{"version":1,"asset_type":"statistical_series","data_type":"time_series","slug":"bd-bank-net-interest-margin","url":"https://apiardata.com/statistics/bd-bank-net-interest-margin","html_url":"https://apiardata.com/statistics/bd-bank-net-interest-margin/","title":"Bangladesh Bank Net Interest Margin (2020)","description":"Bangladesh's Bank Net Interest Margin: 2.2 % of interest-earning assets in 2020, -0.6pp YoY. World Bank (GFDD.EI.02), 1980–2020.","domain":"macro","category":"Economy & Macro","keywords":["Economy & Macro","World Bank","Bangladesh","2020"],"publisher":"World Bank","frequency":"Annual","geography":"Bangladesh","temporal_coverage":"1980/2020","unit":"% of interest-earning assets","last_updated":"2026-07-25","last_updated_text":"25 July 2026","data_as_of":"2020","variable_measured":"Bangladesh Bank Net Interest Margin","license":"https://apiardata.com/data-license","is_accessible_for_free":true,"sources":[{"name":"World Bank","url":"https://data.worldbank.org/indicator/GFDD.EI.02?locations=BD"}],"meta":[{"label":"Frequency","value":"Annual"},{"label":"Coverage","value":"1980–2020"},{"label":"Observations","value":"35"},{"label":"Geography","value":"Bangladesh"},{"label":"Last updated","value":"25 July 2026"}],"kpis":[{"label":"Bangladesh (2020)","value":"2.2","unit":"% of interest-earning assets","trend":{"direction":"down","value":"-0.6pp YoY"}},{"label":"YoY Change","value":"-0.6pp","unit":"percentage points"},{"label":"Trend","value":"down","unit":""},{"label":"Series length","value":"35","unit":"years of data"}],"series":[{"key":"value","label":"Bangladesh Bank Net Interest Margin"}],"observation_count":35,"observations":[{"period":"1980","value":1.16107},{"period":"1987","value":1.238959},{"period":"1988","value":1.238959},{"period":"1989","value":1.238959},{"period":"1990","value":1.193603},{"period":"1991","value":1.104943},{"period":"1992","value":2.050688},{"period":"1993","value":4.644475},{"period":"1994","value":6.193213},{"period":"1995","value":6.137487},{"period":"1996","value":4.730511},{"period":"1997","value":3.789377},{"period":"1998","value":3.630833},{"period":"1999","value":3.661667},{"period":"2000","value":4.068333},{"period":"2001","value":3.666667},{"period":"2002","value":4.701667},{"period":"2003","value":4.9325},{"period":"2004","value":4.5975},{"period":"2005","value":5.080833},{"period":"2006","value":5.679167},{"period":"2007","value":5.641667},{"period":"2008","value":5.3425},{"period":"2009","value":5.5125},{"period":"2010","value":5.008333},{"period":"2011","value":4.484167},{"period":"2012","value":3.728333},{"period":"2013","value":1.871667},{"period":"2014","value":3.145},{"period":"2015","value":3.465},{"period":"2016","value":4.21},{"period":"2017","value":3.934167},{"period":"2018","value":2.993333},{"period":"2019","value":2.780833},{"period":"2020","value":2.2275}],"table":{"columns":[{"key":"year","label":"Year"},{"key":"value","label":"% of interest-earning assets"},{"key":"yoyChange","label":"YoY Change"}],"rows":[{"year":"2020","value":"2.23","yoyChange":"-0.55pp"},{"year":"2019","value":"2.78","yoyChange":"-0.21pp"},{"year":"2018","value":"2.99","yoyChange":"-0.94pp"},{"year":"2017","value":"3.93","yoyChange":"-0.28pp"},{"year":"2016","value":"4.21","yoyChange":"+0.75pp"},{"year":"2015","value":"3.46","yoyChange":"+0.32pp"},{"year":"2014","value":"3.15","yoyChange":"+1.27pp"},{"year":"2013","value":"1.87","yoyChange":"-1.86pp"},{"year":"2012","value":"3.73","yoyChange":"-0.76pp"},{"year":"2011","value":"4.48","yoyChange":"-0.52pp"},{"year":"2010","value":"5.01","yoyChange":"-0.50pp"},{"year":"2009","value":"5.51","yoyChange":"+0.17pp"},{"year":"2008","value":"5.34","yoyChange":"-0.30pp"},{"year":"2007","value":"5.64","yoyChange":"-0.04pp"},{"year":"2006","value":"5.68","yoyChange":"+0.60pp"},{"year":"2005","value":"5.08","yoyChange":"+0.48pp"},{"year":"2004","value":"4.60","yoyChange":"-0.33pp"},{"year":"2003","value":"4.93","yoyChange":"+0.23pp"},{"year":"2002","value":"4.70","yoyChange":"+1.03pp"},{"year":"2001","value":"3.67","yoyChange":"-0.40pp"}]},"qa":[{"question":"What does this indicator measure?","answer":"This page tracks the net interest margin (NIM) of the banking sector in Bangladesh from 2000 to present. NIM is the primary measure of bank profitability from core lending activities and reflects the spread between lending and deposit rates. It is published by World Bank and updated annually."},{"question":"How current is this data?","answer":"The most recent observation covers 2020. World Bank typically publishes this series with a lag of several months after the reference period. The series runs 1980–2020 (35 observations)."},{"question":"What is the long-term trend?","answer":"The series peaked at 6.2 % of interest-earning assets in 1994 and reached its lowest recorded value of 1.1 in 1991. The latest reading of 2.2 in 2020 represents a change of -0.6pp."}]}