{"version":1,"asset_type":"statistical_series","data_type":"time_series","slug":"au-lending-interest-rate","url":"https://apiardata.com/statistics/au-lending-interest-rate","html_url":"https://apiardata.com/statistics/au-lending-interest-rate/","title":"Australia Bank Lending Interest Rate (2019)","description":"Australia's Bank Lending Interest Rate: 5.1 % per annum in 2019, -0.2pp YoY. World Bank (FR.INR.LEND), 1970–2019.","domain":"markets","category":"Financial Markets","keywords":["Financial Markets","World Bank","Australia","2019"],"publisher":"World Bank","frequency":"Annual","geography":"Australia","temporal_coverage":"1970/2019","unit":"% per annum","last_updated":"2026-07-25","last_updated_text":"25 July 2026","data_as_of":"2019","variable_measured":"Australia Bank Lending Interest Rate","license":"https://apiardata.com/data-license","is_accessible_for_free":true,"sources":[{"name":"World Bank","url":"https://data.worldbank.org/indicator/FR.INR.LEND?locations=AU"}],"meta":[{"label":"Frequency","value":"Annual"},{"label":"Coverage","value":"1970–2019"},{"label":"Observations","value":"50"},{"label":"Geography","value":"Australia"},{"label":"Last updated","value":"25 July 2026"}],"kpis":[{"label":"Australia (2019)","value":"5.1","unit":"% per annum","trend":{"direction":"down","value":"-0.2pp YoY"}},{"label":"YoY Change","value":"-0.2pp","unit":"percentage points"},{"label":"Trend","value":"down","unit":""},{"label":"Series length","value":"50","unit":"years of data"}],"series":[{"key":"value","label":"Australia Bank Lending Interest Rate"}],"observation_count":50,"observations":[{"period":"1970","value":6.90625},{"period":"1971","value":7.25},{"period":"1972","value":7.02083333333333},{"period":"1973","value":7.34375},{"period":"1974","value":9.375},{"period":"1975","value":10.2708333333333},{"period":"1976","value":9.91666666666667},{"period":"1977","value":9.875},{"period":"1978","value":9.375},{"period":"1979","value":9.125},{"period":"1980","value":9.97916666666667},{"period":"1981","value":11.8333333333333},{"period":"1982","value":13.2916666666667},{"period":"1983","value":12.4166666666667},{"period":"1984","value":11.5},{"period":"1985","value":12.4166666666667},{"period":"1986","value":15},{"period":"1987","value":15.0833333333333},{"period":"1988","value":14.0833333333333},{"period":"1989","value":16.4583333333333},{"period":"1990","value":16.3541666666667},{"period":"1991","value":13.4166666666667},{"period":"1992","value":10.5833333333333},{"period":"1993","value":9.41666666666667},{"period":"1994","value":9.0875},{"period":"1995","value":10.5},{"period":"1996","value":9.72916666666667},{"period":"1997","value":7.16666666666667},{"period":"1998","value":6.68333333333333},{"period":"1999","value":6.56666666666667},{"period":"2000","value":7.71666666666667},{"period":"2001","value":6.84166666666667},{"period":"2002","value":6.3625},{"period":"2003","value":6.6125},{"period":"2004","value":7.05},{"period":"2005","value":7.25833333333333},{"period":"2006","value":7.6125},{"period":"2007","value":8.19583333333333},{"period":"2008","value":8.90833333333333},{"period":"2009","value":6.02083333333333},{"period":"2010","value":7.27916666666667},{"period":"2011","value":7.7375},{"period":"2012","value":6.975},{"period":"2013","value":6.17916666666667},{"period":"2014","value":5.95},{"period":"2015","value":5.575},{"period":"2016","value":5.42083333333333},{"period":"2017","value":5.2455},{"period":"2018","value":5.26083333333333},{"period":"2019","value":5.101}],"table":{"columns":[{"key":"year","label":"Year"},{"key":"value","label":"% per annum"},{"key":"yoyChange","label":"YoY Change"}],"rows":[{"year":"2019","value":"5.1","yoyChange":"-0.2pp"},{"year":"2018","value":"5.3","yoyChange":"+0.1pp"},{"year":"2017","value":"5.2","yoyChange":"-0.2pp"},{"year":"2016","value":"5.4","yoyChange":"-0.2pp"},{"year":"2015","value":"5.6","yoyChange":"-0.4pp"},{"year":"2014","value":"6.0","yoyChange":"-0.2pp"},{"year":"2013","value":"6.2","yoyChange":"-0.8pp"},{"year":"2012","value":"7.0","yoyChange":"-0.7pp"},{"year":"2011","value":"7.7","yoyChange":"+0.4pp"},{"year":"2010","value":"7.3","yoyChange":"+1.3pp"},{"year":"2009","value":"6.0","yoyChange":"-2.9pp"},{"year":"2008","value":"8.9","yoyChange":"+0.7pp"},{"year":"2007","value":"8.2","yoyChange":"+0.6pp"},{"year":"2006","value":"7.6","yoyChange":"+0.3pp"},{"year":"2005","value":"7.3","yoyChange":"+0.3pp"},{"year":"2004","value":"7.0","yoyChange":"+0.4pp"},{"year":"2003","value":"6.6","yoyChange":"+0.2pp"},{"year":"2002","value":"6.4","yoyChange":"-0.4pp"},{"year":"2001","value":"6.8","yoyChange":"-0.9pp"},{"year":"2000","value":"7.7","yoyChange":"+1.2pp"}]},"qa":[{"question":"What does this indicator measure?","answer":"This page tracks the prime or benchmark bank lending rate in Australia from 1990 to present. Lending rates directly affect the cost of corporate borrowing and investment activity. It is published by World Bank and updated annually."},{"question":"How current is this data?","answer":"The most recent observation covers 2019. World Bank typically publishes this series with a lag of several months after the reference period. The series runs 1970–2019 (50 observations)."},{"question":"What is the long-term trend?","answer":"The series peaked at 16.5 % per annum in 1989 and reached its lowest recorded value of 5.1 in 2019. The latest reading of 5.1 in 2019 represents a change of -0.2pp."}]}