{"version":1,"asset_type":"statistical_series","data_type":"time_series","slug":"ca-bank-npl-ratio","url":"https://apiardata.com/statistics/ca-bank-npl-ratio","html_url":"https://apiardata.com/statistics/ca-bank-npl-ratio/","title":"Canada Bank Non-Performing Loans Ratio (2025)","description":"Canada's Bank Non-Performing Loans Ratio: 0.7 % of total gross loans in 2025, +0.1pp YoY. World Bank (FB.AST.NPER.ZS), 2005–2025.","domain":"macro","category":"Economy & Macro","keywords":["Economy & Macro","World Bank","Canada","2025"],"publisher":"World Bank","frequency":"Annual","geography":"Canada","temporal_coverage":"2005/2025","unit":"% of total gross loans","last_updated":"2026-07-27","last_updated_text":"27 July 2026","data_as_of":"2025","variable_measured":"Canada Bank Non-Performing Loans Ratio","license":"https://apiardata.com/data-license","is_accessible_for_free":true,"sources":[{"name":"World Bank","url":"https://data.worldbank.org/indicator/FB.AST.NPER.ZS?locations=CA"}],"meta":[{"label":"Frequency","value":"Annual"},{"label":"Coverage","value":"2005–2025"},{"label":"Observations","value":"21"},{"label":"Geography","value":"Canada"},{"label":"Last updated","value":"27 July 2026"}],"kpis":[{"label":"Canada (2025)","value":"0.7","unit":"% of total gross loans","trend":{"direction":"up","value":"+0.1pp YoY"}},{"label":"YoY Change","value":"+0.1pp","unit":"percentage points"},{"label":"Trend","value":"up","unit":""},{"label":"Series length","value":"21","unit":"years of data"}],"series":[{"key":"value","label":"Canada Bank Non-Performing Loans Ratio"}],"observation_count":21,"observations":[{"period":"2005","value":0.499517649324799},{"period":"2006","value":0.420325955427001},{"period":"2007","value":0.431596614050766},{"period":"2008","value":0.763250457412455},{"period":"2009","value":1.2668705581618},{"period":"2010","value":1.19245724160614},{"period":"2011","value":0.844688790542747},{"period":"2012","value":0.651152891186438},{"period":"2013","value":0.574918196148752},{"period":"2014","value":0.517878594833065},{"period":"2015","value":0.516596294246743},{"period":"2016","value":0.596050944805398},{"period":"2017","value":0.449461039885322},{"period":"2018","value":0.505214192405336},{"period":"2019","value":0.503405461160356},{"period":"2020","value":0.52681278365295},{"period":"2021","value":0.376260029910392},{"period":"2022","value":0.334331435857722},{"period":"2023","value":0.454242517964679},{"period":"2024","value":0.568690030721405},{"period":"2025","value":0.706375799816991}],"table":{"columns":[{"key":"year","label":"Year"},{"key":"value","label":"% of total gross loans"},{"key":"yoyChange","label":"YoY Change"}],"rows":[{"year":"2025","value":"0.7","yoyChange":"+0.1pp"},{"year":"2024","value":"0.6","yoyChange":"+0.1pp"},{"year":"2023","value":"0.5","yoyChange":"+0.2pp"},{"year":"2022","value":"0.3","yoyChange":"-0.1pp"},{"year":"2021","value":"0.4","yoyChange":"-0.1pp"},{"year":"2020","value":"0.5","yoyChange":"unchanged"},{"year":"2019","value":"0.5","yoyChange":"unchanged"},{"year":"2018","value":"0.5","yoyChange":"+0.1pp"},{"year":"2017","value":"0.4","yoyChange":"-0.2pp"},{"year":"2016","value":"0.6","yoyChange":"+0.1pp"},{"year":"2015","value":"0.5","yoyChange":"unchanged"},{"year":"2014","value":"0.5","yoyChange":"-0.1pp"},{"year":"2013","value":"0.6","yoyChange":"-0.1pp"},{"year":"2012","value":"0.7","yoyChange":"-0.1pp"},{"year":"2011","value":"0.8","yoyChange":"-0.4pp"},{"year":"2010","value":"1.2","yoyChange":"-0.1pp"},{"year":"2009","value":"1.3","yoyChange":"+0.5pp"},{"year":"2008","value":"0.8","yoyChange":"+0.4pp"},{"year":"2007","value":"0.4","yoyChange":"unchanged"},{"year":"2006","value":"0.4","yoyChange":"-0.1pp"}]},"qa":[{"question":"What does this indicator measure?","answer":"This page tracks the ratio of non-performing bank loans (90+ days past due) to total gross loans in Canada from 2000 to present. This is the primary asset-quality indicator for banking sector stability. It is published by World Bank and updated annually."},{"question":"How current is this data?","answer":"The most recent observation covers 2025. World Bank typically publishes this series with a lag of several months after the reference period. The series runs 2005–2025 (21 observations)."},{"question":"What is the long-term trend?","answer":"The series peaked at 1.3 % of total gross loans in 2009 and reached its lowest recorded value of 0.3 in 2022. The latest reading of 0.7 in 2025 represents a change of +0.1pp."}]}