{"version":1,"asset_type":"statistical_series","data_type":"time_series","slug":"fr-bank-npl-ratio","url":"https://apiardata.com/statistics/fr-bank-npl-ratio","html_url":"https://apiardata.com/statistics/fr-bank-npl-ratio/","title":"France Bank Non-Performing Loans Ratio (2024)","description":"France's Bank Non-Performing Loans Ratio: 2.1 % of total gross loans in 2024, unchanged YoY. World Bank (FB.AST.NPER.ZS), 2008–2024.","domain":"macro","category":"Economy & Macro","keywords":["Economy & Macro","World Bank","France","2024"],"publisher":"World Bank","frequency":"Annual","geography":"France","temporal_coverage":"2008/2024","unit":"% of total gross loans","last_updated":"2026-07-27","last_updated_text":"27 July 2026","data_as_of":"2024","variable_measured":"France Bank Non-Performing Loans Ratio","license":"https://apiardata.com/data-license","is_accessible_for_free":true,"sources":[{"name":"World Bank","url":"https://data.worldbank.org/indicator/FB.AST.NPER.ZS?locations=FR"}],"meta":[{"label":"Frequency","value":"Annual"},{"label":"Coverage","value":"2008–2024"},{"label":"Observations","value":"17"},{"label":"Geography","value":"France"},{"label":"Last updated","value":"27 July 2026"}],"kpis":[{"label":"France (2024)","value":"2.1","unit":"% of total gross loans","trend":{"direction":"neutral","value":"unchanged YoY"}},{"label":"YoY Change","value":"unchanged","unit":"percentage points"},{"label":"Trend","value":"neutral","unit":""},{"label":"Series length","value":"17","unit":"years of data"}],"series":[{"key":"value","label":"France Bank Non-Performing Loans Ratio"}],"observation_count":17,"observations":[{"period":"2008","value":3.24235571721792},{"period":"2009","value":4.58399416878333},{"period":"2010","value":4.3272048253125},{"period":"2011","value":4.89276263549823},{"period":"2012","value":4.29452327369678},{"period":"2013","value":4.49543407979547},{"period":"2014","value":3.72567893768622},{"period":"2015","value":3.52308121172511},{"period":"2016","value":3.49852745916487},{"period":"2017","value":2.85084082112562},{"period":"2018","value":2.74917800998469},{"period":"2019","value":2.51442386618475},{"period":"2020","value":2.38440087259745},{"period":"2021","value":2.16920501014489},{"period":"2022","value":2.07810544079029},{"period":"2023","value":2.06122418440948},{"period":"2024","value":2.08727388951242}],"table":{"columns":[{"key":"year","label":"Year"},{"key":"value","label":"% of total gross loans"},{"key":"yoyChange","label":"YoY Change"}],"rows":[{"year":"2024","value":"2.1","yoyChange":"unchanged"},{"year":"2023","value":"2.1","yoyChange":"unchanged"},{"year":"2022","value":"2.1","yoyChange":"-0.1pp"},{"year":"2021","value":"2.2","yoyChange":"-0.2pp"},{"year":"2020","value":"2.4","yoyChange":"-0.1pp"},{"year":"2019","value":"2.5","yoyChange":"-0.2pp"},{"year":"2018","value":"2.7","yoyChange":"-0.2pp"},{"year":"2017","value":"2.9","yoyChange":"-0.6pp"},{"year":"2016","value":"3.5","yoyChange":"unchanged"},{"year":"2015","value":"3.5","yoyChange":"-0.2pp"},{"year":"2014","value":"3.7","yoyChange":"-0.8pp"},{"year":"2013","value":"4.5","yoyChange":"+0.2pp"},{"year":"2012","value":"4.3","yoyChange":"-0.6pp"},{"year":"2011","value":"4.9","yoyChange":"+0.6pp"},{"year":"2010","value":"4.3","yoyChange":"-0.3pp"},{"year":"2009","value":"4.6","yoyChange":"+1.4pp"},{"year":"2008","value":"3.2","yoyChange":"n/a"}]},"qa":[{"question":"What does this indicator measure?","answer":"This page tracks the ratio of non-performing bank loans (90+ days past due) to total gross loans in France from 2000 to present. This is the primary asset-quality indicator for banking sector stability. It is published by World Bank and updated annually."},{"question":"How current is this data?","answer":"The most recent observation covers 2024. World Bank typically publishes this series with a lag of several months after the reference period. The series runs 2008–2024 (17 observations)."},{"question":"What is the long-term trend?","answer":"The series peaked at 4.9 % of total gross loans in 2011 and reached its lowest recorded value of 2.1 in 2023. The latest reading of 2.1 in 2024 is unchanged on the previous period."}]}