{"version":1,"asset_type":"statistical_series","data_type":"time_series","slug":"cn-deposit-interest-rate","url":"https://apiardata.com/statistics/cn-deposit-interest-rate","html_url":"https://apiardata.com/statistics/cn-deposit-interest-rate/","title":"China Bank Deposit Interest Rate (2024)","description":"China's Bank Deposit Interest Rate: 1.5 % per annum in 2024, unchanged YoY. World Bank (FR.INR.DPST), 1980–2024.","domain":"markets","category":"Financial Markets","keywords":["Financial Markets","World Bank","China","2024"],"publisher":"World Bank","frequency":"Annual","geography":"China","temporal_coverage":"1980/2024","unit":"% per annum","last_updated":"2026-07-26","last_updated_text":"26 July 2026","data_as_of":"2024","variable_measured":"China Bank Deposit Interest Rate","license":"https://apiardata.com/data-license","is_accessible_for_free":true,"sources":[{"name":"World Bank","url":"https://data.worldbank.org/indicator/FR.INR.DPST?locations=CN"}],"meta":[{"label":"Frequency","value":"Annual"},{"label":"Coverage","value":"1980–2024"},{"label":"Observations","value":"45"},{"label":"Geography","value":"China"},{"label":"Last updated","value":"26 July 2026"}],"kpis":[{"label":"China (2024)","value":"1.5","unit":"% per annum","trend":{"direction":"neutral","value":"unchanged YoY"}},{"label":"YoY Change","value":"unchanged","unit":"percentage points"},{"label":"Trend","value":"neutral","unit":""},{"label":"Series length","value":"45","unit":"years of data"}],"series":[{"key":"value","label":"China Bank Deposit Interest Rate"}],"observation_count":45,"observations":[{"period":"1980","value":5.4},{"period":"1981","value":5.4},{"period":"1982","value":5.76},{"period":"1983","value":5.76},{"period":"1984","value":5.759999999},{"period":"1985","value":7.2},{"period":"1986","value":7.2},{"period":"1987","value":7.2},{"period":"1988","value":8.64},{"period":"1989","value":11.34},{"period":"1990","value":8.64},{"period":"1991","value":7.56},{"period":"1992","value":7.56},{"period":"1993","value":10.98},{"period":"1994","value":10.98},{"period":"1995","value":10.98},{"period":"1996","value":7.47},{"period":"1997","value":5.67},{"period":"1998","value":3.78},{"period":"1999","value":2.25},{"period":"2000","value":2.25},{"period":"2001","value":2.25},{"period":"2002","value":1.98},{"period":"2003","value":1.98},{"period":"2004","value":2.25},{"period":"2005","value":2.25},{"period":"2006","value":2.52},{"period":"2007","value":4.14},{"period":"2008","value":2.25},{"period":"2009","value":2.25},{"period":"2010","value":2.75},{"period":"2011","value":3.5},{"period":"2012","value":3},{"period":"2013","value":3},{"period":"2014","value":2.75},{"period":"2015","value":1.5},{"period":"2016","value":1.5},{"period":"2017","value":1.5},{"period":"2018","value":1.5},{"period":"2019","value":1.5},{"period":"2020","value":1.5},{"period":"2021","value":1.5},{"period":"2022","value":1.5},{"period":"2023","value":1.5},{"period":"2024","value":1.5}],"table":{"columns":[{"key":"year","label":"Year"},{"key":"value","label":"% per annum"},{"key":"yoyChange","label":"YoY Change"}],"rows":[{"year":"2024","value":"1.5","yoyChange":"unchanged"},{"year":"2023","value":"1.5","yoyChange":"unchanged"},{"year":"2022","value":"1.5","yoyChange":"unchanged"},{"year":"2021","value":"1.5","yoyChange":"unchanged"},{"year":"2020","value":"1.5","yoyChange":"unchanged"},{"year":"2019","value":"1.5","yoyChange":"unchanged"},{"year":"2018","value":"1.5","yoyChange":"unchanged"},{"year":"2017","value":"1.5","yoyChange":"unchanged"},{"year":"2016","value":"1.5","yoyChange":"unchanged"},{"year":"2015","value":"1.5","yoyChange":"-1.3pp"},{"year":"2014","value":"2.8","yoyChange":"-0.2pp"},{"year":"2013","value":"3.0","yoyChange":"unchanged"},{"year":"2012","value":"3.0","yoyChange":"-0.5pp"},{"year":"2011","value":"3.5","yoyChange":"+0.7pp"},{"year":"2010","value":"2.8","yoyChange":"+0.5pp"},{"year":"2009","value":"2.3","yoyChange":"unchanged"},{"year":"2008","value":"2.3","yoyChange":"-1.8pp"},{"year":"2007","value":"4.1","yoyChange":"+1.6pp"},{"year":"2006","value":"2.5","yoyChange":"+0.2pp"},{"year":"2005","value":"2.3","yoyChange":"unchanged"}]},"qa":[{"question":"What does this indicator measure?","answer":"This page tracks the benchmark bank deposit interest rate in China from 1990 to present. The spread between lending and deposit rates is a core measure of bank profitability and financial system efficiency. It is published by World Bank and updated annually."},{"question":"How current is this data?","answer":"The most recent observation covers 2024. World Bank typically publishes this series with a lag of several months after the reference period. The series runs 1980–2024 (45 observations)."},{"question":"What is the long-term trend?","answer":"The series peaked at 11.3 % per annum in 1989 and reached its lowest recorded value of 1.5 in 2024. The latest reading of 1.5 in 2024 is unchanged on the previous period."}]}