{"version":1,"asset_type":"statistical_series","data_type":"time_series","slug":"br-bank-npl-ratio","url":"https://apiardata.com/statistics/br-bank-npl-ratio","html_url":"https://apiardata.com/statistics/br-bank-npl-ratio/","title":"Brazil Bank Non-Performing Loans Ratio (2025)","description":"Brazil's Bank Non-Performing Loans Ratio: 3.9 % of total gross loans in 2025, +1.2pp YoY. World Bank (FB.AST.NPER.ZS), 2005–2025.","domain":"macro","category":"Economy & Macro","keywords":["Economy & Macro","World Bank","Brazil","2025"],"publisher":"World Bank","frequency":"Annual","geography":"Brazil","temporal_coverage":"2005/2025","unit":"% of total gross loans","last_updated":"2026-07-27","last_updated_text":"27 July 2026","data_as_of":"2025","variable_measured":"Brazil Bank Non-Performing Loans Ratio","license":"https://apiardata.com/data-license","is_accessible_for_free":true,"sources":[{"name":"World Bank","url":"https://data.worldbank.org/indicator/FB.AST.NPER.ZS?locations=BR"}],"meta":[{"label":"Frequency","value":"Annual"},{"label":"Coverage","value":"2005–2025"},{"label":"Observations","value":"21"},{"label":"Geography","value":"Brazil"},{"label":"Last updated","value":"27 July 2026"}],"kpis":[{"label":"Brazil (2025)","value":"3.9","unit":"% of total gross loans","trend":{"direction":"up","value":"+1.2pp YoY"}},{"label":"YoY Change","value":"+1.2pp","unit":"percentage points"},{"label":"Trend","value":"up","unit":""},{"label":"Series length","value":"21","unit":"years of data"}],"series":[{"key":"value","label":"Brazil Bank Non-Performing Loans Ratio"}],"observation_count":21,"observations":[{"period":"2005","value":3.52553179140661},{"period":"2006","value":3.46066404520993},{"period":"2007","value":2.98260391267765},{"period":"2008","value":3.10639256827815},{"period":"2009","value":4.2149946970135},{"period":"2010","value":3.10772417173934},{"period":"2011","value":3.46686409051456},{"period":"2012","value":3.44682339262827},{"period":"2013","value":2.85728229301093},{"period":"2014","value":2.25174733022776},{"period":"2015","value":2.84649627717535},{"period":"2016","value":3.08157613195282},{"period":"2017","value":2.8789163660392},{"period":"2018","value":2.59786426236426},{"period":"2019","value":2.65554756569736},{"period":"2020","value":1.86754766697946},{"period":"2021","value":2.07937608671227},{"period":"2022","value":2.64123318576758},{"period":"2023","value":2.84264311217319},{"period":"2024","value":2.71543100107416},{"period":"2025","value":3.87755027454783}],"table":{"columns":[{"key":"year","label":"Year"},{"key":"value","label":"% of total gross loans"},{"key":"yoyChange","label":"YoY Change"}],"rows":[{"year":"2025","value":"3.9","yoyChange":"+1.2pp"},{"year":"2024","value":"2.7","yoyChange":"-0.1pp"},{"year":"2023","value":"2.8","yoyChange":"+0.2pp"},{"year":"2022","value":"2.6","yoyChange":"+0.5pp"},{"year":"2021","value":"2.1","yoyChange":"+0.2pp"},{"year":"2020","value":"1.9","yoyChange":"-0.8pp"},{"year":"2019","value":"2.7","yoyChange":"+0.1pp"},{"year":"2018","value":"2.6","yoyChange":"-0.3pp"},{"year":"2017","value":"2.9","yoyChange":"-0.2pp"},{"year":"2016","value":"3.1","yoyChange":"+0.3pp"},{"year":"2015","value":"2.8","yoyChange":"+0.5pp"},{"year":"2014","value":"2.3","yoyChange":"-0.6pp"},{"year":"2013","value":"2.9","yoyChange":"-0.5pp"},{"year":"2012","value":"3.4","yoyChange":"-0.1pp"},{"year":"2011","value":"3.5","yoyChange":"+0.4pp"},{"year":"2010","value":"3.1","yoyChange":"-1.1pp"},{"year":"2009","value":"4.2","yoyChange":"+1.1pp"},{"year":"2008","value":"3.1","yoyChange":"+0.1pp"},{"year":"2007","value":"3.0","yoyChange":"-0.5pp"},{"year":"2006","value":"3.5","yoyChange":"-0.1pp"}]},"qa":[{"question":"What does this indicator measure?","answer":"This page tracks the ratio of non-performing bank loans (90+ days past due) to total gross loans in Brazil from 2000 to present. This is the primary asset-quality indicator for banking sector stability. It is published by World Bank and updated annually."},{"question":"How current is this data?","answer":"The most recent observation covers 2025. World Bank typically publishes this series with a lag of several months after the reference period. The series runs 2005–2025 (21 observations)."},{"question":"What is the long-term trend?","answer":"The series peaked at 4.2 % of total gross loans in 2009 and reached its lowest recorded value of 1.9 in 2020. The latest reading of 3.9 in 2025 represents a change of +1.2pp."}]}