{"version":1,"asset_type":"statistical_series","data_type":"time_series","slug":"cn-bank-npl-ratio","url":"https://apiardata.com/statistics/cn-bank-npl-ratio","html_url":"https://apiardata.com/statistics/cn-bank-npl-ratio/","title":"China Bank Non-Performing Loans Ratio (2024)","description":"China's Bank Non-Performing Loans Ratio: 1.5 % of total gross loans in 2024, -0.1pp YoY. World Bank (FB.AST.NPER.ZS), 2010–2024.","domain":"macro","category":"Economy & Macro","keywords":["Economy & Macro","World Bank","China","2024"],"publisher":"World Bank","frequency":"Annual","geography":"China","temporal_coverage":"2010/2024","unit":"% of total gross loans","last_updated":"2026-07-27","last_updated_text":"27 July 2026","data_as_of":"2024","variable_measured":"China Bank Non-Performing Loans Ratio","license":"https://apiardata.com/data-license","is_accessible_for_free":true,"sources":[{"name":"World Bank","url":"https://data.worldbank.org/indicator/FB.AST.NPER.ZS?locations=CN"}],"meta":[{"label":"Frequency","value":"Annual"},{"label":"Coverage","value":"2010–2024"},{"label":"Observations","value":"15"},{"label":"Geography","value":"China"},{"label":"Last updated","value":"27 July 2026"}],"kpis":[{"label":"China (2024)","value":"1.5","unit":"% of total gross loans","trend":{"direction":"down","value":"-0.1pp YoY"}},{"label":"YoY Change","value":"-0.1pp","unit":"percentage points"},{"label":"Trend","value":"down","unit":""},{"label":"Series length","value":"15","unit":"years of data"}],"series":[{"key":"value","label":"China Bank Non-Performing Loans Ratio"}],"observation_count":15,"observations":[{"period":"2010","value":1.13237045139299},{"period":"2011","value":0.961585528954036},{"period":"2012","value":0.953674330051852},{"period":"2013","value":0.999702805112438},{"period":"2014","value":1.24873335628106},{"period":"2015","value":1.67388016445151},{"period":"2016","value":1.74447934478824},{"period":"2017","value":1.74435460635256},{"period":"2018","value":1.83294883223349},{"period":"2019","value":1.86175485330958},{"period":"2020","value":1.83961969163289},{"period":"2021","value":1.72739169215062},{"period":"2022","value":1.63239836873406},{"period":"2023","value":1.59268926761592},{"period":"2024","value":1.50455245481593}],"table":{"columns":[{"key":"year","label":"Year"},{"key":"value","label":"% of total gross loans"},{"key":"yoyChange","label":"YoY Change"}],"rows":[{"year":"2024","value":"1.5","yoyChange":"-0.1pp"},{"year":"2023","value":"1.6","yoyChange":"unchanged"},{"year":"2022","value":"1.6","yoyChange":"-0.1pp"},{"year":"2021","value":"1.7","yoyChange":"-0.1pp"},{"year":"2020","value":"1.8","yoyChange":"-0.1pp"},{"year":"2019","value":"1.9","yoyChange":"+0.1pp"},{"year":"2018","value":"1.8","yoyChange":"+0.1pp"},{"year":"2017","value":"1.7","yoyChange":"unchanged"},{"year":"2016","value":"1.7","yoyChange":"unchanged"},{"year":"2015","value":"1.7","yoyChange":"+0.5pp"},{"year":"2014","value":"1.2","yoyChange":"+0.2pp"},{"year":"2013","value":"1.0","yoyChange":"unchanged"},{"year":"2012","value":"1.0","yoyChange":"unchanged"},{"year":"2011","value":"1.0","yoyChange":"-0.1pp"},{"year":"2010","value":"1.1","yoyChange":"n/a"}]},"qa":[{"question":"What does this indicator measure?","answer":"This page tracks the ratio of non-performing bank loans (90+ days past due) to total gross loans in China from 2000 to present. This is the primary asset-quality indicator for banking sector stability. It is published by World Bank and updated annually."},{"question":"How current is this data?","answer":"The most recent observation covers 2024. World Bank typically publishes this series with a lag of several months after the reference period. The series runs 2010–2024 (15 observations)."},{"question":"What is the long-term trend?","answer":"The series peaked at 1.9 % of total gross loans in 2019 and reached its lowest recorded value of 1 in 2012. The latest reading of 1.5 in 2024 represents a change of -0.1pp."}]}