{"version":1,"asset_type":"statistical_series","data_type":"time_series","slug":"au-deposit-interest-rate","url":"https://apiardata.com/statistics/au-deposit-interest-rate","html_url":"https://apiardata.com/statistics/au-deposit-interest-rate/","title":"Australia Bank Deposit Interest Rate (2019)","description":"Australia's Bank Deposit Interest Rate: 1.6 % per annum in 2019, -0.4pp YoY. World Bank (FR.INR.DPST), 1981–2019.","domain":"markets","category":"Financial Markets","keywords":["Financial Markets","World Bank","Australia","2019"],"publisher":"World Bank","frequency":"Annual","geography":"Australia","temporal_coverage":"1981/2019","unit":"% per annum","last_updated":"2026-07-25","last_updated_text":"25 July 2026","data_as_of":"2019","variable_measured":"Australia Bank Deposit Interest Rate","license":"https://apiardata.com/data-license","is_accessible_for_free":true,"sources":[{"name":"World Bank","url":"https://data.worldbank.org/indicator/FR.INR.DPST?locations=AU"}],"meta":[{"label":"Frequency","value":"Annual"},{"label":"Coverage","value":"1981–2019"},{"label":"Observations","value":"39"},{"label":"Geography","value":"Australia"},{"label":"Last updated","value":"25 July 2026"}],"kpis":[{"label":"Australia (2019)","value":"1.6","unit":"% per annum","trend":{"direction":"down","value":"-0.4pp YoY"}},{"label":"YoY Change","value":"-0.4pp","unit":"percentage points"},{"label":"Trend","value":"down","unit":""},{"label":"Series length","value":"39","unit":"years of data"}],"series":[{"key":"value","label":"Australia Bank Deposit Interest Rate"}],"observation_count":39,"observations":[{"period":"1981","value":13.6245762711866},{"period":"1982","value":15.0133474576273},{"period":"1983","value":12.8497881355933},{"period":"1984","value":12.4648305084747},{"period":"1985","value":14.0095338983052},{"period":"1986","value":16.2169491525425},{"period":"1987","value":14.8817796610171},{"period":"1988","value":13.3614406779662},{"period":"1989","value":18.3463983050849},{"period":"1990","value":15.8271186440679},{"period":"1991","value":11.0516949152543},{"period":"1992","value":7.12415254237289},{"period":"1993","value":5.76461864406781},{"period":"1994","value":5.75000000000001},{"period":"1995","value":7.14851694915256},{"period":"1996","value":6.68072033898307},{"period":"1997","value":5.04830508474577},{"period":"1998","value":4.33686440677967},{"period":"1999","value":4.05911016949153},{"period":"2000","value":4.90699152542372},{"period":"2001","value":3.7375},{"period":"2002","value":3.7},{"period":"2003","value":3.50833333333334},{"period":"2004","value":3.85},{"period":"2005","value":3.89166666666667},{"period":"2006","value":4.0625},{"period":"2007","value":4.52916666666667},{"period":"2008","value":4.725},{"period":"2009","value":3.07916666666667},{"period":"2010","value":4.2125},{"period":"2011","value":4.3375},{"period":"2012","value":3.91666666666667},{"period":"2013","value":3.25},{"period":"2014","value":2.90416666666667},{"period":"2015","value":2.30416666666667},{"period":"2016","value":2.14166666666667},{"period":"2017","value":2.00833333333333},{"period":"2018","value":1.97916666666667},{"period":"2019","value":1.55833333333333}],"table":{"columns":[{"key":"year","label":"Year"},{"key":"value","label":"% per annum"},{"key":"yoyChange","label":"YoY Change"}],"rows":[{"year":"2019","value":"1.6","yoyChange":"-0.4pp"},{"year":"2018","value":"2.0","yoyChange":"unchanged"},{"year":"2017","value":"2.0","yoyChange":"-0.1pp"},{"year":"2016","value":"2.1","yoyChange":"-0.2pp"},{"year":"2015","value":"2.3","yoyChange":"-0.6pp"},{"year":"2014","value":"2.9","yoyChange":"-0.4pp"},{"year":"2013","value":"3.3","yoyChange":"-0.6pp"},{"year":"2012","value":"3.9","yoyChange":"-0.4pp"},{"year":"2011","value":"4.3","yoyChange":"+0.1pp"},{"year":"2010","value":"4.2","yoyChange":"+1.1pp"},{"year":"2009","value":"3.1","yoyChange":"-1.6pp"},{"year":"2008","value":"4.7","yoyChange":"+0.2pp"},{"year":"2007","value":"4.5","yoyChange":"+0.4pp"},{"year":"2006","value":"4.1","yoyChange":"+0.2pp"},{"year":"2005","value":"3.9","yoyChange":"unchanged"},{"year":"2004","value":"3.9","yoyChange":"+0.4pp"},{"year":"2003","value":"3.5","yoyChange":"-0.2pp"},{"year":"2002","value":"3.7","yoyChange":"unchanged"},{"year":"2001","value":"3.7","yoyChange":"-1.2pp"},{"year":"2000","value":"4.9","yoyChange":"+0.8pp"}]},"qa":[{"question":"What does this indicator measure?","answer":"This page tracks the benchmark bank deposit interest rate in Australia from 1990 to present. The spread between lending and deposit rates is a core measure of bank profitability and financial system efficiency. It is published by World Bank and updated annually."},{"question":"How current is this data?","answer":"The most recent observation covers 2019. World Bank typically publishes this series with a lag of several months after the reference period. The series runs 1981–2019 (39 observations)."},{"question":"What is the long-term trend?","answer":"The series peaked at 18.3 % per annum in 1989 and reached its lowest recorded value of 1.6 in 2019. The latest reading of 1.6 in 2019 represents a change of -0.4pp."}]}