{"version":1,"asset_type":"statistical_series","data_type":"time_series","slug":"de-non-life-insurance-penetration-gdp","url":"https://apiardata.com/statistics/de-non-life-insurance-penetration-gdp","html_url":"https://apiardata.com/statistics/de-non-life-insurance-penetration-gdp/","title":"Germany Non-Life Insurance Premium Penetration (% of GDP) (2024)","description":"Germany's Non-Life Insurance Premium Penetration (% of GDP): 3.8 % of GDP in 2024, +0.3pp YoY. OECD (OECD.DAF.CM:DSD_INS@DF_IND), 2000–2024.","domain":"markets","category":"Financial Markets","keywords":["Financial Markets","OECD","Germany","2024"],"publisher":"OECD","frequency":"Annual","geography":"Germany","temporal_coverage":"2000/2024","unit":"% of GDP","last_updated":"2026-07-27","last_updated_text":"27 July 2026","data_as_of":"2024","variable_measured":"Germany Non-Life Insurance Premium Penetration (% of GDP)","license":"https://apiardata.com/data-license","is_accessible_for_free":true,"sources":[{"name":"OECD","url":"https://data-explorer.oecd.org/vis?fs[0]=Topic%2C0%7CFinancial+sector%23FIN%23&pg=0&fc=Topic&bp=true&snb=10"}],"meta":[{"label":"Frequency","value":"Annual"},{"label":"Coverage","value":"2000–2024"},{"label":"Observations","value":"22"},{"label":"Geography","value":"Germany"},{"label":"Last updated","value":"27 July 2026"}],"kpis":[{"label":"Germany (2024)","value":"3.8","unit":"% of GDP","trend":{"direction":"up","value":"+0.3pp YoY"}},{"label":"YoY Change","value":"+0.3pp","unit":"percentage points"},{"label":"Trend","value":"up","unit":""},{"label":"Series length","value":"22","unit":"years of data"}],"series":[{"key":"value","label":"Germany Non-Life Insurance Premium Penetration (% of GDP)"}],"observation_count":22,"observations":[{"period":"2000","value":3.464},{"period":"2001","value":3.372},{"period":"2002","value":3.576},{"period":"2003","value":3.698},{"period":"2004","value":3.719},{"period":"2005","value":3.667},{"period":"2006","value":3.584},{"period":"2007","value":3.463},{"period":"2008","value":3.412},{"period":"2012","value":3.498},{"period":"2013","value":3.532},{"period":"2014","value":3.42},{"period":"2015","value":3.379},{"period":"2016","value":3.385},{"period":"2017","value":3.601},{"period":"2018","value":3.612},{"period":"2019","value":3.652},{"period":"2020","value":3.903},{"period":"2021","value":3.822},{"period":"2022","value":3.531},{"period":"2023","value":3.515},{"period":"2024","value":3.831}],"table":{"columns":[{"key":"year","label":"Year"},{"key":"value","label":"% of GDP"},{"key":"yoyChange","label":"Change"}],"rows":[{"year":"2024","value":"3.8","yoyChange":"+0.3pp"},{"year":"2023","value":"3.5","yoyChange":"unchanged"},{"year":"2022","value":"3.5","yoyChange":"-0.3pp"},{"year":"2021","value":"3.8","yoyChange":"-0.1pp"},{"year":"2020","value":"3.9","yoyChange":"+0.2pp"},{"year":"2019","value":"3.7","yoyChange":"+0.1pp"},{"year":"2018","value":"3.6","yoyChange":"unchanged"},{"year":"2017","value":"3.6","yoyChange":"+0.2pp"},{"year":"2016","value":"3.4","yoyChange":"unchanged"},{"year":"2015","value":"3.4","yoyChange":"unchanged"},{"year":"2014","value":"3.4","yoyChange":"-0.1pp"},{"year":"2013","value":"3.5","yoyChange":"unchanged"},{"year":"2012","value":"3.5","yoyChange":"n/a"},{"year":"2008","value":"3.4","yoyChange":"-0.1pp"},{"year":"2007","value":"3.5","yoyChange":"-0.1pp"},{"year":"2006","value":"3.6","yoyChange":"-0.1pp"},{"year":"2005","value":"3.7","yoyChange":"unchanged"},{"year":"2004","value":"3.7","yoyChange":"unchanged"},{"year":"2003","value":"3.7","yoyChange":"+0.1pp"},{"year":"2002","value":"3.6","yoyChange":"+0.2pp"}]},"qa":[{"question":"What does this indicator measure?","answer":"This page tracks non-life insurance (P&C) gross written premiums as a share of GDP in Germany from 2000 to present. Non-life penetration measures commercial risk transfer capacity and SME insurance coverage depth. It is published by OECD and updated annually."},{"question":"How current is this data?","answer":"The most recent observation covers 2024. OECD typically publishes this series with a lag of several months after the reference period. The series runs 2000–2024 (22 observations)."},{"question":"What is the long-term trend?","answer":"The series peaked at 3.9 % of GDP in 2020 and reached its lowest recorded value of 3.4 in 2001. The latest reading of 3.8 in 2024 represents a change of +0.3pp."}]}