html_url":"https://apiardata.com/statistics/gb-bank-net-interest-margin/","title":"United Kingdom Bank Net Interest Margin (1998)","description":"United Kingdom's Bank Net Interest Margin: 2.7 % of interest-earning assets in 1998, -0.2pp YoY. World Bank (GFDD.EI.02), 1980–1998.","domain":"macro","category":"Economy & Macro","keywords":["Economy & Macro","World Bank","United Kingdom","1998"],"publisher":"World Bank","frequency":"Annual","geography":"United Kingdom","temporal_coverage":"1980/1998","unit":"% of interest-earning assets","last_updated":"2026-07-26","last_updated_text":"26 July 2026","data_as_of":"1998","variable_measured":"United Kingdom Bank Net Interest Margin","license":"https://apiardata.com/data-license","is_accessible_for_free":true,"sources":[{"name":"World Bank","url":"https://data.worldbank.org/indicator/GFDD.EI.02?locations=GB"}],"meta":[{"label":"Frequency","value":"Annual"},{"label":"Coverage","value":"1980–1998"},{"label":"Observations","value":"17"},{"label":"Geography","value":"United Kingdom"},{"label":"Last updated","value":"26 July 2026"}],"kpis":[{"label":"United Kingdom (1998)","value":"2.7","unit":"% of interest-earning assets","trend":{"direction":"down","value":"-0.2pp YoY"}},{"label":"YoY Change","value":"-0.2pp","unit":"percentage points"},{"label":"Trend","value":"down","unit":""},{"label":"Series length","value":"17","unit":"years of data"}],"series":[{"key":"value","label":"United Kingdom Bank Net Interest Margin"}],"observation_count":17,"observations":[{"period":"1980","value":2.187683},{"period":"1981","value":2.588333},{"period":"1984","value":2.408433},{"period":"1985","value":0.4604834},{"period":"1986","value":1.049692},{"period":"1987","value":1.166333},{"period":"1988","value":1.549875},{"period":"1989","value":2.336808},{"period":"1990","value":2.22395},{"period":"1991","value":1.414983},{"period":"1992","value":2.101817},{"period":"1993","value":2.043633},{"period":"1994","value":1.806117},{"period":"1995","value":2.584508},{"period":"1996","value":2.913533},{"period":"1997","value":2.931733},{"period":"1998","value":2.748717}],"table":{"columns":[{"key":"year","label":"Year"},{"key":"value","label":"% of interest-earning assets"},{"key":"yoyChange","label":"Change"}],"rows":[{"year":"1998","value":"2.75","yoyChange":"-0.18pp"},{"year":"1997","value":"2.93","yoyChange":"+0.02pp"},{"year":"1996","value":"2.91","yoyChange":"+0.33pp"},{"year":"1995","value":"2.58","yoyChange":"+0.78pp"},{"year":"1994","value":"1.81","yoyChange":"-0.24pp"},{"year":"1993","value":"2.04","yoyChange":"-0.06pp"},{"year":"1992","value":"2.10","yoyChange":"+0.69pp"},{"year":"1991","value":"1.41","yoyChange":"-0.81pp"},{"year":"1990","value":"2.22","yoyChange":"-0.11pp"},{"year":"1989","value":"2.34","yoyChange":"+0.79pp"},{"year":"1988","value":"1.55","yoyChange":"+0.38pp"},{"year":"1987","value":"1.17","yoyChange":"+0.12pp"},{"year":"1986","value":"1.05","yoyChange":"+0.59pp"},{"year":"1985","value":"0.46","yoyChange":"-1.95pp"},{"year":"1984","value":"2.41","yoyChange":"-0.18pp"},{"year":"1981","value":"2.59","yoyChange":"+0.40pp"},{"year":"1980","value":"2.19","yoyChange":"n/a"}]},"qa":[{"question":"What does this indicator measure?","answer":"This page tracks the net interest margin (NIM) of the banking sector in United Kingdom from 2000 to present. NIM is the primary measure of bank profitability from core lending activities and reflects the spread between lending and deposit rates. It is published by World Bank and updated annually."},{"question":"How current is this data?","answer":"The most recent observation covers 1998. World Bank typically publishes this series with a lag of several months after the reference period. The series runs 1980–1998 (17 observations)."},{"question":"What is the long-term trend?","answer":"The series peaked at 2.9 % of interest-earning assets in 1997 and reached its lowest recorded value of 0.5 in 1985. The latest reading of 2.7 in 1998 represents a change of -0.2pp."}]}